Conveyancing in Abingdon
The conveyancing process ensures the legal transfer of property from the seller to the buyer. If you need a solicitor for conveyancing in Abingdon, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped clients in Abingdon and throughout Vale of White Horse with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Banbury, Didcot, Dorchester, Oxford, Wallingford and Wantage
Buying property in Abingdon
Abingdon has a population of approximately 33,000. Believed to be the oldest continuously inhabited town in England, Abingdon is located on the River Thames in Oxfordshire. Known for its annual bun-throwing tradition, the town offers a mix of historic charm and modern amenities.
Council Tax in Abingdon (2023/24)
Abingdon is in Vale of White Horse District Council.
| Band | Amount |
|---|---|
| A | £1,487.07 |
| B | £1,734.91 |
| C | £1,982.75 |
| D | £2,230.60 |
| E | £2,726.29 |
| F | £3,221.98 |
| G | £3,717.67 |
| H | £4,461.20 |
What does an Abingdon conveyancing solicitor do?
A conveyancing solicitor plays a pivotal role in a purchase, and leads you through the legal side of transferring ownership from the seller to the buyer.
Your lawyer will raise questions for the seller's solicitor, order property searches, review the contract of sale and ensure that post-purchase requirements, like paying Stamp Duty, are completed.
Further to the standard checks and searches, Abingdon conveyancing solicitors may carry out radon searches and additional checks and covenants, if required, for property in conservation areas.
Buying with a mortgage?
When you buy a house, your solicitor must also handle some legal work for your mortgage lender.
If your solicitor is not on your chosen mortgage provider's panel, your purchase could take weeks longer.
We work with conveyancers who can represent the vast majority of banks and specialist lenders, so your conveyancing will complete sooner.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can also assist home buyers in Abingdon with conveyancing for:
When you buy a property in a conservation area, your solicitor will check for restrictive covenants, which could include parking issues or street appearance restrictions. Conservation areas in Abingdon and across the Vale of White Horse local authority include Goosey, Kingston Bagpuise, West Hendred, Shrivenham and Letcombe Bassett and Regis.Conservation areas
There exist around half a million listed properties across the country - around 2,270 of which are in Vale of White Horse District Council. Listed buildings and properties in and near to Abingdon include: Buying a listed building is not a decision to be taken lightly. Examples of the duties that listed building owners face include consent required for energy efficient alterations, and an obligation to preserve or restore original windows and doors. Our expert solicitor panel will explain to you what duties your ownership will impose. Read more:Listed buildings
Buying a leasehold property
Purchasing a leasehold house or flat can be very involved. The numerous common problems awaiting the unsuspecting purchaser can include legally technical issues like undisclosed major works and unreasonable lease extension premiums.
A leasehold solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
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Selling a property in Abingdon
For the sale of an Abingdon house or flat, your solicitor will prepare the necessary documentation, including the sale contract and ID forms, and help you fill out this paperwork.
The conveyancer's role involves sorting out potential snags, responding to enquiries from the buyer's solicitor and handling the mortgage redemption.
To ensure the transaction is straightforward, your conveyancing solicitor will also work with both sides, such as agents, lenders and landlords.Is there anything to be aware of if selling a leasehold property in Abingdon?
The legal work for a leasehold flat or house is quite a lot more specialised in comparison with a freehold house.
The complex nature of leasehold property means that conveyancing solicitors in Abingdon must carry out additional work. This can involve sourcing the latest service charge and ground rent statement, through to ascertaining if any excess payments are anticipated.
To reduce leasehold-related delays, It is recommended that the seller instruct a Abingdon conveyancing solicitor as soon as is practicable.
Conveyancing for selling a property
Remortgage in Abingdon
The current Bank of England base rate is 5.25% (12 October, 2024)
Before you instruct a remortgage solicitor, your solicitor must be able to act for your lender.
Quittance panel solicitors are on the legal panels of over 100 building societies and banks. Whether you are changing to an equity release mortgage with NatWest or moving to a shared ownership mortgage with Bluestone, we can help.
Read more:
Find out if our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Abingdon Transfer of equity
If you plan to reduce or increase your ownership share of your home, whether you are transferring the ownership of your home to your daughter, son or other family member, estate planning or adding a new partner to your property's title, a transfer of equity is required. Your conveyancer will complete the process for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
Conveyancing costs in Abingdon: What to expect
When you are comparing quotes, it isn't always easy to be certain you are comparing like to like.
Conveyancing fees
The conveyancing quote should clearly detail the legal fees, including VAT, that you'll pay when your transaction completes. These legal fees are paid to your conveyancer for the legal work that they complete.
Disbursements
Disbursements are third-party expenses incurred during the purchase, sale or other conveyancing transaction. Examples of disbursements include Stamp Duty Land Tax (SDLT), HM Land Registry fees and property searches.
Are the conveyancing fees fixed?
Beware of hidden fees or extra charges, if you are comparing quotes. Some firms set out additional charges in the small print, resulting in a final bill that is higher than the original quote.
