Conveyancing in Aylesford
Conveyancing is the legal process of buying and selling property, where a solicitor ensures that the transfer of ownership complies with legal requirements. If you're looking for a conveyancing solicitor in Aylesford, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have years of experience helping homemovers in Aylesford and throughout Tonbridge and Malling handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Buying property in Aylesford
A village on the River Medway in Kent, Aylesford is renowned for its historic buildings including Aylesford Priory, the oldest Carmelite monastery in the UK. It offers a peaceful rural lifestyle. Aylesford has a population of approximately 5,000.
Council Tax in Aylesford (2023/24)
Aylesford is in Tonbridge and Malling Borough Council.
| Band | Amount |
|---|---|
| A | £1,444.47 |
| B | £1,685.22 |
| C | £1,925.96 |
| D | £2,166.71 |
| E | £2,648.20 |
| F | £3,129.69 |
| G | £3,611.18 |
| H | £4,333.42 |
What will my solicitor do?
For the purchase of a house or flat, a solicitor will handle the legal aspects of buying a home.
The solicitor will perform required due diligence, like raising questions for the seller's solicitor, arranging property searches, reviewing contracts and completing the registration of your ownership.
Aylesford conveyancing solicitors may carry out chalk mining searches.
Are you purchasing a property with a mortgage?
If you are buying with the help of a mortgage, your solicitor will check the property to confirm that the property is worth the loan that your mortgage bank will provide.
Panel approval will mean your solicitor is able to represent your mortgage provider.Our chosen partner solicitors have established relationships with the majority of banks and building societies, from major banks like Barclays to smaller, specialist lenders including NRAM - facilitating a quicker completion of your transaction.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can help Aylesford buyers with the legal work for:
When you purchase a flat or house in an Aylesford conservation area, your lawyer will check for potential planning issues, e.g. an unapproved loft conversion or facade maintenance obligations. Conservation areas in Aylesford and the Tonbridge and Malling local authority include:Buying in a conservation area
Somewhere in the region of 500,000 listed properties exist across the country - around 1,350 of which are in Tonbridge and Malling Borough Council. Listed buildings and properties in and near to Aylesford include: Buying and owning a listed property is not for the faint-hearted. Examples of the duties faced by listed property owners include use of traditional methods and materials for maintenance, required consent for any alterations and an obligation to employ traditional construction techniques . Our specialist panel of solicitors will advise you on what commitments you are making as a listed building owner. Read more:Buying a listed building
New Build
The legal work for purchasing a new build in Aylesford is more complicated than buying an existing property.
A good solicitor in Aylesford must be able to deal with things like handling equity loan schemes, checking that any contracts allow for future 'common parts' maintenance and checking new build warranties with warranty providers such as NHBC Buildmark, Advantage HCI and Q Assure.
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Leasehold property
Purchasing a leasehold property in the UK requires a number of extra steps when compared to buying a freehold. The many potential problems awaiting the unsuspecting purchaser can include legally technical issues like unreasonable managing agent fees and leases with fewer than 80 years to run.
Your solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
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Selling a house or flat in Aylesford
For the sale of a property in Aylesford, the solicitor will prepare vital paperwork, such as the title deeds and ID forms.
Duties include answering the buyer's solicitor's questions, overcoming hurdles such as a defective lease and redeeming the mortgage. By taking steps to work with all parties, including agents, managing agents and lenders, your conveyancer will ensure the transfer of ownership is completed without incident.Could the sale of a leasehold property be delayed?
Yes. Sale conveyancing for a leasehold property can be seriously delayed.
The buyer's conveyancer will need to review several leasehold-related documents. These could include an up-to-date statement of service charges and a copy of buildings insurance for the common parts of the property. Delays are usually the result of the time required by to get these documents together.
Your solicitor should commence this as soon as possible, because the managing agent's information can take a long time to gather if the landlord or managing agent is slow or difficult to contact.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgaging a property in Aylesford
The base interest rate is 5.25% (12 October, 2024)
Before you appoint a solicitor to handle your remortgage, you should confirm that your conveyancer is able to act for your mortgage lender.
We work with solicitors who are on the solicitor panels of over 100 mortgage lenders, so whether you are switching to a fixed rate mortgage from Metro Bank or taking out a variable rate mortgage from Coventry Building Society, we can assist.
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Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Aylesford Transfer of equity
Whether you are estate planning, taking over the share of another owner or gifting a share of a property, a transfer of equity is required.
Your lawyer will complete the process for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Aylesford?
Conveyancing quotes often include costs that might be new to many:
Solicitors' fees
Your solicitor's quote will set out the legal fees (inc. VAT) to be paid when the conveyancing transaction completes. These fees are paid to your lawyer for the legal work that they complete during your transaction.
Disbursements
The quote will include necessary third-party costs, called disbursements, such as Stamp Duty, property searches and a chancel liability search.
Check the quote for hidden costs
Some solicitors' quotes may set out extra costs in their terms and conditions, resulting in a final bill that is higher than the original quote. If you are comparing quotes, make sure you question any charges not set out in your initial quote.
