Conveyancing in Bude
Conveyancing is the legal process of transferring a property from one person to another or the process of securing a mortgage. If you need a solicitor for conveyancing in Bude, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have years of experience helping homemovers in Bude and throughout Cornwall handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Falmouth and Launceston
Buying property in Bude
A seaside resort in north Cornwall, Bude is known for its sandy beaches and the Bude Sea Pool. The area offers a mix of coastal and countryside living, with homes near the beach being particularly sought after. Bude is well-served by bus routes to Exeter and Truro. Bude has a population of approximately 9,000.
Council Tax in Bude (2023/24)
Bude is in Cornwall Council.
Band | Amount |
---|---|
A | £1,480.93 |
B | £1,727.75 |
C | £1,974.57 |
D | £2,221.39 |
E | £2,715.03 |
F | £3,208.67 |
G | £3,702.32 |
H | £4,442.78 |
What does a conveyancing solicitor do?
A conveyancer or solicitor plays a pivotal role in a purchase, and helps you with the legal aspect of a home purchase. They will carry out comprehensive due diligence on the property, such as property searches, raising questions about how the seller has used the property, reviewing contracts of sale and registering the change of ownership.
Bude conveyancing solicitors may also undertake mining searches, particularly for tin, and radon and mundic checks.
Purchasing a property with a mortgage?
When buying a home with a mortgage, it is standard practice for your solicitor to also act for your lender.
If your conveyancing solicitor is not on your mortgage provider's panel, your purchase could take weeks longer to complete.
More than 100 banks and building societies have approved our chosen panel lawyers. We can help you complete your Bude transaction without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We have also helped buyers in Bude with the conveyancing for:
When you purchase a flat or house in a conservation area, your solicitor or licensed conveyancer will need to check for restrictive covenants, including street appearance restrictions, and footpath rights. Conservation areas in Bude and the Cornwall local authority include Landrake, Minions, Marazion and Redruth.Buying in a conservation area
Leasehold flats
Purchasing a leasehold flat in the UK can be very involved. The many potential traps awaiting an uninformed buyer can include legally technical issues like overpriced managing agent packs and unreasonable lease extension premiums.
Your solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
Selling property in Bude
When selling a property in Bude, your conveyancer will arrange all the necessary documentation, including the title deeds and the various property information forms. Duties include resolving issues like a boundary dispute and answering the buyer's solicitor's questions.
By taking steps to communicate effectively with all parties, including estate agents, landlords and lenders, the solicitor will ensure the sale completes as soon as possible.Is there anything to be aware of if selling a leasehold property in Bude?
Conveyancing for a leasehold flat (leasehold houses are uncommon) is quite a lot more complex than it is for a freehold home.
The complex nature of leasehold property means that conveyancing solicitors in Bude must carry out additional tasks, for example sourcing an up-to-date service charge statement, through to a copy of the insurance policy.
So as to resolve any leasehold-related delays sooner, It is highly recommended that you instruct a property lawyer as soon as possible.
Conveyancing for selling a property
Remortgage in Bude
The Bank of England's current base rate is 4.5% (28 April, 2025)
Verify your lawyer is on your lender's panel before you instruct.
Quittance panel solicitors can act for over 100 lenders, so whether you are switching to a fixed rate mortgage from Lloyds Bank or moving to a lifetime mortgage with Bluestone, we can help.
Read more:
Find out if our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Bude Transfer of equity
If you are intending to make changes to the ownership of your home, whether you are adding one or more people to the deeds, tax planning for the future or gifting a share of a property, a transfer of equity is required. Your legal representative will handle the legal side for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are conveyancing fees in Bude?
When you are comparing quotes, it isn't always easy to be certain you are comparing like to like.
Conveyancing fees
Conveyancing fees are paid to your conveyancing solicitor for the tasks they complete on your behalf. The quote will detail the fees for the legal work, including VAT, to be paid when the conveyancing transaction completes.
Disbursements
The quote will include necessary third-party costs, called disbursements, including Stamp Duty and Land Registry fees.
Check what's included in your conveyancing quote
Some firms may include additional charges in the small print, leading to a higher-than-expected final bill. Double-check for additional fees or charges, if you are comparing quotes.