Conveyancing in Bury St Edmunds
Conveyancing involves the legal work and documentation required to transfer a property from the seller to the buyer. If you need a solicitor for conveyancing in Bury St Edmunds, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped clients in Bury St Edmunds and throughout St Edmundsbury with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Lowestoft, Newmarket, Stowmarket and Sudbury
Buying property in Bury St Edmunds
A market town in Suffolk, Bury St Edmunds is known for its ruined abbey and the annual Bury St Edmunds Festival. The medieval grid area is particularly desirable. Bury St Edmunds has a railway station, providing good links to Ipswich and Cambridge. Bury St Edmunds has a population of approximately 41,000.
Council Tax in Bury St Edmunds (2023/24)
Bury St Edmunds is in St Edmundsbury Borough Council.
Band | Amount |
---|---|
A | £1,361.00 |
B | £1,587.83 |
C | £1,814.66 |
D | £2,041.50 |
E | £2,495.17 |
F | £2,948.83 |
G | £3,402.50 |
H | £4,083.00 |
What does a Bury St Edmunds conveyancing solicitor do?
Your solicitor will handle all the legal elements of the transaction.
The solicitor will raise questions for the seller, order searches, review the contract of sale and ensure that post-purchase requirements, including paying Stamp Duty Land Tax, are completed.
In addition to standard searches, Bury St Edmunds conveyancing solicitors may also carry out coastal erosion checks for properties along the coastline.
Purchasing a property with a mortgage?
When purchasing property with a mortgage, it is standard for your solicitor to also act for your mortgage lender.
Lender panel approval will mean your solicitor can act for your lender.
Our chosen panel solicitors have established relationships with the majority of mortgage lenders, such as major banks like Santander, to smaller lenders like Nottingham Building Society and Atom Bank - helping to ensure your transaction completes faster.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can help Bury St Edmunds home buyers with the conveyancing for:
When buying a property in a conservation area, your solicitor or licensed conveyancer will need to check for planning approval issues, including lack of building regulations for alterations, and obligations towards property maintenance. Conservation areas in Bury St Edmunds and the St Edmundsbury local authority include Flempton, Sicklesmere, Bury St Edmunds, Town Centre and Ixworth.Buying a property in a conservation area
Leasehold property
Purchasing a leasehold flat in the UK can be very involved. The numerous common problems lying in wait for the unsuspecting buyer can include legally technical issues like unpaid service charges by the existing leaseholder and onerous covenants.
A leasehold solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Selling a property in Bury St Edmunds
When you begin the process to sell a Bury St Edmunds property, your solicitor will first compile key documents, including title deeds and the various property information forms.
They will sort out potential snags and handle questions from the buyer's side.
By taking action to communicate effectively with the other parties, like estate agents and banks or building societies, your conveyancer will help make sure your move completes as soon as possible.
Does a leasehold property take longer to sell?
Yes, it can take much longer to complete the legal work on leasehold properties, compared to the sale of a freehold property.
The buyer's conveyancer will expect to see several leasehold-related documents, like a copy of the freehold property's buildings insurance and details of any breaches by other leaseholders. The time it takes the seller's conveyancer to get these documents together is commonly the source of delays.
The seller's solicitor should start this process at the earliest opportunity, as these details can take weeks to collect if the landlord or managing agent is slow or difficult to contact.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgaging a property in Bury St Edmunds
The Bank of England's current base rate is 4.5% (28 April, 2025)
Before you instruct, it's a good idea to double-check your conveyancing solicitor's lender panel status.
Quittance panel solicitors are panel members for all major mortgage lenders, so whether you are changing to a standard variable rate mortgage with Santander or taking out a buy to let mortgage from Atom Bank, our panel solicitors will make the process as simple and stress-free as possible.
Read more:
Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transfer of equity
If you intend to reduce or increase your ownership share of a property, whether you are giving a property to a family member, adding one or more people to the deeds or tax planning for the future, you'll need to carry out a transfer of equity.
Your legal representative will handle all the required documentation and register the new interest at HM Land Registry for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are conveyancing fees in Bury St Edmunds?
Conveyancing legal fees
These legal fees are paid to your conveyancing solicitor for the legal work that they complete for you. Your conveyancing solicitor's quote should clearly detail the legal fees, including VAT, to be paid when the conveyancing transaction completes.
Disbursements
A disbursement is an expense your conveyancing solicitor will pay on your behalf which will be added to your bill when you complete. Third-party disbursements include Stamp Duty, property searches and a commons registration search.
Is it a fixed fee quote?
Some solicitors' quotes set out additional charges in the small print, resulting in an inflated final bill. When comparing quotes, beware of extra fees.