Conveyancing in Chard
Conveyancing involves all the legal aspects of transferring the ownership of a property from a seller to a buyer, handling a remortgage, or transferring equity. If you need a solicitor for conveyancing in Chard, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped Chard and South Somerset clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Buying property in Chard
A town in Somerset, Chard is known for its rich history, Chard Museum, and the nearby Chard Reservoir nature reserve. The Old Town area is particularly popular. Chard is well-served by bus routes to Taunton and Yeovil. Chard has a population of approximately 13,000.
Council Tax in Chard (2023/24)
Chard is in South Somerset District Council.
What will my Chard solicitor do?
A conveyancer or solicitor handles all of the post-offer aspects of buying property, and guides you through the legal side of buying a home.
The solicitor will order property searches, raise questions for the seller's solicitor, review the contract of sale and ensure that post-purchase requirements, such as registering the property ownership with the Land Registry, are completed.
Chard conveyancing solicitors may also undertake an assessment of the risk of flooding.
Are you purchasing a home with a mortgage?
Whether you are buying a new build property or purchasing an investment property, your solicitor must also complete legal work for your mortgage bank. If your conveyancer is not on your chosen mortgage provider's panel, your purchase could take significantly longer to complete and cost you more in the process.
More than 100 banks and building societies have approved our chosen partner solicitors. We can help you complete your Chard transaction smoothly.
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Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
Approved by over 100 more
We can also assist Chard buyers with the conveyancing for:
When you buy a property in a Chard conservation area, your lawyer will check for planning approval issues, e.g. solar panel visibility, and missing consents for landscaping. Conservation areas in Chard and across the South Somerset local authority include South Petherton, Winsham and West Coker.Conservation areas
New Build
The legal work for acquiring a new build property in Chard can be complicated compared to other types of conveyancing.
A conveyancer in Chard must be able to deal with things like helping with mortgage offer extension terms, negotiating new build contracts and registering ownership with warranty providers, including NHBC, Advantage HCI and BOPAS.
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Leasehold flats
Purchasing a leasehold house or flat can be complex when compared to purchasing a freehold. The many potential problems awaiting the unsuspecting purchaser can include legally technical issues like unreasonable managing agent fees and unfair clauses in the lease.
Your solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
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Selling a house or flat in Chard
For the sale of a Chard house or flat, your lawyer will prepare the necessary documentation, such as the draft contract and assorted property information forms, and help you complete these forms.
Their duties entail handling obstacles like missing paperwork, answering the buyer's solicitor's questions and handling the mortgage redemption.By taking action to coordinate with all parties, like agents, lenders and landlords, your lawyer will help make sure your sale is completed without incident.
Does the conveyancing for selling leasehold take longer?
Yes. Sale conveyancing for a leasehold home usually takes longer.
The buyer's conveyancer will expect to see these documents, including a copy of buildings insurance for the common parts of the property. Typically, delays are due to the time it takes your solicitor to source this information.
The solicitor should start this process even before you have found a buyer, as this information could take several weeks to collect if it is difficult to contact the landlord or managing agent or they are slow to respond.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgage conveyancing in Chard
The Bank of England's current base rate is 5.25% (12 October, 2024)
Verify your conveyancing solicitor is on your bank or building society's panel before you instruct your solicitor.
Quittance panel solicitors can act for over 100 banks and building societies. Whether you are switching to a fixed rate mortgage from Leeds Building Society or moving to a first time buyer mortgage with Harpenden Building Society, our panel solicitors can guide you through the remortgage process.
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Find out if our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transferring Equity
If you are planning to reduce or increase your ownership share of a property, whether you are adding one or more people to the deeds, gifting a property or tax planning for the future, a transfer of equity is required.
Your conveyancer will handle all the required documentation for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
What are typical Chard conveyancing fees?
It only takes a minute to get an online quote for conveyancing, but knowing what's actually included can be complex.
Legal fees
Your conveyancing solicitor's quote should clearly detail the legal fees, including VAT, to be paid when the conveyancing transaction completes. These fees are what your lawyer charges you for the work they carry out during your transaction.
Disbursements
A disbursement is an expense your lawyer will pay on your behalf which will be added to your bill when you complete. Third-party disbursements include Stamp Duty Land Tax (SDLT), HM Land Registry fees and property searches.
Check what's included in your quote
When comparing quotes, beware of hidden fees or extra charges. Some firms include additional fees in the small print, resulting in an inflated final bill.
