Conveyancing in Chelsea
Conveyancing is the legal process used for transferring ownership of a property from one party to another, or the work involved in a remortgage or transfer of equity. If you're looking for a conveyancing solicitor in Chelsea, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have helped Chelsea and Royal of Kensington & Chelsea clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Edmonton, Fulham, Kensington, South West London and London
Buying property in Chelsea
The district of Chelsea in London is within the Royal Borough of Kensington and Chelsea and is one of the most exclusive areas of the capital. It lies north of the River Thames between Chelsea Bridge and Chelsea Harbour. Always a popular location for the wealthy Chelsea was once described as a village of palaces, with its main artery, the King's Road, once Charles II's private road from St James's Palace to Fulham.
Much of the property was built in the 19th century and is characterised by attractive red-brick terraces, mansion blocks, which surround pretty squares, and quiet mews houses tucked away from the busy main roads. Newer homes have been built close to the river.
Council Tax in Chelsea (2023/24)
Chelsea is in Royal Borough of Kensington & Chelsea.
Band | Amount |
---|---|
A | £961.53 |
B | £1,121.78 |
C | £1,282.03 |
D | £1,442.29 |
E | £1,762.80 |
F | £2,083.31 |
G | £2,403.82 |
H | £2,884.58 |
What do Chelsea conveyancing solicitors do?
In a property purchase, your conveyancing solicitor will handle all the legal elements of a home purchase. Your lawyer will order property searches, raise questions for the seller's solicitor, review contracts and complete any post-sale actions, such as registering the property ownership with the Land Registry and paying Stamp Duty Land Tax.
Chelsea conveyancing solicitors would also undertake checks for leasehold issues, such as excessive service charges and ground rents.
Buying a property with a mortgage?
When buying with a mortgage, it is standard practice for your solicitor to also act for your lender.
If your lawyer is not on your bank's panel, your purchase could take significantly longer to complete and cost more.Over 100 mortgage lenders have approved our chosen panel solicitors, so we can help you complete your Chelsea transaction smoothly.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We have also helped home buyers in Chelsea with conveyancing for:
There exist around half a million listed buildings in England and Wales, 1,360 of which are in Royal Borough of Kensington & Chelsea. Listed buildings and properties in and around Chelsea include: Buying and owning a listed building is not for the faint-hearted. Examples of the obligations placed upon listed building owners include consent for any alterations that might change the character of the property, and a requirement to use original or historically appropriate materials. Our specialist panel of solicitors will advise you on what duties your ownership will impose. Read more:Buying a listed building
When you buy a share in a property from a social housing provider, you will need shared ownership conveyancing. Shared ownership conveyancing is more involved. This is because contracts are more complicated, and housing associations work to tight deadlines. Our specialist panel of property lawyers has years of experience with shared ownership conveyancing and staircasing.Shared Ownership Conveyancing
Selling a house or flat in Chelsea
When selling a Chelsea property, your lawyer will prepare the necessary documentation, like the sale contract and property information forms, and help you fill out these forms.
The lawyer's role involves answering the buyer's solicitor's enquiries, resolving issues like lack of consent for alterations and taking charge of the mortgage redemption.
In order to assure a smooth transfer of ownership, the solicitor will also communicate effectively with all parties, such as estate agents and banks or building societies.
I am selling a leasehold property in Chelsea - what do I need to know?
Conveyancing for a leasehold flat (houses are rarely leasehold) is a great deal more protracted than for a more straightforward freehold house.
The complexities of leasehold mean conveyancing solicitors in Chelsea must undertake extra work, for example collating all relevant freeholder information, through to a copy of the buildings insurance for the common parts.
To help mitigate the delays involved in selling a leasehold house or flat, It is recommended that the vendor contact a Chelsea conveyancing solicitor as soon as is practicable.
Conveyancing for selling a property
Remortgage in Chelsea
The official base rate is 4.5% (18 February, 2025)
It's a good idea to double-check your solicitor's lender panel membership before you instruct your solicitor.
Our remortgage panel solicitors can act for over 100 mortgage lenders. Whether you are switching to a 2-year fixed rate from Leeds Building Society or taking out a 3-year tracker rate from Bradford and Bingley, we can help you.
Read more:
Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transfer of equity
Whether you are changing the legal ownership structure, transferring the ownership of your property to a child or inheritance tax (IHT) planning, you'll need a conveyancer to handle the transfer of equity.
Your lawyer will handle all the required documentation for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
Conveyancing costs in Chelsea: What to expect
Solicitors' fees
These fees are paid to your conveyancing solicitor for the legal work that they complete on your behalf. The quote will set out the legal fees (inc. VAT) to be paid when the conveyancing transaction completes.
Disbursements
A disbursement is an expense your conveyancing solicitor will pay on your behalf which will be added to your bill when you complete. Third-party disbursements include Stamp Duty, property searches and TT fees.
Is it a fixed fee quote?
Beware of hidden fees or extra charges, if you are comparing conveyancing quotes. Some firms set out additional charges in their terms and conditions. This can lead to an inflated final bill.