Conveyancing in Clapham
Conveyancing is the legal process of transferring property from one owner to another. If you need a solicitor for conveyancing in Clapham, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped Clapham and Lambeth clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Battersea, Brixton, Kensington, Lambeth, Wandsworth, South West London and London
Buying property in Clapham
An area in South West London, Clapham is known for its vibrant nightlife, the 220-acre Clapham Common, and a variety of shops and restaurants. Popular areas to live include Clapham Old Town and Abbeville Village. Clapham has three Tube stations, all on the Northern line. Clapham has a population of approximately 65,000.
Council Tax in Clapham (2023/24)
Clapham is in London Borough of Lambeth.
Band | Amount |
---|---|
A | £1,174.60 |
B | £1,370.37 |
C | £1,566.13 |
D | £1,761.90 |
E | £2,153.43 |
F | £2,544.97 |
G | £2,936.50 |
H | £3,523.80 |
What does a Clapham conveyancing solicitor do?
A solicitor plays a pivotal role in a purchase. This means carrying out comprehensive due diligence on the property, such as ordering property searches, raising questions about how the seller has used the property and registering your ownership of the property at HMLR.
Clapham conveyancing solicitors may undertake checks for leasehold issues, such as excessive service charges and ground rents.
Buying with a mortgage?
Whether you are a first-time buyer or purchasing a holiday let, your solicitor must also complete legal work for the lender.
If your lawyer isn't accepted on your mortgage provider's panel, it may take many weeks longer to complete the purchase.
Our chosen panel solicitors have established relationships with the majority of building societies, banks and lenders, helping to facilitate a faster completion for your purchase.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can assist Clapham home buyers with conveyancing for:
When purchasing a property in a Clapham conservation area, your lawyer will need to check for planning approval issues, e.g. conservation oversight, and an unapproved loft conversion. Conservation areas in Clapham and the Lambeth local authority include Leigham Court Road (South), Stockwell Park, Sibella Road, Clapham High Street and Leigham Court Estate.Buying a property in a conservation area
There are around half a million listed properties across the country, 960 of which are in London Borough of Lambeth. Listed buildings in and near to Clapham include: Buying and owning a listed building is not for the faint-hearted. Our experienced panel of solicitors will offer guidance on what commitments you are making as a listed building owner. Examples include regular upkeep, required consent for any alterations and . Read more:Listed buildings
Buying a shared ownership property refers to buying a share in a house or flat (normally 25%, 50% or 75%) from a registered provider of social housing. While it is a great way to get on the property ladder, shared ownership is more involved. Contracts are more complex, as shared ownership properties are leasehold. With extensive specialist experience, our expert panel of solicitors can help you with your shared ownership purchase or staircasing.Shared Ownership
New Build
The legal work for purchasing a new build home in Clapham is more complicated than buying an existing property.
A conveyancing solicitor in Clapham must be able to deal with things like checking the suitability of new build insurance, ensuring new estate roads are adopted and checking new build warranties with warranty providers, including NHBC Buildmark, Advantage HCI and Global Home Warranties.
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Selling property in Clapham
For the sale of homes in Clapham, your lawyer will prepare vital paperwork, including the title deeds and assorted property information forms, and help you fill out these forms.
The solicitor's role involves overcoming hurdles such as missing building regulations, responding to enquiries from the buyer's solicitor and taking charge of the mortgage redemption.
The solicitor will communicate effectively with the other parties, including estate agents, landlords and lenders, to confirm that the sale is completed without incident.
Does a leasehold property take longer to sell?
Yes, it can take much more time to carry out the conveyancing on a leasehold home, compared to freehold conveyancing.
The buyer's conveyancer will expect to see several leasehold-related documents, including a copy of the freehold property's buildings insurance. Delays are usually caused by the time required by your lawyer to get these documents together.
It can take a long time to gather the managing agent's information if it is difficult to contact the landlord or managing agent or they are slow to respond, so your conveyancing solicitor should commence this before a buyer has even been found.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgaging a property in Clapham
The Bank of England's current base rate is 5.25% (12 October, 2024)
Before instructing, your solicitor must be able to act for your mortgage lender.
Our remortgage panel solicitors are panel members for all major building societies and banks, so whether you are changing to a 30-year mortgage with Lloyds Bank or moving to a guarantor mortgage with Cynergy Bank, we can help you.
Read more:
Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transfer of equity
If you want to reduce or increase your ownership share of your property, whether you are transferring the ownership of your property to a child, resolving joint ownership or tax planning for the future, a transfer of equity is required. Your conveyancer will handle all the required documentation for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are solicitors' conveyancing fees in Clapham?
You can get a conveyancing quote online in minutes, but making sense of what you actually be paying can be a challenge.
Legal fees
These fees are paid to your conveyancing solicitor for the tasks they complete during your property transaction. The conveyancing quote should clearly detail the legal fees, including VAT, that you'll pay when your transaction completes.
Disbursements
The conveyancing quote should also include any disbursements, which are third-party costs, including Local authority searches, Stamp Duty or a managing agent information pack.
Are the conveyancing fees fixed?
Beware of hidden charges not mentioned in the initial conveyancing quote, when comparing quotes. Some firms include extra costs in their terms and conditions, resulting in a higher final bill.