Conveyancing in Croydon
Conveyancing is the work a solicitor does to transfer the legal title of a house or flat from one person to another. If you're looking for a conveyancing solicitor in Croydon, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have helped clients in Croydon and throughout London with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Beckenham, Caterham, Mitcham, Purley, Warlingham, South London and London
Buying property in Croydon
Croydon is one of the largest commercial districts outside Central London. Situated only 10 miles south of Charing Cross, Croydon is an easy commute into central London.
Recent and imminent developments have transformed the town into a major shopping hub. A new 1.4bn pound Westfield shopping centre was announced in late 2017, and it is anticipated that gentrification of the area is likely to push property prices up.
Although central London and Gatwick airport are only a 15-minute train journey from East Croydon rail station, to its south-east the town has easy access to the rural area of the North Downs and the Pilgrim's Way long distance footpath.
Council Tax in Croydon (2023/24)
| Band | Amount |
|---|---|
| A | £1,493.04 |
| B | £1,741.88 |
| C | £1,990.72 |
| D | £2,239.56 |
| E | £2,737.24 |
| F | £3,234.92 |
| G | £3,732.60 |
| H | £4,479.12 |
What does a Croydon property lawyer do?
A conveyancing solicitor will take care of the technical side of buying a home. They will raise questions for the seller, order searches, review contracts and ensure that post-purchase requirements, like paying Stamp Duty Land Tax and registering the property ownership with the Land Registry, are completed.
Further to the standard checks and searches, Croydon conveyancing solicitors may also carry out checks for leasehold issues, such as excessive service charges and ground rents.
Purchasing a home with a mortgage?
When buying with the help of a mortgage, it is a requirement for your solicitor to also act for your bank or building society.
If your conveyancer isn't accepted on your lender's panel, it may take weeks longer to purchase your property.
We work with lawyers who can represent the vast majority of mortgage lenders, including major banks like Barclays, to smaller lenders like Skipton Building Society and Keystone Finance, so your conveyancing will complete sooner.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can also help home movers in Croydon with the conveyancing for:
When you buy a flat or house in a conservation area, your conveyancing solicitor will need to check for planning approval issues, which could include a breach of the conservation area 'Article 4 Directions' or visible satellite dishes and antennas. Conservation areas in Croydon and across the London local authority include:Conservation areas
Somewhere in the region of half a million listed buildings exist across the country, 179 of which are in London Borough of Croydon. Croydon listed buildings include: Owning a listed building can be a challenge for the unwary. Our specialist panel of property solicitors will clarify the obligations imposed by listed property ownership. Examples include a duty to maintain the exterior appearance, consent for any alterations that might change the character of the property and public access to certain areas. Read more:Listed buildings
Shared ownership conveyancing is the service you will need, when purchasing a share in a house or flat from housing associations that offer part-buy, part-rent schemes. While offering a budget-friendly way to own a home, shared ownership is more involved, because contracts are more complex and may contain restrictive covenants. With extensive specialist experience, our expert panel of solicitors will assist you with every step of the process.Shared Ownership Conveyancing
New Build
The conveyancing process for buying a new build property in Croydon can be complex.
A good solicitor in Croydon must be able to deal with things like advising on mortgage offer flexibility for delayed completion, handling withdrawal under the Consumer Code for Housebuilders and checking new build warranties with warranty providers, including NHBC Buildmark, Advantage HCI and AHCI.
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Leasehold flats
can be complex. The numerous common problems awaiting the unsuspecting purchaser can include legally technical issues like sinking fund issues and onerous covenants.
A good property lawyer will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
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Selling a property in Croydon
As part of the property selling process in Croydon, your solicitor will prepare vital paperwork, including title deeds and assorted property information forms.
They will sort out potential snags, respond to inquiries from the buyer's solicitor and redeem the existing mortgage.
To ensure the transaction is straightforward, your conveyancing solicitor will also communicate effectively with all parties, such as agents, lenders and landlords.
What do I need to know if selling a leasehold property in Croydon?
The legal work for a leasehold flat (leasehold houses are uncommon) is quite a lot more specialised than it is for a freehold home.
Leasehold complexity involves additional tasks on the part of conveyancing solicitors in Croydon, and this could include requesting an up-to-date service charge statement, through to looking into potential forfeiture proceedings.
To help mitigate the delays involved in selling a leasehold house or flat, It is highly recommended that the vendor contact a solicitor as soon as possible, and potentially before marketing the property,.
Conveyancing for selling a property
Remortgaging a property in Croydon
The base interest rate is 5.25% (22 January, 2025)
You should verify the remortgage solicitor you have chosen is on your mortgage lender's panel before you instruct your solicitor.
Our partner panel solicitors are approved members of the majority of banks and building societies. Whether you are changing to a 2-year fixed rate with Barclays Bank or taking out a guarantor mortgage from Harpenden Building Society, our experienced conveyancing team can guide you through the remortgage process.
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Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transfer of equity
If you intend to reduce or increase your ownership share of your property, whether you are dealing with inheritance tax planning, buying out another part-owner or transferring the ownership of a property to your children, a transfer of equity is required. Your lawyer will complete the legal work for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are conveyancing fees in Croydon?
It only takes a minute to get a conveyancing quote, but knowing what's actually included can be complex.
Legal fees
These fees are what your conveyancer charges you for the legal services they provide for you. The conveyancing quote will detail the fees for the legal work, including VAT, to be paid when the conveyancing transaction completes.
Disbursements
Your conveyancing quote should also itemise required third-party costs, or disbursements, including Stamp Duty and Land Registry fees.
Check the quote for hidden costs
Some firms may include additional charges in their terms and conditions. This can lead to a higher-than-expected final bill. Beware of extra fees, if you are comparing quotes.
