Conveyancing in Erith
Conveyancing is the legal process of transferring a property from one person to another or the process of securing a mortgage. If you're looking for a conveyancing solicitor in Erith, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have years of experience helping homemovers in Erith and throughout Bexley handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Bexley, Welling, South East London and London
Buying property in Erith
A town in South East London, Erith is known for its Riverside Gardens, and the nearby Crossness Pumping Station. Popular residential areas include Northumberland Heath and Belvedere. Erith is well-served by a railway station, providing links to central London. Erith has a population of approximately 45,000.
Council Tax in Erith (2023/24)
Erith is in London Borough of Bexley.
Band | Amount |
---|---|
A | £1,358.51 |
B | £1,584.92 |
C | £1,811.34 |
D | £2,037.76 |
E | £2,490.60 |
F | £2,943.43 |
G | £3,396.27 |
H | £4,075.52 |
What does a property lawyer do?
A property lawyer plays an essential role during a property purchase, and helps the buyer with the legal side of buying a property.
They will order searches, raise questions for the seller, review contracts and complete any post-sale actions, including registering the property ownership with the Land Registry.
Erith conveyancing solicitors could also undertake checks for issues related to flats, such as spiralling ground rents.
Purchasing a property with a mortgage?
Whether you are buying a property to rent out or a first-time buyer, your solicitor must also complete legal work for the bank arranging your mortgage. If your solicitor isn't accepted on your chosen mortgage provider's panel, it could take weeks longer to buy your house.
More than 100 lenders have approved our chosen partner solicitors. We can help you complete your Erith transaction smoothly.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can help home movers in Erith with the conveyancing for:
When you purchase a flat or house in an Erith conservation area, your solicitor or licensed conveyancer will need to check for restrictive covenants, e.g. street appearance restrictions or heritage access. Conservation areas in Erith and the Bexley local authority include:Conservation areas
There are over 500,000 listed properties across the country - around 120 of which are in London Borough of Bexley. Listed buildings and properties in and around Erith include: Buying a listed building is not a decision to be taken lightly. Examples of the duties that listed building owners face include consent required for energy efficient alterations, and public access to certain areas. Our expert solicitor panel will clarify what commitments you are making as a listed building owner. Read more:Listed buildings
When you buy a share in a property from a housing association, you'll need the help of a specialist solicitor. While it is a great way to get on the property ladder, buying and owning a shared ownership property is more complex, as all properties are leasehold. Our expert solicitor panel has years of experience with shared ownership conveyancing and staircasing.Shared Ownership Conveyancing
New Build
The conveyancing process for purchasing a new build in Erith is often more complex than other types of conveyancing.
Your solicitor in Erith must be able to deal with things like handling structural guarantees, investigating issues with drains and roads that serve the property and any other issues raised by your lender.
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Leasehold flats
Buying a leasehold house or flat in the UK requires a number of extra steps when compared to buying a freehold. The numerous common problems awaiting an uninformed purchaser can include legally technical issues like sinking fund issues and marriage value issues.
A specialist leasehold solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
Selling a house or flat in Erith
For the sale of property in Erith, the solicitor will arrange all the necessary documentation, including the contract of sale and assorted property information forms, and will help you answer these forms.
The duties of a seller's solicitor includes responding to enquiries from the buyer's solicitor, resolving any potential issues and taking charge of the mortgage redemption.
To ensure a smooth transfer, your conveyancer will coordinate with both sides, such as agents, lenders and landlords.Does a leasehold property take longer to sell?
Yes, that's correct, it can take much longer to conduct the conveyancing to sell a leasehold home, compared to the sale of a freehold property.
The buyer's conveyancer must review these documents, such as details of any breaches by other leaseholders. Delays are usually caused by the time needed by the solicitor to get these documents together.
It can take weeks to collect the managing agent's information if it is difficult to contact the managing agent, so your lawyer should start this process as soon as possible.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgage in Erith
The Bank of England's current base rate is 5.25% (9 November, 2024)
Before you instruct, don't forget to check your remortgage solicitor's lender panel status.
We work with remortgage solicitors who are on the panels of all major mortgage lenders. Whether you are changing to an offset mortgage with Yorkshire Building Society or taking out a tracker mortgage from Buckinghamshire Building Society, we can assist.
Read more:
Find out if our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transfer of equity
If you are looking to restructure the ownership of your home, whether you are adding your spouse to the deeds, inheritance tax (IHT) planning or gifting a share of a property, a transfer of equity is required. Your legal representative will quickly and efficiently complete the legal work for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much should I budget for conveyancing in Erith?
Don't be surprised if some of the costs listed on a conveyancing quote seem unfamiliar.
Legal fees
Your conveyancing solicitor's quote will detail the fees for the legal work, including VAT, that you pay when the property transaction is complete. These fees are what your conveyancer charges you for the legal work that they complete for you.
Conveyancing disbursements
The quote will include necessary third-party costs, called disbursements, including Stamp Duty, property searches and an environmental search.
Check what's included in your quote
When you compare conveyancing quotes, double-check for additional fees or charges. Some firms include additional fees in their terms and conditions, resulting in a total cost that's much higher than the initial quote.