Conveyancing in Falmouth
Conveyancing is defined as the work a solicitor or licenced conveyancer does to transfer a property from one party to another. If you need a solicitor for conveyancing in Falmouth, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped Falmouth and Cornwall clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Buying property in Falmouth
A town in Cornwall, Falmouth is known for its harbour, Pendennis Castle, and the nearby Trebah Garden. Popular residential areas include Penryn and Mabe Burnthouse. Falmouth has three railway stations, providing links to Truro. Falmouth has a population of approximately 22,000.
Council Tax in Falmouth (2023/24)
Falmouth is in Cornwall Council.
| Band | Amount |
|---|---|
| A | £1,480.93 |
| B | £1,727.75 |
| C | £1,974.57 |
| D | £2,221.39 |
| E | £2,715.03 |
| F | £3,208.67 |
| G | £3,702.32 |
| H | £4,442.78 |
What does a property lawyer do?
Your property lawyer will handle the legal aspects of buying a property.
They will raise enquires of the seller, order property searches, review the lease (if applicable) and complete any post-sale actions, such as paying SDLT.
Falmouth conveyancing solicitors may undertake mining searches, particularly for tin, and radon and mundic checks.
Are you purchasing a property with a mortgage?
When you buy a house, your solicitor also needs to carry out some legal work for the lender. If your conveyancer is not on your lender's panel, your purchase could take weeks longer and incur more costs.
We work with lawyers who can represent the vast majority of building societies, banks and lenders, from larger lenders like Nationwide to Principality Building Society, so you can complete your purchase without delay.
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Conveyancing for buying a property
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We can also help buyers in Falmouth with the conveyancing for:
When buying a home in a conservation area, your conveyancing solicitor will check for potential planning issues, including facade maintenance restrictions, and lack of building regulations for alterations. Conservation areas in Falmouth and across the Cornwall local authority include Altarnun, Tregonning Hill, Grampound and Lanreath.Buying a home in a conservation area
New Build Conveyancing
The legal work for acquiring a new build home in Falmouth is often more complex than other types of conveyancing.
An experienced solicitor in Falmouth will need to be qualified to handle things like advising on mortgage offer flexibility for delayed completion, verifying rights of easements and registering ownership with warranty providers such as NHBC Buildmark, Advantage and CRL.
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When we factored in eveything that was included - this was the best quote we could find
Selling a house or flat in Falmouth
For the sale of a Falmouth property, your conveyancing solicitor will assemble all essential documents, such as the sale contract and ID forms.
The lawyer's duties entail dealing with complications like a boundary dispute, responding to the buyer's solicitor's enquiries and redeeming the mortgage. The solicitor will communicate effectively with all parties, like estate agents and banks or building societies, so your home move completes as soon as possible.Does the conveyancing for selling leasehold take longer?
Yes. The conveyancing for selling a leasehold house or flat can result in long delays.
The buyer's conveyancer will want to see this leasehold-related paperwork, like management company information and three years' filed accounts for the property management. The time it takes your lawyer to gather this paperwork is commonly the source of delays.
Your lawyer should commence this before a buyer has even been found, as this information could take several weeks to collect if it is difficult to contact the landlord or managing agent.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgage in Falmouth
The official base rate is 5.25% (12 October, 2024)
Double check your remortgage solicitor is on your lender's panel before you instruct.
Our remortgage panel solicitors are approved members of the majority of lenders. Whether you are switching to a standard variable rate mortgage from Lloyds Bank or moving to a home reversion mortgage with Atom Bank, we can assist.
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Find out if our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transferring Equity
If you are intending to change the ownership structure of your home, whether you are adding your spouse to the deeds, transferring the ownership of a property (in part or in full) to your children or inheritance tax (IHT) planning, you'll need to carry out a transfer of equity. Your lawyer will handle the legal side for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
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How much are solicitors' conveyancing fees in Falmouth?
You can get a quote in minutes, but making sense of what you actually be paying can be a challenge.
Legal fees
These legal fees are paid to your conveyancer for the tasks they complete on your behalf. Your solicitor's quote will detail the fees for the legal work, including VAT, that you'll pay when your transaction completes.
Disbursements
A disbursement is an expense your conveyancer will pay on your behalf which will be added to your bill when you complete. Examples of disbursements include Local authority searches, Stamp Duty or a British waterways search.
Read the terms and conditions
Some solicitors' quotes set out additional charges in the small print, leading to a higher final bill. Beware of extra fees, when you compare conveyancing quotes.
