Conveyancing in Fareham
Conveyancing is the legal process used for transferring ownership of a property from one party to another, or the work involved in a remortgage or transfer of equity. If you're looking for a conveyancing solicitor in Fareham, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have helped Fareham and Hampshire clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Havant, Portsmouth, Southampton and Waterlooville
Buying property in Fareham
A market town in Hampshire, Fareham is known for its shopping centre, Fareham Shopping Centre, and the nearby Titchfield Abbey. Popular residential areas include Portchester and Wallington. Fareham has a railway station, providing links to Southampton and Portsmouth. Fareham has a population of approximately 42,000.
Council Tax in Fareham (2023/24)
| Band | Amount |
|---|---|
| A | £1,315.07 |
| B | £1,534.24 |
| C | £1,753.42 |
| D | £1,972.60 |
| E | £2,410.96 |
| F | £2,849.31 |
| G | £3,287.67 |
| H | £3,945.20 |
What does a property lawyer do?
For a property purchase, the property lawyer will address all the legal details of buying a property.
They will raise questions for the seller's solicitor, order property searches, review the contract of sale and ensure that post-purchase requirements, like paying Stamp Duty and HMLR registration, are completed.
Fareham conveyancing solicitors could also undertake flood risk searches.
Purchasing a property with a mortgage?
When you buy a property with a mortgage, the mortgage lender will verify that the property meets their mortgage criteria.
Your transaction could take weeks longer and also cost more if your property lawyer is not on your lender's panel.We work with solicitors who can represent the vast majority of banks and specialist lenders, so you can complete your purchase without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can also assist buyers in Fareham with the legal work for:
There are over 500,000 listed buildings in England and Wales, and around 440 of which are in Fareham Borough Council. Fareham listed buildings and properties include: Owning a listed building brings its own set of challenges. Examples of the obligations placed upon listed building owners include regular upkeep, and consent for additions like satellite dishes or external lighting. Our expert conveyancing solicitor panel will clarify the commitments a listed building owner must make. Read more:Buying a listed building
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Selling property in Fareham
When selling property in Fareham, the solicitor will assemble all essential documents, including title deeds and the TA6 and TA10 property information forms, and help you complete these forms.
The conveyancer will reply to the buyer's solicitor's inquiries and address potential issues.
To ensure the transaction is straightforward, your solicitor will also liaise with key parties, such as estate agents, landlords and lenders.
What do I need to know if selling a leasehold property in Fareham?
The conveyancing process for a leasehold flat (leasehold houses are not common) is a great deal more complicated compared to a freehold house.
The complexities of leasehold mean conveyancing solicitors in Fareham will need to conduct extra work, which could include sourcing the latest service charge and ground rent statement, through to ascertaining if a license to assign is required.
To reduce leasehold-related delays, It is recommended that the seller instruct a lawyer as soon as is practicable.
Conveyancing for selling a property
Remortgage conveyancing
The official base rate is 5.25% (12 October, 2024)
It's important that you double-check your lawyer's lender panel membership before you instruct.
We work with remortgage solicitors who are members of all major lenders' panels, so whether you are switching to an equity release mortgage from Metro Bank or taking out a shared ownership mortgage from Buckinghamshire Building Society, we can help you.
Read more:
Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transferring Equity
Whether you are resolving joint ownership, inheritance tax (IHT) planning or transferring the ownership of your home to your daughter, son or other family member, a transfer of equity is required. Your lawyer will complete all the necessary paperwork for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Fareham?
It only takes a minute to get an online quote for conveyancing, but knowing what's actually included can be complex.
Conveyancing fees
These fees are what your solicitor or conveyancer charges you for the work they complete during your property transaction. The quote will detail the fees for the legal work, including VAT, that you pay when the property transaction is complete.
Disbursements (costs payable to third parties)
Your quote should also list any disbursements, which are costs paid to third parties on your behalf, such as Stamp Duty Land Tax (SDLT), HM Land Registry fees and property searches.
Check the quote for hidden costs
Make sure you question any charges not set out in your initial quote, if you are comparing quotes. Some firms include extra costs in the small print, resulting in a higher-than-expected final bill.
