Conveyancing in Ferndown
Conveyancing is the legal process involved when ownership of a property is transferred from the seller to the buyer. If you need a solicitor for conveyancing in Ferndown, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped clients in Ferndown and throughout East Dorset with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Bournemouth, Christchurch, Poole and Weymouth
Buying property in Ferndown
A town in Dorset, Ferndown is known for its Ferndown Golf Club and the nearby New Forest National Park. Popular residential areas include West Moors and Trickett's Cross. Ferndown is well-served by bus routes to Bournemouth and Poole. Ferndown has a population of approximately 27,000.
Council Tax in Ferndown (2023/24)
Ferndown is in East Dorset District Council.
What does a property lawyer do?
A property lawyer will take care of the technical side of buying a home. They will order searches, raise enquires of the seller's solicitor, review the lease (if applicable) and take care of tasks after the sale, like registering the property ownership with the Land Registry and paying Stamp Duty.
In addition to standard searches, Ferndown conveyancing solicitors could also undertake searches for flood risk.
Are you buying with a mortgage?
As part of the house buying process, your solicitor also has to handle legal due diligence on behalf of your bank or building society. If your property lawyer is not on your mortgage provider's panel, your purchase could take weeks longer and also cost more.
We work with solicitors who can represent the vast majority of banks and building societies, from major banks like Lloyds Bank to smaller, specialist lenders including AIB - helping to ensure your transaction completes faster.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can also assist home buyers in Ferndown with the legal work for:
When you purchase a house or flat in a conservation area, your solicitor or licensed conveyancer will check for planning approval issues, e.g. maintenance obligations, and an unapproved loft conversion. Conservation areas in Ferndown and across the East Dorset local authority include:Buying a house or flat in a conservation area
New Build Conveyancing
The conveyancing process for purchasing a new build in Ferndown can be complicated compared to other types of conveyancing.
A solicitor in Ferndown will need to be qualified to handle things like ensuring that new build mortgage conditions are met, checking planning conditions have been fulfilled and registering ownership with warranty providers, including NHBC Buildmark, Advantage HCI and Protek.
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Buying a leasehold property
Almost every flat in the UK is leasehold. There are also an estimated 1 million leasehold houses throughout the country. The legal work for leasehold property typically takes longer than a freehold house as the freeholder and/or managing agent are also involved.
Examples of delays might include anything from slow delivery of managing agents' documents to an unreachable freeholder.
Completely Moved's team of leasehold specialists look after hundreds of leasehold clients every month. With specialist expertise there should be far fewer delays.
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When we factored in eveything that was included - this was the best quote we could find
Selling a house or flat in Ferndown
When selling a Ferndown property, your conveyancing solicitor will assemble all essential documents, including the TA6 and TA10 property information forms and title deeds.
The duties of a seller's solicitor includes answering the buyer's solicitor's questions and resolving issues like lack of conservation area consent.
By taking steps to work with both sides, including estate agents and banks or building societies, your solicitor will ensure the property sale completes without a hitch.
Could the sale of a leasehold property be delayed?
Correct, it can take considerably longer to complete the legal work on a leasehold home, compared to the sale of a freehold property.
The solicitor acting for the buyer will expect to see this leasehold-related paperwork, like a copy of the freehold property's buildings insurance and a current statement of service charges. The time required by your solicitor to gather this paperwork is commonly the source of delays.
Your solicitor should start this process at the earliest opportunity, because the managing agent's information can take a long time to gather if it is difficult to contact the managing agent.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgaging
Latest Bank of England base rate now at 5.25% (9 December, 2024)
Before you appoint a solicitor to handle your remortgage, you will need to check that your solicitor can act for your lender.
Our remortgage panel solicitors are on the legal panels of over 100 banks and building societies. Whether you are changing to a fixed rate mortgage with HSBC or moving to a shared ownership mortgage with Buckinghamshire Building Society, our panel solicitors can guide you through the remortgage process.
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Check our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Ferndown Transfer of equity
If you plan to change the ownership shares of your home, whether you are taking over the share of another owner, estate planning or gifting a share of a property, a transfer of equity is required. Your solicitor will quickly and efficiently complete the legal work for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
What are typical Ferndown conveyancing fees?
Legal fees
These legal fees are paid to your solicitor for the tasks they complete during your property transaction. The conveyancing quote will set out the legal fees (inc. VAT) to be paid when the conveyancing transaction completes.
Disbursements (costs payable to third parties)
The conveyancing quote should also include any disbursements, which are third-party costs, including Stamp Duty and property searches.
Check for additional fees
Beware of extra fees, when comparing quotes. Some firms set out additional charges in their terms and conditions, leading to a final bill that is higher than the original quote.
