Conveyancing in Harborough
Conveyancing is when a solicitor transfers the legal ownership of a property from one individual to another. If you need a solicitor for conveyancing in Harborough, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have years of experience helping homemovers in Harborough and throughout Leicester handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Buying property in Harborough
Also known as Market Harborough, this town in Leicestershire is known for its historic Market Hall, Foxton Locks, and the nearby Rockingham Castle. Harborough has a railway station, providing links to Leicester and London. Harborough has a population of approximately 22,000.
Council Tax in Harborough (2023/24)
Harborough is in Leicester City Council.
Band | Amount |
---|---|
A | £1,457.01 |
B | £1,699.85 |
C | £1,942.68 |
D | £2,185.52 |
E | £2,671.19 |
F | £3,156.86 |
G | £3,642.53 |
H | £4,371.04 |
What do Harborough conveyancing solicitors do?
The conveyancing solicitor plays an essential role during a property purchase. Your lawyer will raise enquires of the seller, order property searches, review the contract of sale and ensure that post-purchase requirements, such as paying Stamp Duty and HMLR registration, are completed.
Harborough conveyancing solicitors may also undertake searches related to former industry, including coal mining and textiles.
Are you funding your home purchase with a mortgage?
When you buy a house, your solicitor also needs to carry out some legal work for your bank or building society. If your conveyancing solicitor is not on your mortgage provider's panel, your purchase could take weeks longer to complete.
Our chosen partner solicitors have established relationships with the majority of lenders, such as Lloyds Bank, AIB and Yorkshire Building Society - so your conveyancing will complete sooner.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can help buyers in Harborough with the conveyancing for:
When you buy a flat or house in a conservation area, your conveyancing solicitor will need to check for potential planning breaches, e.g. missing consents for basement work, and obligations towards property maintenance. Conservation areas in Harborough and across the Leicester local authority include Evington Footpath, Evington Village, St. George's, High Street and All Saints'.Buying a flat or house in a conservation area
There are over 500,000 listed properties across the country, 415 of which are in Leicester City Council. Harborough listed buildings and properties include: Buying and owning a listed building is not for the faint-hearted. Examples of the duties faced by listed property owners include consent for any alterations that might change the character of the property, and . Our specialist panel of property solicitors will help you understand the obligations imposed by listed property ownership. Read more:Listed buildings
New Build Conveyancing
The conveyancing for purchasing a new build home in Harborough is more complicated than buying an existing property.
An experienced solicitor in Harborough must be able to deal with things like liaising with the builder's onsite sales team, administering Help to Buy purchases and working with warranty providers, including NHBC, Advantage and Capital Warranties.
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Buying a leasehold property
Selling a leasehold property is significantly more complex than buying a freehold property. The many potential traps awaiting the unsuspecting purchaser can include legally technical issues like unreasonable managing agent fees and freeholds sold without first refusal to leaseholders.
Your conveyancing solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
Selling a property in Harborough
As part of the property selling process in Harborough, your conveyancing solicitor will compile key documents, including the contract of sale and ID forms, and help you complete these forms.
The lawyer's role involves responding to the buyer's solicitor's enquiries, resolving issues like missing building regulations and taking charge of the mortgage redemption.Your solicitor will liaise with key parties, including agents, managing agents and lenders, to help ensure the home move is completed without incident.
What do I need to know if selling a leasehold property in Harborough?
The legal work for a leasehold flat (leasehold houses are not common) is significantly more technical than for a freehold house.
The complexities of leasehold mean conveyancing solicitors in Harborough must carry out extra work, including requesting the latest service charge and ground rent statement, through to a copy of the insurance policy schedule.
To help mitigate the delays involved in selling a leasehold house or flat, It is strongly advised that the seller instruct a solicitor as soon as the property is marketed, if not before.
Conveyancing for selling a property
Remortgaging a property in Harborough
Latest Bank of England base rate now at 5.25% (17 January, 2025)
Before appointing a solicitor, you should confirm that your solicitor is able to act for your chosen mortgage lender.
Our partner panel solicitors are approved members of the majority of lenders, so whether you are switching to a 30-year mortgage from Santander or moving to a lifetime mortgage with Holmesdale Building Society, our experienced conveyancing team can guide you through the remortgage process.
Read more:
Check our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Harborough Transfer of equity
If you aim to reduce or increase your ownership share of a property, whether you are gifting a share of a property, adding your spouse to the deeds or inheritance tax (IHT) planning, a transfer of equity is required.
Your conveyancer will complete the legal work for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are conveyancing fees in Harborough?
Legal fees
Your conveyancing solicitor's quote should clearly detail the legal fees, including VAT, that you'll pay when your transaction completes. These fees are paid to your conveyancing solicitor for the legal services they provide on your behalf.
Disbursements
Disbursements are third-party expenses incurred during the purchase, sale or other conveyancing transaction. Examples of disbursements include Stamp Duty and Land Registry fees.
Check for hidden costs
Some firms set out additional charges in the small print, resulting in a higher final bill. If you are comparing quotes, watch out for undisclosed fees missing from the original quote.