Conveyancing in Haringey
Conveyancing is the series of legal steps a solicitor takes when transfering property ownership. Conveyancing can also refer to the legal side of a remortgage or equity transfer. If you need a solicitor for conveyancing in Haringey, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have years of experience helping homemovers in Haringey and throughout London handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Barnet, Croydon, Edmonton, North London and London
Buying property in Haringey
The London Borough of Haringey in North London includes the districts of Highgate, Muswell Hill and Crouch End, Finsbury Park, Tottenham and Wood Green.
More than 25% of the borough is green space (60 hectares within the borough are designated as part of the Metropolitan Green Belt) with wooded high ground around Highgate and open low-lying land beside the River Lea in the east.
Recent and future regeneration projects are helping Haringey's economy to grow and there has been an increase in good quality housing, making it an attractive place for young families.
Council Tax in Haringey (2023/24)
| Band | Amount |
|---|---|
| A | £1,328.21 |
| B | £1,549.58 |
| C | £1,770.95 |
| D | £1,992.32 |
| E | £2,435.06 |
| F | £2,877.79 |
| G | £3,320.53 |
| H | £3,984.64 |
What do Haringey conveyancing solicitors do?
During the home purchase, the conveyancing solicitor will take care of the technical side of buying a home. This means carrying out comprehensive due diligence on the property, including raising questions about how the seller has used the property, local authority searches (e.g. from Haringey Council), reviewing contracts of sale and completing the registration of your ownership with HM Land Registry.
In addition to standard searches, Haringey conveyancing solicitors would also undertake checks for leasehold issues, such as excessive service charges and ground rents.
Are you financing your purchase with a mortgage?
If you are getting a mortgage, your solicitor will also need to act for the bank or building society that's giving you the mortgage.
If your lawyer isn't accepted on your lender's panel, it could take weeks longer to buy your house.Our chosen panel solicitors have established relationships with the majority of building societies, banks and lenders, including Santander, Lendco and Yorkshire Building Society, facilitating a quicker completion of your transaction.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can assist buyers in Haringey with conveyancing for:
When buying a property in a Haringey conservation area, your lawyer will need to check for covenants and restrictions, e.g. rubbish disposal issues, and planning restrictions. Conservation areas in Haringey and across the London local authority include:Buying a property in a conservation area
Approximately half a million listed properties exist in England and Wales, and around 290 of which are in London Borough of Haringey. Haringey listed buildings include: Listed properties can be a joy to own, but they come with their share of complexities. Our expert conveyancing solicitor panel will advise you on what duties your ownership will impose. Examples include maintenance of historic features, and consent required for energy efficient alterations. Read more:Buying a listed building
Buying a property through a shared ownership scheme involves buying a share in a property from a housing association. Shared ownership conveyancing is more complex, as all properties are leasehold. With years of experience, Quittance's panel of expert solicitors can help you with your shared ownership purchase or staircasing.Shared Ownership
New Build
The conveyancing process for buying a new build home in Haringey can be complicated compared to other types of conveyancing.
A conveyancing solicitor in Haringey will need to be qualified to handle things like checking the suitability of new build insurance, verifying rights of access and checking new build warranties with warranty providers such as NHBC Buildmark, Advantage and Build Assure.
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Leasehold property
The vast majority of flats are leasehold. The legal work for a leasehold property can take weeks longer than freehold property as there is greater complexity.
Varied factors, such as an unreachable freeholder or slow receipt of the managing agent information, can lead to serious delays.
Specialist leasehold solicitors handle hundreds of leasehold transactions a month. With specialist expertise there should be far fewer delays.
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Selling property in Haringey
When you begin the process to sell a property in Haringey, your conveyancing solicitor will first prepare the necessary documentation, including the TA6 and TA10 property information forms and title deeds.
Responsibilities include handling obstacles like a boundary dispute, responding to the buyer's solicitor's enquiries and taking charge of the mortgage redemption.
To ensure a smooth transfer, your solicitor will also coordinate with all stakeholders, such as agents, managing agents and lenders.Does the conveyancing for selling leasehold take longer?
Yes, that's correct, it can take much longer to conduct the conveyancing to sell a leasehold home, compared to freehold conveyancing.
The solicitor acting for the buyer will need to review this leasehold-related paperwork, including a copy of the freehold property's buildings insurance. Typically, delays are due to the time required by the seller's conveyancer to get these documents together.
It can take weeks to collect this information if it is difficult to contact the managing agent or landlord, so your lawyer ought to start this process even before a sale has been agreed.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgaging
The Bank of England's current base rate is 5.25% (9 December, 2024)
Before you instruct, verify your mortgage lender's legal panel includes your conveyancer.
Our remortgage panel solicitors are on the panels of all major banks and building societies. Whether you are switching to a 2-year fixed rate from Santander or taking out a buy to let mortgage from Barnsley Building Society, our experienced conveyancing team can guide you through the remortgage process.
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Check our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transfer of equity
If you are planning to change the ownership shares of your home, whether you are giving a property to a family member, buying out a joint owner or tax planning for the future, you'll need to carry out a transfer of equity.
Your solicitor will complete the process for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
What are typical Haringey conveyancing fees?
Legal fees
These fees are paid to your conveyancer for the work they complete during your transaction. The quote will set out the legal fees (inc. VAT) to be paid when the conveyancing transaction completes.
Disbursements
Disbursements are third-party costs paid by your solicitor on your behalf. Examples of disbursements include Stamp Duty and property searches.
Is it a fixed fee quote?
When comparing quotes, watch out for additional charges. Some solicitors' quotes may set out extra costs in their terms and conditions. This can lead to a final bill that is higher than the original quote.
