Conveyancing in Ormskirk
Conveyancing is the legal process used for transferring ownership of a property from one party to another, or the work involved in a remortgage or transfer of equity. If you need a solicitor for conveyancing in Ormskirk, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped Ormskirk and West Lancashire clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Bootle, Skelmersdale, Southport and Wigan
Buying property in Ormskirk
A market town in Lancashire, Ormskirk is known for its historic market, Edge Hill University, and the nearby Ruff Wood. The town offers a good mix of urban and rural living, and has a population of approximately 24,000.
Council Tax in Ormskirk (2023/24)
Ormskirk is in West Lancashire District Council.
Band | Amount |
---|---|
A | £1,435.01 |
B | £1,674.17 |
C | £1,913.34 |
D | £2,152.51 |
E | £2,630.85 |
F | £3,109.18 |
G | £3,587.52 |
H | £4,305.02 |
What does a conveyancing solicitor do?
A solicitor guides the buyer through the legal aspects of buying a home. The solicitor will order searches, raise questions for the seller, review the lease (if applicable) and complete any post-sale actions, such as registering the property ownership with the Land Registry and paying Stamp Duty Land Tax.
Ormskirk conveyancing solicitors may undertake searches for historic mine works and industrial contamination.
Purchasing a home with a mortgage?
Whether you are buying a commercial property or buying a shared-ownership property, your solicitor must also complete legal work for your lender. Acceptance on a lender's panel will mean your solicitor is able to represent your lender.
We work with solicitors who can represent the vast majority of mortgage lenders, from larger lenders like Co-operative Bank to Nottingham Building Society, helping to ensure your transaction completes faster.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can also assist Ormskirk buyers with the legal work for:
There are over half a million listed properties across the country - around 520 of which are in West Lancashire District Council. Ormskirk listed buildings include: There are many additional things to consider when buying a listed building. Our specialist panel of solicitors will discuss with you the obligations imposed by listed property ownership. Examples include maintenance of historic features, and required consent for any alterations. Read more:Listed buildings
New Build
Buying a leasehold property
Over 90% of flats in the UK are leasehold. Leasehold houses are less common, but there are still an estimated 1 million such properties across the country. Purchasing leasehold property typically takes longer than freehold property as the freeholder and/or managing agent are also involved.
Varied factors, such as absent freeholders or missing leasehold documents, can lead to serious delays.
Our specialist leasehold solicitor team complete the legal work for 100's of leasehold purchases each month, and our proactive approach means delays are less likely to occur.
Selling a house or flat in Ormskirk
When you're looking to sell a house or flat in Ormskirk, you can expect your conveyancing solicitor to first assemble all essential documents, including the TA6 and TA10 property information forms and the title deeds.
Their role involves handling obstacles like a flying freehold, answering enquiries from the buyer's solicitor and handling the mortgage redemption. Your lawyer will coordinate with both sides, like estate agents, landlords and lenders, to make sure your move completes as soon as possible.Is there anything to be aware of if selling a leasehold property in Ormskirk?
Conveyancing for a leasehold flat or house is a great deal more involved in comparison with a freehold house.
The complex nature of leasehold property means that conveyancing solicitors in Ormskirk will need to conduct extra work, such as sourcing the latest service charge and ground rent statement, through to a copy of the buildings insurance for the common parts.
So as to resolve any leasehold-related problems sooner, It is recommended that you instruct a lawyer as soon as the decision is made to sell.
Conveyancing for selling a property
Remortgage in Ormskirk
The base interest rate is 4.5% (19 March, 2025)
You will need to check your chosen remortgage solicitor is an approved member of your lender's panel before you instruct your solicitor.
We work with remortgage solicitors who can act for over 100 banks and building societies, so whether you are changing to an equity release mortgage with Yorkshire Building Society or taking out a variable rate mortgage from Swansea Building Society, we can help you.
Read more:
Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Ormskirk Transfer of equity
If you are looking to restructure the ownership of your home, whether you are estate planning, buying out an ex-spouse after a divorce or giving a property to a family member, a transfer of equity is required.
Your lawyer can handle the legal work for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Ormskirk?
Conveyancing solicitors fees
These fees are what your solicitor charges you for the work they complete for you. The conveyancing quote will detail the fees for the legal work, including VAT, to be paid when the conveyancing transaction completes.
Disbursements (third party costs)
Disbursements are third-party expenses incurred during the purchase, sale or other conveyancing transaction. Third-party disbursements include Local authority searches, Stamp Duty or TT fees.
Check what's included in your conveyancing quote
When comparing quotes, watch out for additional charges. Some solicitors' quotes list extra charges in the small print, resulting in a higher final bill.