Conveyancing in Plymouth
Conveyancing involves the legal work and documentation required to transfer a property from the seller to the buyer. If you need a solicitor for conveyancing in Plymouth, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have years of experience helping homemovers in Plymouth and throughout Devon handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Buying property in Plymouth
A coastal city in Devon, Plymouth is known for its rich maritime history, the Barbican area, and the National Marine Aquarium. The city offers strong transport links and has a population of approximately 262,000.
Council Tax in Plymouth (2023/24)
| Band | Amount |
|---|---|
| A | £1,407.71 |
| B | £1,642.32 |
| C | £1,876.94 |
| D | £2,111.56 |
| E | £2,580.80 |
| F | £3,050.03 |
| G | £3,519.27 |
| H | £4,223.12 |
What does a Plymouth conveyancing solicitor do?
A conveyancer helps you with the legal aspect of buying a property.
Your lawyer will order searches, raise questions for the seller's solicitor, review the contract of sale, and fulfil post-completion formalities, such as registering the property ownership with the Land Registry and paying Stamp Duty.
Plymouth conveyancing solicitors may also carry out checks for issues related to flood risk, radon and tin mining searches.
Are you buying with a mortgage?
When you purchase a property, your solicitor also needs to carry out some legal work for the mortgage lender. If your conveyancer is not on your mortgage provider's panel, your purchase could take weeks longer and incur more costs.
We work with conveyancers who can represent the vast majority of building societies, banks and lenders, including major banks like Barclays, to smaller lenders like West Bromwich Building Society and CHL Mortgages, so your conveyancing will complete sooner.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can help home buyers in Plymouth with the conveyancing for:
Roughly 500,000 listed properties exist in England and Wales - around 830 of which are in Plymouth City Council. Plymouth listed buildings include: Buying a listed building is not a decision to be taken lightly. Our specialist panel of solicitors will advise you on what duties your ownership will impose. Examples include regular upkeep, and consent required for energy efficient alterations. Read more:Listed buildings
Shared ownership conveyancing is the service you will need, when purchasing a share in a house or flat from a housing association. Shared ownership conveyancing is more complex than buying a home outright. Whether you are buying a shared ownership property or staircasing, your solicitor will walk you through every step of the process.Shared Ownership Conveyancing
New Build
The conveyancing process for buying a new build home in Plymouth is often more complex than other types of conveyancing.
A solicitor in Plymouth will need to be qualified to handle things like dealing with lender conditions, dealing with incomplete service connection agreements and checking new build warranties with warranty providers such as NHBC, Advantage and HAPM.
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Buying a leasehold property
Buying a leasehold property in England or Wales can be complex when compared to purchasing a freehold. The many potential complications awaiting the unsuspecting purchaser can include legally technical issues like unpaid service charges by the existing leaseholder and unreasonable lease extension premiums.
Your solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
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Selling a house or flat in Plymouth
When selling a Plymouth house or flat, your solicitor will compile key documents, including the various property information forms and the contract of sale.
The solicitor will address potential issues, reply to the buyer's solicitor's inquiries and handle the mortgage redemption. To ensure a smooth transfer, your conveyancer will communicate effectively with the other parties, such as agents, managing agents and lenders.
Is there anything to be aware of if selling a leasehold property in Plymouth?
The conveyancing process for a leasehold flat (leasehold houses are uncommon) is much more complex than for a more straightforward freehold house.
The complex nature of leasehold property means that conveyancing solicitors in Plymouth will need to conduct additional work, such as obtaining all relevant freeholder information, through to finding out if there are any payment arrears.
To reduce leasehold-related delays, It is strongly advised that the seller instruct a property lawyer as soon as is practicable.
Conveyancing for selling a property
Remortgage conveyancing in Plymouth
Latest Bank of England base rate now at 5.25% (9 December, 2024)
Before you instruct, it's important that you check your solicitor's lender panel status.
Our remortgage panel solicitors are panel members for all major mortgage lenders. Whether you are changing to a 30-year mortgage with Virgin Money or moving to a flexible mortgage with Bradford and Bingley, we can help your remortgage complete quickly.
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Check our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transfer of equity in Plymouth
Whether you are adding your spouse to the deeds, transferring the ownership of your property to a child or estate planning, you'll need to carry out a transfer of equity.
Your lawyer will quickly and efficiently complete the legal work for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are solicitors' conveyancing fees in Plymouth?
Legal fees
These fees are what your solicitor charges you for the tasks they complete during your property transaction. Your solicitor's quote should clearly detail the legal fees, including VAT, that you pay when the property transaction is complete.
Disbursements (costs payable to third parties)
Disbursements are the payments incurred by your solicitor during the conveyancing process. Examples of disbursements include Local authority searches, Stamp Duty or a pre-completion search.
Check the T's & C's
Watch out for undisclosed fees not included in your original quote, if you are comparing conveyancing quotes. Some firms include additional fees in their terms and conditions, resulting in an inflated final bill.
