Conveyancing in Purley
Conveyancing refers to the legal process carried out by a property lawyer when transferring ownership of a property from the seller to the buyer. If you're looking for a conveyancing solicitor in Purley, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have years of experience helping homemovers in Purley and throughout Croydon handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Coulsdon, Edmonton, Wallington, South London and London
Buying property in Purley
A town in south London, Purley is known for its spacious residential streets, local high street, and excellent schools. The town has a population of approximately 15,000.
Council Tax in Purley (2023/24)
Purley is in London Borough of Croydon.
Band | Amount |
---|---|
A | £1,493.04 |
B | £1,741.88 |
C | £1,990.72 |
D | £2,239.56 |
E | £2,737.24 |
F | £3,234.92 |
G | £3,732.60 |
H | £4,479.12 |
What does a Purley property lawyer do?
A conveyancer plays a key role after an offer has been accepted.
They will order searches, raise enquires of the seller's solicitor, review the lease (if applicable) and handle post-completion tasks, including HMLR registration and paying SDLT.
Purley conveyancing solicitors may undertake checks for issues related to flats, such as spiralling ground rents.
Are you financing your purchase with a mortgage?
If you are getting a mortgage, your solicitor will also need to act for your mortgage bank.
Lender panel approval means your solicitor is able to represent your chosen mortgage provider.
More than 100 building societies, banks and lenders have approved our chosen panel solicitors. We can help you complete your Purley transaction smoothly.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can also help Purley buyers with the conveyancing for:
When purchasing a home in a Purley conservation area, your property lawyer will check for potential planning issues, including lack of building regulations for alterations, and roof alterations. Conservation areas in Purley and across the Croydon local authority include:Conservation areas
There are over half a million listed properties across the country, and around 180 of which are in London Borough of Croydon. Listed buildings and properties in and near to Purley include: There are many additional things to consider when buying a listed building. Our specialist panel of property solicitors will offer guidance on what duties your ownership will impose. Examples include consent for any alterations that might change the character of the property, and an obligation to maintain the property's surroundings in a manner consistent with its historic character. Read more:Buying a listed building
You will need shared ownership conveyancing, when you buy a share in a property from a housing association. While it's a great option for buying your first home, shared ownership is more involved. Contracts are more complex, as shared ownership properties are leasehold. With years of experience, our expert panel of solicitors can help you with your shared ownership purchase or staircasing.Buying a Shared Ownership property
Selling a property in Purley
For the sale of a house or flat in Purley, your conveyancer will arrange all the necessary documentation, including the draft contract and property information forms, and will help you answer these forms.
Their role involves handling obstacles like missing planning consent, responding to the buyer's solicitor's questions and redeeming the mortgage.
By taking steps to coordinate with all parties, including estate agents, landlords and lenders, your solicitor will ensure the sale of your home completes quickly.Does the conveyancing for selling leasehold take longer?
Yes, compared to freehold conveyancing. The conveyancing for selling a leasehold property can result in long delays.
The buyer's conveyancer will want to see this leasehold-related paperwork, like a copy of the freehold property's buildings insurance and three years' filed accounts for the property management. Typically, delays are due to the time it takes the seller's conveyancer to get these documents together.
The solicitor should commence this at the earliest opportunity, because this paperwork can take a long time to gather if it is difficult to contact the managing agent or they are slow to respond.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgage conveyancing
The Bank of England's current base rate is 5.25% (15 November, 2024)
Before instructing, check your conveyancer's lender panel status.
Quittance panel solicitors are on the panels of all major banks and building societies, so whether you are changing to an offset mortgage with Bank of Scotland or moving to a 10-year tracker rate with Bluestone, our experienced conveyancing team can guide you through the remortgage process.
Read more:
Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transferring Equity
Whether you are giving a property to a family member, buying out the equity of a joint owner or dealing with inheritance tax planning, you'll need to carry out a transfer of equity.
Your property lawyer will complete the process for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Purley?
Solicitors' fees
The quote should clearly detail the legal fees, including VAT, that you pay when the property transaction is complete. These fees are what your solicitor or conveyancer charges you for the legal services they provide for you.
Disbursements (third party costs)
Disbursements are additional costs on top of your solicitor or conveyancer's fees for third-party costs incurred on your behalf. Third-party disbursements include Stamp Duty Land Tax (SDLT), HM Land Registry fees and property searches.
Check what's included in your quote
Some firms include additional fees in their terms and conditions. This can mean a final bill that is higher than the original quote. Beware of hidden fees or extra charges, if you are comparing conveyancing quotes.