Conveyancing in Rothwell
Conveyancing is the legal process used for transferring ownership of a property from one party to another, or the work involved in a remortgage or transfer of equity. If you need a solicitor for conveyancing in Rothwell, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped Rothwell and North Northamptonshire clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Corby, Kettering, Northampton, Rushden and Wellingborough
Buying property in Rothwell
Rothwell is a charming market town in Northamptonshire, recognized for its historical architecture, including the Holy Trinity Church and the Market House. The town offers a variety of amenities such as shops, eateries, and schools. The annual Proclamation and Rowell Fair is a popular tradition, steeped in centuries of history.
Rothwell is conveniently situated with good road links to Kettering, Corby, and the A14. The beautiful open spaces of the Rothwell Country Park provide a great escape for outdoor enthusiasts. With its blend of historical charm and contemporary living, Rothwell has a population of approximately 7,500.
Council Tax in Rothwell (2023/24)
Rothwell is in Kettering Borough Council.
| Band | Amount |
|---|---|
| A | £1,392.71 |
| B | £1,624.82 |
| C | £1,856.94 |
| D | £2,089.06 |
| E | £2,553.30 |
| F | £3,017.53 |
| G | £3,481.77 |
| H | £4,178.12 |
What does a conveyancing solicitor do?
A conveyancer or solicitor oversees all post-offer aspects of purchasing a house or flat, and assists you with the legal aspect of transferring ownership from the seller to the buyer.
The solicitor will carry out comprehensive due diligence, such as raising questions for the seller's solicitor, arranging searches from entities including North Northamptonshire Council and reviewing contracts.
In addition to standard searches, Rothwell conveyancing solicitors may also carry out flood risk checks due to the River Nene and other watercourses.
Purchasing a property with a mortgage?
When you buy a house, your solicitor must also handle some legal work for your lender.
Lender panel approval means your solicitor can act for your lender.
Our chosen partner solicitors have established relationships with the majority of mortgage lenders, from major banks like Lloyds Bank to smaller, specialist lenders including Vida HomeLoans - helping to facilitate a faster completion for your purchase.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can assist buyers in Rothwell with the legal work for:
When you buy a house or flat in a conservation area, your conveyancer will check for restrictive covenants, e.g. rights of way, and restrictions on property usage. Conservation areas in Rothwell and the North Northamptonshire local authority include:Conservation areas
There are over 500,000 listed properties in England and Wales - around 560 of which are in Kettering Borough Council. Rothwell listed buildings and properties include: Examples of the duties faced by listed property owners include regular upkeep, and consent for additions like satellite dishes or external lighting. Our experienced panel of solicitors will advise you on what duties your ownership will impose. Read more:Buying a listed building
Buying a leasehold property
Buying a leasehold property in the UK can be complex when compared to purchasing a freehold. The many potential traps lying in wait for the unsuspecting purchaser can include legally technical issues like costly and undisclosed major works and excessive freehold premiums.
Your solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
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Selling a property in Rothwell
As part of the property selling process in Rothwell, your lawyer will prepare the necessary documentation, including property information forms and the draft contract.
The conveyancer will handle questions from the buyer's side and sort out potential snags. To ensure a smooth transfer, your conveyancer will also communicate effectively with the other parties, such as estate agents, landlords and lenders.
Does sale conveyancing take longer for leasehold?
Yes, compared to freehold conveyancing. Sale conveyancing for a leasehold home can result in long delays.
The buyer's solicitor must review this leasehold-related paperwork, including a copy of buildings insurance for the common parts of the property. The time required by to source this information is the common cause of such delays.
Your lawyer should get this underway before a buyer has even been found, because this information can take a long time to gather if the agent responsible for managing the property is slow or difficult to contact.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgage conveyancing
The current Bank of England base rate is 5.25% (12 October, 2024)
Before you instruct, it's a good idea to confirm your conveyancing solicitor's lender panel status.
Our partner panel solicitors can work on behalf of almost all mortgage lenders, so whether you are changing to an offset mortgage with Lloyds Bank or moving to a flexible mortgage with Cynergy Bank, we can help take care of the legal side.
Read more:
Check our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transfer of equity in Rothwell
If you are planning to restructure the ownership of a property, whether you are inheritance tax (IHT) planning, transferring the ownership of a property (in part or in full) to your children or buying out the equity of a joint owner, a transfer of equity is required. Your solicitor will handle the legal side for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much should I budget for conveyancing in Rothwell?
It only takes a minute to get a quote, but knowing what's actually included can be complex.
Conveyancing legal fees
The conveyancing quote will set out the legal fees (inc. VAT) that you pay when the property transaction is complete. These fees are what your conveyancing solicitor charges you for the work they complete during your property transaction.
Disbursements (third party costs)
Your quote should also list any disbursements, which are costs paid to third parties on your behalf, such as Local authority searches, Stamp Duty or an environmental search.
Check for hidden costs
Make sure you question any charges not set out in your initial quote, if you are comparing conveyancing quotes. Some firms include additional fees in the small print, resulting in a total cost that's much higher than the initial quote.
