Conveyancing in Sidcup
Conveyancing is the legal process involved when ownership of a property is transferred from the seller to the buyer. If you need a solicitor for conveyancing in Sidcup, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have years of experience helping homemovers in Sidcup and throughout Bexley handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Bexley, Chislehurst, Orpington, Swanley, Welling, South East London and London
Buying property in Sidcup
A suburban district situated in the south-east of London, Sidcup is renowned for its leafy setting, and a blend of urban and rural living. It offers a peaceful suburban lifestyle with a bustling high street, complemented by several parks and open spaces, including Sidcup Place, which adds a rural charm to the area. Sidcup is a part of the London Borough of Bexley and has a mixture of large Victorian houses along with modern developments, making it a versatile living space. The area is particularly popular among families due to a variety of good schools.
Conveniently located, Sidcup provides great transport links, including a direct train service to London, making it a desirable location for commuters. It's also in close proximity to the M25 and A20, which provides easy access to other parts of the UK. Sidcup combines the best of both urban and suburban living, offering a variety of amenities whilst also being close to nature. The town has a population of approximately 28,000.
Council Tax in Sidcup (2023/24)
Sidcup is in London Borough of Bexley.
Band | Amount |
---|---|
A | £1,358.51 |
B | £1,584.92 |
C | £1,811.34 |
D | £2,037.76 |
E | £2,490.60 |
F | £2,943.43 |
G | £3,396.27 |
H | £4,075.52 |
What do conveyancing solicitors do?
Your conveyancer will handle all the legal elements of transferring ownership from the seller to the buyer. They will order property searches, raise questions for the seller, review the lease (if applicable) and ensure that post-purchase requirements, like paying SDLT, are completed.
In addition to standard searches, Sidcup conveyancing solicitors could also undertake checks for issues related to flats, such as spiralling ground rents.
Buying a home with a mortgage?
If you are buying with the help of a mortgage, your solicitor will verify that the property is worth the loan that your lender will provide.
If your conveyancer isn't accepted on your chosen lender's panel, it could take weeks longer to buy your house.Over 100 banks and specialist lenders have approved our chosen panel solicitors, so we can help you complete your Sidcup transaction without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can also assist home movers in Sidcup with the legal work for:
When buying a flat or house in a conservation area, your conveyancer will need to check for restrictive covenants, including a breach of the conservation area 'Article 4 Directions', and business use restrictions. Conservation areas in Sidcup and across the Bexley local authority include:Buying in a conservation area
There are over 500,000 listed buildings in England and Wales, and around 120 of which are in London Borough of Bexley. Listed buildings in and around Sidcup include: Listed properties can be a joy to own, but they come with their share of complexities. Our specialist panel of solicitors will discuss with you the obligations imposed by listed property ownership. Examples include use of traditional methods and materials for maintenance, required consent for any alterations and a duty to report finds or discoveries on the property. Read more:Listed buildings
Shared ownership technically means purchasing a share in the property (normally 25%, 50% or 75%) from a not-for-profit housing association. Buying a shared ownership property can be more involved than buying your home outright. With years of experience, our panel of solicitors will assist you with every step of the process.Purchasing a Shared Ownership house or flat
Selling a property in Sidcup
The sale of a property in Sidcup will require your conveyancer to first compile key documents, including the title deeds and the various property information forms.
Responsibilities include responding to the buyer's solicitor's enquiries and handling obstacles like a defective lease. By taking action to work with all parties, like estate agents, landlords and lenders, your conveyancer will help make sure your move completes without a hitch.What do I need to know if selling a leasehold property in Sidcup?
The legal work for a leasehold flat or house is much more complicated than for a freehold property.
The complex nature of leasehold property means that conveyancing solicitors in Sidcup will usually undertake additional legal work, such as getting an up-to-date service charge statement, through to looking into potential forfeiture proceedings.
To reduce leasehold-related delays, It is strongly advised that the seller instruct a Sidcup conveyancing solicitor as soon as the decision is made to sell.
Conveyancing for selling a property
Remortgage in Sidcup
Latest Bank of England base rate now at 5.25% (22 January, 2025)
You will need to check your chosen remortgage solicitor is approved by your mortgage lender before you instruct your solicitor.
Our remortgage panel solicitors are on all major banks and building societies' panels. Whether you are switching to a standard variable rate mortgage from Leeds Building Society or taking out a 3-year tracker rate from Allied Irish Bank, our experienced conveyancing team can guide you through the remortgage process.
Read more:
Find out if our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transfer of equity in Sidcup
Whether you are resolving joint ownership, gifting a home or inheritance tax (IHT) planning, a transfer of equity is required.
Your lawyer will handle all the required documentation and register the new interest at HM Land Registry for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are conveyancing fees in Sidcup?
You can get a conveyancing quote online in minutes, but making sense of what you actually be paying can be a challenge.
Conveyancing solicitors fees
Your solicitor's quote will detail the fees for the legal work, including VAT, to be paid when the conveyancing transaction completes. These fees are what your solicitor or conveyancer charges you for the work they carry out.
Disbursements
The conveyancing quote should also include any disbursements, which are third-party costs, such as Stamp Duty Land Tax (SDLT), HM Land Registry fees and property searches.
Is it a fixed fee quote?
Some firms include extra costs in the small print, leading to a higher-than-expected final bill. If you are comparing conveyancing quotes, watch out for undisclosed fees missing from the original quote.