Conveyancing Solicitors in Spalding

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Conveyancing in Spalding

Conveyancing is defined as the work a solicitor or licenced conveyancer does to transfer a property from one party to another. If you need a solicitor for conveyancing in Spalding, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.

We have helped Spalding and South Holland clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.

Other areas covered: Bourne, Lincoln, Peterborough and Stamford

Spalding Conveyancing Solicitors

Buying property in Spalding

A market town on the River Welland in Lincolnshire, Spalding is renowned for its annual Flower Parade, reflecting its history as a centre for tulip growing. The town offers a blend of historic charm and modern amenities, with a variety of shops in its town centre and the Springfields Shopping Centre and Festival Gardens nearby.

Spalding's railway station provides connections to Peterborough and Lincoln, and the A16 provides road access to other areas of Lincolnshire. The town has a population of approximately 28,000.

Spalding house prices

The average price paid for a property in Spalding between February and March 2024 was £282,776 (updated June 2024).

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Find latest sold properties

Council Tax in Spalding (2023/24)

Spalding is in South Holland.

Band Amount
A £1,357.48
B £1,583.73
C £1,809.97
D £2,036.22
E £2,488.71
F £2,941.21
G £3,393.70
H £4,072.44

What does a conveyancing solicitor do?

A conveyancing solicitor handles all of the post-offer aspects of buying property.

The solicitor will raise questions for the seller, order searches, review the lease (if applicable) and fulfil post-completion formalities, like paying SDLT and HMLR registration.

Further to the standard checks and searches, Spalding conveyancing solicitors would also undertake flood risk checks due to low-lying land.

Buying with a mortgage?

When you purchase a property, your solicitor must also handle some legal work for your lender.

Your transaction could take significantly longer to complete and incur more costs if your conveyancing solicitor is not on your chosen lender's panel.

More than 100 banks and building societies have approved our chosen partner solicitors. We can help you complete your Spalding transaction without delay.

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Conveyancing for buying a property

Find out if our panel solicitors can act for your mortgage lender

We can also assist home movers in Spalding with the legal work for:

Conservation areas

When buying a flat or house in a Spalding conservation area, your conveyancer will check for potential planning breaches, including facade maintenance restrictions, and lack of approval for an extension. Conservation areas in Spalding and across the South Holland local authority include Crowland, Pinchbeck and Spalding.

Listed buildings

There are about 500,000 listed properties across the country - around 560 of which are in South Holland.

Spalding listed buildings include:

  • 1-7 Abbey Buildings, Priory Road, Non Civil Parish, Spalding, South Holland, Lincolnshire
  • Sunday School To Congregational Church, Pinchbeck Road, Spalding, South Holland, Lincolnshire
  • Barclays Bank, 12 Market Place, Spalding, South Holland, Lincolnshire
  • Spalding High School For Girls, London Road, Spalding, South Holland, Lincolnshire
  • 42-44 London Road, Spalding, South Holland, Lincolnshire

Listed properties can be a joy to own, but they come with their share of complexities. Examples of the duties faced by listed property owners include a duty to maintain the exterior appearance, consent for any alterations that might change the character of the property and public access to certain areas. Our specialist panel of property solicitors will advise you on what duties your ownership will impose.

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What to check before buying a listed building

Leasehold flats

Buying a leasehold flat in the UK can be complex. The many potential traps awaiting an uninformed purchaser can include legally technical issues like overpriced managing agent packs and short leases.

A good property lawyer will look into all potential issues with the lease and report back to you.

Read more:

What you need to know about buying a leasehold property

Should I be wary of buying a leasehold house?

Should I buy a property with a short lease?

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Selling a house or flat in Spalding

When selling a Spalding house or flat, the solicitor will assemble all essential documents, including the TA6 and TA10 property information forms and the title deeds. The conveyancer's duties entail addressing snags like a neighbour dispute, answering the buyer's solicitor's enquiries and taking charge of the mortgage redemption.

Your solicitor will also liaise with key parties, including agents, managing agents and lenders, confirming that the transfer of ownership is completed successfully.

Does sale conveyancing take longer for leasehold?

Compared to freehold property, yes. Sale conveyancing for a leasehold house or flat typically takes longer.

The solicitor acting for the buyer will expect to see this leasehold-related paperwork, including a copy of the freehold property's buildings insurance. The time needed by the solicitor to source this information is usually the cause of these delays.

It could take several weeks to collect this paperwork if it is difficult to contact the landlord or managing agent, so your solicitor ought to start this process even before you have found a buyer.

Read more:

Selling a leasehold flat? What to do before going on the market

Conveyancing for selling a property

Remortgage in Spalding

The current Bank of England base rate is 5.25% (24 June, 2024)

Before you appoint a solicitor to handle your remortgage, your solicitor must be able to act for your chosen mortgage lender.

Our remortgage panel solicitors can act for over 100 mortgage lenders, so whether you are switching to a fixed rate mortgage from Metro Bank or taking out a tracker mortgage from Buckinghamshire Building Society, we can help take care of the legal side.

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Check our panel solicitors can act for your mortgage lender

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Transfer of equity in Spalding

Whether you are adding one or more people to the deeds, transferring the ownership of a property (in part or in full) to your children or dealing with inheritance tax planning, a transfer of equity is required. Your solicitor will complete the process for a fixed fee.

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Transfer of equity Stamp Duty calculator

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Conveyancing costs in Spalding: What to expect

Some of the fees included in conveyancing quotes can be unfamiliar, especially for first time buyers.

Conveyancing fees

These fees are what your solicitor charges you for the work they complete for you. Your solicitor's quote will detail the fees for the legal work, including VAT, that you'll pay when your transaction completes.

Disbursements

Disbursements are the payments incurred by your solicitor during the conveyancing process. Third-party disbursements include Stamp Duty and Land Registry fees.

Check the terms and conditions

Some firms set out additional charges in their terms and conditions. This can lead to a higher-than-expected final bill. When you compare conveyancing quotes, watch out for additional charges.

Article by Completely Moved authors

The Completely Moved team have years of experience helping home buyers, sellers and owners, answering questions and providing property advice.

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Sale & Purchase Conveyancing

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Sale & Purchase Conveyancing

Know exactly how much you'll pay, with an all inclusive, no move, no fee solicitor quote.

Transfer of Equity Conveyancing

Gifting or selling your share in a property? Adding someone to the deeds? We can help.

Remortgage Conveyancing

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