Conveyancing in St Ives Cornwall
Conveyancing is when a solicitor transfers the legal ownership of a property from one individual to another. If you're looking for a conveyancing solicitor in St Ives Cornwall, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have helped clients in St Ives Cornwall and throughout Cornwall with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Buying property in St Ives Cornwall
A beautiful seaside town in Cornwall, St Ives is renowned for its art scene, beautiful beaches, and azure sea. Home to the Tate St Ives gallery and the Barbara Hepworth Museum and Sculpture Garden, the town has a creative and vibrant atmosphere.
With a railway station offering picturesque coastal journeys to Penzance, and good road links via the A30, St Ives is well-connected despite its far west location. The town has a population of approximately 11,000.
Council Tax in St Ives Cornwall (2023/24)
St Ives Cornwall is in Cornwall Council.
Band | Amount |
---|---|
A | £1,480.93 |
B | £1,727.75 |
C | £1,974.57 |
D | £2,221.39 |
E | £2,715.03 |
F | £3,208.67 |
G | £3,702.32 |
H | £4,442.78 |
What will my solicitor do?
For a property purchase, your property lawyer will address all the legal details of buying a home.
Your solicitor will order searches, raise questions for the seller's solicitor, review the lease (if applicable), and handle post-completion tasks, including paying Stamp Duty.
Further to the standard checks and searches, St Ives Cornwall conveyancing solicitors would also undertake mining searches, particularly for tin, and radon and mundic checks.
Are you purchasing a property with a mortgage?
Whether you are buying at auction or buying a property to let, your solicitor must also complete legal work for your mortgage lender. If your lawyer isn't accepted on your mortgage provider's panel, it may take weeks longer to purchase your property.
Over 100 banks and building societies have approved our chosen partner solicitors, so we can help you complete your St Ives Cornwall transaction smoothly.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can also help St Ives Cornwall home buyers with conveyancing for:
When purchasing a home in a conservation area, your solicitor will check for potential planning issues, including lack of consent for demolished outbuildings or walls or exterior paint restrictions. Conservation areas in St Ives Cornwall and the Cornwall local authority include:Buying a home in a conservation area
New Build Conveyancing
The legal work for buying a new build in St Ives Cornwall can be complex.
A property lawyer in St Ives Cornwall must be able to deal with things like handling equity loan schemes, confirming rights to use pipes and cables (e.g. phone, data, fibre, electricity) and working with warranty providers, including NHBC, Advantage and Capital Warranties.
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Buying a leasehold property
Purchasing a leasehold property in the UK requires a number of extra steps when compared to buying a freehold. The many potential problems awaiting an uninformed purchaser can include legally technical issues like undisclosed major works and leases with fewer than 80 years to run.
A specialist leasehold solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
Selling property in St Ives Cornwall
When selling a house or flat in St Ives Cornwall, your solicitor will prepare vital paperwork, including the contract of sale and property information forms, and help you fill out this paperwork. The conveyancer's duties entail resolving issues like a lack of planning permission, answering the buyer's solicitor's questions and redeeming the mortgage.
The solicitor will coordinate with all parties, including estate agents, landlords and lenders, ensuring that the property sale completes without delay.Is there anything to be aware of if selling a leasehold property in St Ives Cornwall?
The conveyancing process for a leasehold flat is quite a lot more involved than for a freehold property.
The complexities of leasehold mean conveyancing solicitors in St Ives Cornwall will need to conduct additional work. This can involve collating an up-to-date service charge statement, through to details of any disputes with the current leaseholder.
To help mitigate the delays involved in selling a leasehold house or flat, It is highly recommended that the vendor contact a property lawyer as early as possible.
Conveyancing for selling a property
Remortgaging
The official base rate is 4.5% (18 February, 2025)
Check your conveyancer's lender panel status before you instruct.
Quittance panel solicitors are on the panels of all major banks and building societies, so whether you are switching to a 2-year fixed rate from Santander or moving to a 3-year tracker rate with Holmesdale Building Society, we can assist.
Read more:
Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transferring Equity
Whether you are buying out an ex-spouse after a divorce, transferring the ownership of your property to a child or dealing with inheritance tax planning, you will need to transfer equity. Your solicitor will deal with the legal work for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much do conveyancing solicitors fees cost in St Ives Cornwall?
On a conveyancing quote, the various costs or charges can be split into two types:
Legal fees
Your conveyancing solicitor's quote will detail the fees for the legal work, including VAT, that you'll pay when your transaction completes. These fees are what your solicitor charges you for the legal work that they complete during your transaction.
Disbursements (costs payable to third parties)
Your quote should also list any disbursements, which are costs paid to third parties on your behalf, including Stamp Duty Land Tax (SDLT), HM Land Registry fees and property searches.
Check the terms and conditions
When you compare conveyancing quotes, make sure you question any charges not set out in your initial quote. Some firms list extra charges in the small print. This can mean a higher-than-expected final bill.