Conveyancing in Stafford
Conveyancing is the series of legal steps a solicitor takes when transfering property ownership. Conveyancing can also refer to the legal side of a remortgage or equity transfer. If you need a solicitor for conveyancing in Stafford, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped Stafford and Staffordshire clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Burton Upon Trent, Stoke On Trent, Tamworth and Wolverhampton
Buying property in Stafford
The county town of Staffordshire, Stafford is steeply rooted in history, known for attractions such as Stafford Castle and the Ancient High House. The town offers a blend of historic charm and modern amenities, including a range of shops, restaurants, and the Guildhall Shopping Centre.
With a railway station providing connections to Birmingham and Manchester, and the M6 running nearby, Stafford is conveniently located for commuters. The town has a population of approximately 68,000.
Council Tax in Stafford (2023/24)
| Band | Amount |
|---|---|
| A | £1,341.23 |
| B | £1,564.77 |
| C | £1,788.31 |
| D | £2,011.85 |
| E | £2,458.93 |
| F | £2,906.00 |
| G | £3,353.08 |
| H | £4,023.70 |
What does a Stafford conveyancing solicitor do?
A conveyancing solicitor plays a key role after an offer has been accepted, and guides you through the legal side of buying a home. Your solicitor will raise enquires of the seller, order searches, review the contract of sale and fulfil post-completion formalities, including registering the property ownership with the Land Registry and paying Stamp Duty.
Stafford conveyancing solicitors may also undertake coal mining searches, due to the area's mining history.
Are you financing your purchase with a mortgage?
If you are getting a mortgage, your solicitor will also need to act for the mortgage lender.
Your transaction could take weeks longer to complete and incur the cost of an additional solicitor to act for the lender if your solicitor is not on your lender's panel.We work with lawyers who can represent the vast majority of banks and specialist lenders, from larger lenders like Lloyds Bank to West Bromwich Building Society, ensuring your transaction will complete without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can also assist Stafford buyers with the legal work for:
There are about 500,000 listed buildings across the country, 884 of which are in Stafford Borough Council. Stafford listed buildings include: Listed properties can be a joy to own, but they come with their share of complexities. Our specialist panel of solicitors will discuss with you what commitments you are making as a listed building owner. Examples include required consent for landscaping, and an obligation to use specialist contractors. Read more:Buying a listed building
Leasehold property
is more complicated than buying a freehold. The many potential problems awaiting an uninformed buyer can include legally technical issues like overpriced managing agent packs and leases with fewer than 80 years to run.
Your conveyancing solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
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When we factored in eveything that was included - this was the best quote we could find
Selling a house or flat in Stafford
When you're looking to sell homes in Stafford, you can expect your lawyer to first prepare vital paperwork, including title deeds and ID forms, and help you complete these forms.
The lawyer will resolve any potential issues, advise on enquiries sent by the buyer's conveyancer and handle the mortgage redemption. The solicitor will coordinate with all stakeholders, including estate agents and banks or building societies, to confirm that the home move completes without delay.
What do I need to know if selling a leasehold property in Stafford?
The legal work for a leasehold property is a great deal more difficult in comparison with a freehold house.
The complexities of leasehold mean conveyancing solicitors in Stafford will need to conduct additional tasks, and this could include collating the latest service charge and ground rent statement, through to a copy of the insurance policy schedule.
To help mitigate the delays involved in selling a leasehold house or flat, It is recommended that the vendor contact a lawyer as soon as the decision is made to sell.
Conveyancing for selling a property
Remortgaging a property in Stafford
Latest Bank of England base rate now at 5.25% (12 October, 2024)
Before you appoint a solicitor to handle your remortgage, verify your lawyer's lender panel membership.
Our remortgage panel solicitors are members of all major lenders' panels, so whether you are switching to a fixed rate mortgage from Yorkshire Building Society or moving to a shared ownership mortgage with Aldermore Bank, we can help your remortgage complete quickly.
Read more:
Check our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transfer of equity
If you need to restructure the ownership of your home, whether you are purchasing another owner's stake, transferring the ownership of a property to your children or dealing with inheritance tax planning, you'll need to carry out a transfer of equity.
Your lawyer will handle all the required documentation and register the new interest at HM Land Registry for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
Conveyancing costs in Stafford: What to expect
Conveyancing solicitors fees
These fees are what your solicitor charges you for the work they complete during your property transaction. The quote will set out the legal fees (inc. VAT) that you'll pay when your transaction completes.
Disbursements
The quote will include necessary third-party costs, called disbursements, including Stamp Duty, property searches and a verification of identity fee.
Check the quote for hidden costs
Some firms include extra costs in their terms and conditions, leading to a final bill that is higher than the original quote. If you are comparing quotes, watch out for undisclosed fees missing from the original quote.
