Conveyancing in Surbiton
Conveyancing is the legal transfer of a property from a seller to a buyer. handled by a solicitor or licenced conveyancer. If you need a solicitor for conveyancing in Surbiton, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped clients in Surbiton and throughout Royal of Kingston upon Thames with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Hampton, New Malden, Twickenham, South West London and London
Buying property in Surbiton
A suburban neighbourhood in the Royal Borough of Kingston upon Thames, Surbiton is known for its Art Deco railway station, riverside walks along the Thames, and range of local amenities.
Surbiton station provides frequent services to London Waterloo, making it a popular area for commuters. The neighbourhood has a population of approximately 20,000.
Council Tax in Surbiton (2023/24)
Surbiton is in Royal Borough of Kingston upon Thames.
What does a Surbiton conveyancing solicitor do?
A conveyancing solicitor plays a pivotal role in a property purchase. Your solicitor will order searches, raise questions for the seller's solicitor, review contracts and handle post-completion tasks, such as HMLR registration and paying SDLT.
Surbiton conveyancing solicitors may also carry out checks for issues related to flats, such as spiralling ground rents.
Buying a property with a mortgage?
As part of the conveyancing process, your solicitor also has to handle legal due diligence on behalf of the bank.
If your solicitor isn't accepted on your bank's panel, it could take weeks longer to complete your purchase.
Our chosen panel lawyers have established relationships with the majority of lenders, helping to facilitate a faster completion for your purchase.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can assist Surbiton buyers with the conveyancing for:
There exist around 500,000 listed buildings in England and Wales - around 170 of which are in Royal Borough of Kingston upon Thames. Listed buildings and properties in and around Surbiton include: Buying and owning a listed building is not for the faint-hearted. Examples of the obligations placed upon listed building owners include maintenance of historic features, and consent for additions like solar panels. Our experienced panel of solicitors will offer guidance on the commitments a listed building owner must make. Read more:Buying a listed building
Shared ownership (sometimes referred to as shared equity) technically means purchasing a share in the property (normally 25%, 50% or 75%) from a housing association. Buying a shared ownership property can be more involved than buying your home outright. Our specialist panel of property lawyers has years of experience with shared ownership conveyancing (including staircasing).Purchasing a Shared Ownership house or flat
New Build
The conveyancing process for buying a new build property in Surbiton can be complicated compared to other types of conveyancing.
Your solicitor in Surbiton must be able to deal with things like advising on mortgage offer flexibility for delayed completion, administering Help to Buy purchases and checking new build warranties with warranty providers, including NHBC, Advantage and ACHI/Vantage.
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Leasehold flats
Selling a leasehold property can be complicated. The numerous common problems lying in wait for an uninformed buyer can include legally technical issues like costly and undisclosed major works and marriage value issues.
An experienced leasehold conveyancer will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
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Selling a house or flat in Surbiton
The sale of a property in Surbiton will require the solicitor to first arrange all the necessary documentation, including property information forms and the sale contract.
The lawyer's role involves resolving issues like a planning issue and answering the buyer's solicitor's questions. By taking action to work with all parties, like agents, managing agents and lenders, the solicitor will help make sure your move is completed successfully.Could the sale of a leasehold property be delayed?
Compared to freehold property, yes. Sale conveyancing for a leasehold home usually takes longer.
The buyer's solicitor must review these documents, like a copy of buildings insurance for the common parts of the property and three years' filed accounts for the property management. The time it takes your lawyer to source this information is commonly the source of delays.
The solicitor should get this underway even before a sale has been agreed, as the managing agent's information can take weeks to collect if it is difficult to contact the landlord or managing agent or they are slow to respond.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgaging a property in Surbiton
The Bank of England's current base rate is 5.25% (12 October, 2024)
Before you appoint a solicitor, your solicitor must be able to act for your mortgage lender.
We work with remortgage solicitors who are panel members for all major banks and building societies. Whether you are changing to a fixed rate mortgage with Barclays Bank or taking out a variable rate mortgage from Secure Trust Bank, we can help you.
Read more:
Find out if our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Surbiton Transfer of equity
If you plan to restructure the ownership of your property, whether you are giving a property to a family member, dealing with inheritance tax planning or adding a new partner, you'll need to carry out a transfer of equity. Your conveyancer will deal with the legal work for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are conveyancing fees in Surbiton?
Some of the fees included in conveyancing quotes can be unfamiliar, especially for first time buyers.
Conveyancing legal fees
These fees are paid to your lawyer for the legal services they provide on your behalf. The conveyancing quote will detail the fees for the legal work, including VAT, that you'll pay when your transaction completes.
Disbursements
Your conveyancing quote should also itemise required third-party costs, or disbursements, including Local authority searches, Stamp Duty or leasehold management information.
Check what's included in your conveyancing quote
When comparing quotes, watch out for additional charges. Some solicitors' quotes may set out extra costs in the small print, resulting in a total cost that's much higher than the initial quote.
