Conveyancing in Swaffham
Conveyancing is the legal process a solicitor follows to ensures the proper transfer of property from one owner to another. If you need a solicitor for conveyancing in Swaffham, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped clients in Swaffham and throughout Breckland with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Dereham, Kings Lynn and Norwich
Buying property in Swaffham
A market town in Norfolk, Swaffham is known for its historic market place, independent shops, and Georgian buildings. The Church of St Peter and St Paul is a notable landmark.
Located near the A47, Swaffham provides good road links to King's Lynn and Norwich. The town has a population of approximately 7,000.
Council Tax in Swaffham (2023/24)
Swaffham is in Breckland District Council.
| Band | Amount |
|---|---|
| A | £1,409.61 |
| B | £1,644.54 |
| C | £1,879.47 |
| D | £2,114.41 |
| E | £2,584.28 |
| F | £3,054.15 |
| G | £3,524.02 |
| H | £4,228.82 |
What does a Swaffham property lawyer do?
A property lawyer plays a pivotal role in a property purchase, and assists you with the legal aspect of the transaction. Your solicitor will raise enquires of the seller, order property searches, review the lease (if applicable) and ensure that post-purchase requirements, including paying SDLT, are completed.
In addition to standard searches, Swaffham conveyancing solicitors would also undertake checks for potential flood risk.
Are you purchasing a property with a mortgage?
During the process of buying a house, your solicitor must also complete the legal work on behalf of the bank. If your solicitor is not on your chosen lender's panel, your purchase could take weeks longer to complete and cost you more in the process.
Our chosen panel solicitors have established relationships with the majority of mortgage lenders, including Lloyds Bank, Lendco and Yorkshire Building Society, so your conveyancing will complete sooner.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We have also helped buyers in Swaffham with the legal work for:
There are around half a million listed buildings across the country, 1,730 of which are in Breckland District Council. Swaffham listed buildings and properties include: Listed properties can be a joy to own, but they come with their share of complexities. Examples of the duties that listed building owners face include consent for additions like solar panels, and an obligation to protect significant internal features like fireplaces. Our expert solicitor panel will help you understand the commitments a listed building owner must make. Read more:Listed buildings
New Build
The conveyancing for purchasing a new build property in Swaffham is often more complex than other types of conveyancing.
A conveyancing solicitor in Swaffham will need to be qualified to handle things like squaring developer incentives with lenders, confirming right of way over drains and sewers and checking new build warranties with warranty providers, including NHBC Buildmark, Advantage HCI and Capital Warranties.
Read more:
Buying a leasehold property
Buying a leasehold house or flat in the UK can be complicated. The many potential complications awaiting the unsuspecting purchaser can include legally technical issues like sinking fund issues and onerous covenants.
An experienced leasehold conveyancer will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
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When we factored in eveything that was included - this was the best quote we could find
Selling a property in Swaffham
As part of the property selling process in Swaffham, the solicitor will prepare the necessary documentation, including the title deeds and property information forms, and help you fill out this paperwork.
The lawyer will sort out potential snags and handle questions from the buyer's side.Your lawyer will work with both sides, like agents, lenders and landlords, to help ensure the property sale completes as soon as possible.
Does the conveyancing for selling leasehold take longer?
Yes. The legal work for selling leasehold properties typically takes longer.
The buyer's solicitor will want to see this leasehold-related paperwork, including a copy of buildings insurance for the common parts of the property. The time needed by your lawyer to source this information is commonly the source of delays.
Your conveyancing solicitor should commence this even before a sale has been agreed, because this paperwork can take weeks to collect if the agent responsible for managing the property is slow or difficult to contact.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgage conveyancing in Swaffham
The base interest rate is 5.25% (12 October, 2024)
You should always check your conveyancer's lender panel membership before you instruct your solicitor.
We work with solicitors who can work with 99% of all mortgage lenders, so whether you are switching to a fixed rate mortgage from Santander or moving to a shared ownership mortgage with Allied Irish Bank, our panel solicitors will make the process as simple and stress-free as possible.
Read more:
Check our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transfer of equity in Swaffham
Whether you are buying out an ex-partner, dealing with inheritance tax planning or gifting a home, a transfer of equity is required.
Your conveyancer will complete the legal work for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
What are typical Swaffham conveyancing fees?
Don't be surprised if some of the costs listed on a conveyancing quote seem unfamiliar.
Solicitors' fees
These fees are paid to your solicitor for the work they complete during your transaction. Your solicitor's quote will set out the legal fees (inc. VAT) to be paid when the conveyancing transaction completes.
Disbursements
Disbursements are additional costs on top of your solicitor's fees for third-party costs incurred on your behalf. Third-party disbursements include Stamp Duty and property searches.
Check the quote for hidden costs
When you compare conveyancing quotes, watch out for additional charges. Some firms include extra costs in the small print. This can mean a higher-than-expected final bill.
