Conveyancing in Thornton Heath
Conveyancing is the legal process of transferring a property from one person to another or the process of securing a mortgage. If you're looking for a conveyancing solicitor in Thornton Heath, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have years of experience helping homemovers in Thornton Heath and throughout Croydon handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Barnet, Croydon, Edmonton, South London and London
Buying property in Thornton Heath
A diverse district in south London, Thornton Heath is known for its range of shops and eateries, the historic St Paul's Church, and Trumble Gardens, a local park. The area offers a mix of suburban living and city convenience.
Thornton Heath railway station provides frequent services to London Victoria, making it a popular area for commuters. The district has a population of approximately 26,000.
Council Tax in Thornton Heath (2023/24)
Thornton Heath is in London Borough of Croydon.
Band | Amount |
---|---|
A | £1,493.04 |
B | £1,741.88 |
C | £1,990.72 |
D | £2,239.56 |
E | £2,737.24 |
F | £3,234.92 |
G | £3,732.60 |
H | £4,479.12 |
What will my solicitor do?
Your lawyer will handle all the legal elements of buying a property.
The solicitor will raise questions for the seller's solicitor, order property searches, review contracts and ensure that post-purchase requirements, such as registering the property ownership with the Land Registry and paying Stamp Duty Land Tax, are completed.
In addition to standard searches, Thornton Heath conveyancing solicitors may also carry out checks for leasehold issues, such as excessive service charges and ground rents.
Are you buying with a mortgage?
When you purchase a property, your solicitor also needs to carry out some legal work for your mortgage bank. If your conveyancer isn't accepted on your lender's panel, it could take weeks longer to complete your purchase.
Our chosen partner solicitors have established relationships with the majority of banks and specialist lenders, ensuring your transaction will complete without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We have also helped home buyers in Thornton Heath with conveyancing for:
When you purchase a flat or house in a conservation area, your conveyancing solicitor will check for potential planning issues, including lack of approval for an extension or solar panel restrictions. Conservation areas in Thornton Heath and the Croydon local authority include Central Croydon, The Webb Estate and South Norwood.Conservation areas
Buying a shared ownership property means buying only a share in the property from a registered provider of social housing. Buying a shared ownership property is more complex than buying a home outright. Quittance's panel of solicitors has years of experience with shared ownership conveyancing (including staircasing).Shared Ownership Conveyancing
Selling property in Thornton Heath
When selling a Thornton Heath property, your lawyer will prepare vital paperwork, including the sale contract and the various property information forms.
The conveyancer's duties entail responding to the buyer's solicitor's questions, addressing snags like an unofficial roof terrace and taking charge of the mortgage redemption.
By taking action to communicate effectively with all parties, like agents, managing agents and lenders, your lawyer will help make sure your sale of your home completes as soon as possible.Is there anything to be aware of if selling a leasehold property in Thornton Heath?
The legal work for a leasehold flat or house is significantly more specialised than it is for a freehold home.
Leasehold complexity involves additional work on the part of conveyancing solicitors in Thornton Heath, for example requesting all relevant freeholder information, through to a copy of the insurance policy.
To reduce leasehold-related delays, It is highly recommended that you instruct a property lawyer as soon as possible, and ideally before marketing the property,.
Conveyancing for selling a property
Remortgaging
The base interest rate is 5.25% (12 October, 2024)
You should check your chosen remortgage solicitor is approved by your mortgage lender before you instruct your solicitor.
We work with remortgage solicitors who are members of all major lenders' panels, so whether you are changing to a fixed rate mortgage with Barclays Bank or taking out a tracker mortgage from Aldermore Bank, we can help take care of the legal side.
Read more:
Find out if our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transfer of equity in Thornton Heath
If you aim to change the ownership shares of your home, whether you are buying out another part-owner, estate planning or gifting a share of a property, a transfer of equity is required.
Your legal representative will complete the process for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Thornton Heath?
Getting a conveyancing quote takes moments - but understanding what is and isn't included in the quote can be challenging.
Conveyancing legal fees
These fees are what your solicitor charges you for the legal work that they complete. Your solicitor's quote will set out the legal fees (inc. VAT) that you'll pay when your transaction completes.
Conveyancing disbursements
The conveyancing quote should also include any disbursements, which are third-party costs, such as Local authority searches, Stamp Duty or a pre-completion search.
Check for hidden costs
Some solicitors' quotes may set out extra costs in their terms and conditions. This can lead to a final bill that is higher than the original quote. Watch out for additional charges, if you are comparing quotes.