Conveyancing in Winchester
When you buy, sell or remortgage a property, a solicitor or licensed conveyancer will handle the legal work. If you need a solicitor for conveyancing in Winchester, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have years of experience helping homemovers in Winchester and throughout Hampshire handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Gosport, Portsmouth, Romsey and Southampton
Buying property in Winchester
The ancient city of Winchester in Hampshire is steeped in history, known for its stunning cathedral and as the former capital of England. It offers an eclectic mix of independent boutiques, high street stores, and a lively food and drink scene.
Winchester railway station provides regular services to London Waterloo, Southampton, and other major cities. With its rich history, excellent schools, and diverse cultural offerings, Winchester is a highly desirable place to live. The population is around 45,000.
Council Tax in Winchester (2023/24)
| Band | Amount |
|---|---|
| A | £1,364.56 |
| B | £1,591.99 |
| C | £1,819.41 |
| D | £2,046.84 |
| E | £2,501.69 |
| F | £2,956.55 |
| G | £3,411.40 |
| H | £4,093.68 |
What does a Winchester conveyancing solicitor do?
The conveyancing solicitor handles all of the post-offer aspects of buying property. They will raise questions for the seller's solicitor, order property searches, review contracts and fulfil post-completion formalities, including paying SDLT and registering the property ownership with the Land Registry.
Further to the standard checks and searches, Winchester conveyancing solicitors may also undertake flood risk searches.
Are you purchasing a property with a mortgage?
If you are planning to buy with a mortgage, your solicitor will confirm that the property is worth the loan that your lender will provide.
Acceptance on a lender's panel will mean your solicitor is able to represent your mortgage provider.
We work with conveyancers who can represent the vast majority of lenders, helping to ensure your transaction completes faster.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can also assist home buyers in Winchester with the conveyancing for:
There are more than 500,000 listed buildings in England and Wales, and around 2,390 of which are in Winchester City Council. Listed buildings and properties in and around Winchester include: There are many additional things to consider when buying a listed building. Examples of the duties that listed building owners face include required consent for landscaping, and . Our specialist panel of property solicitors will offer guidance on what duties your ownership will impose. Read more:Listed buildings
New Build
The conveyancing process for acquiring a new build home in Winchester can be complex.
A solicitor in Winchester must be able to deal with things like advising on mortgage offer flexibility for delayed completion, spotting incomplete agreements for roads and sewers and working with warranty providers such as NHBC, Advantage and Global Home Warranties.
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Leasehold property
Purchasing a leasehold house or flat is more complicated than buying a freehold. The many potential problems lying in wait for an uninformed purchaser can include legally technical issues like undisclosed major works and unreasonable lease extension premiums.
A leasehold solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
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Selling a house or flat in Winchester
When selling a property in Winchester, your solicitor will prepare the necessary documentation, including the title deeds and property information forms, and help you fill out this paperwork. A seller's solicitor's duties include addressing snags like a flying freehold and responding to enquiries from the buyer's solicitor.
The solicitor will also work with all parties, like estate agents and banks or building societies, so the property sale completes without delay.Does a leasehold property take longer to sell?
Yes, that's correct, it can take much more time to conduct the conveyancing to sell a leasehold house or flat, compared to freehold conveyancing.
The solicitor acting for the buyer will expect to see these documents, such as an up-to-date statement of service charges. The time it takes the seller's conveyancer to get these documents together is usually the cause of these delays.
The solicitor ought to start this process at the earliest opportunity, because these details can take weeks to collect if the agent responsible for managing the property is slow or difficult to contact.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgage conveyancing
The current Bank of England base rate is 5.25% (7 December, 2024)
Before you instruct a remortgage solicitor, your solicitor needs to be able to act on your chosen lender's behalf.
Quittance panel solicitors are on the legal panels of over 100 banks and building societies. Whether you are switching to a fixed rate mortgage from Bank of Ireland or moving to a guarantor mortgage with Bradford and Bingley, our panel solicitors will make the process as simple and stress-free as possible.
Read more:
Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transferring Equity in Winchester
If you aim to make changes to the ownership of your property, whether you are gifting a home, inheritance tax (IHT) planning or adding a new partner to your property's title, you will need to transfer equity.
Your property lawyer will quickly and efficiently complete the legal work for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Winchester?
Solicitors' fees
The quote should clearly detail the legal fees, including VAT, that you'll pay when your transaction completes. These fees are paid to your solicitor or conveyancer for the tasks they complete on your behalf.
Disbursements
Disbursements are the payments incurred by your solicitor or conveyancer during the conveyancing process. Examples of disbursements include Stamp Duty Land Tax (SDLT), HM Land Registry fees and property searches.
Read the terms and conditions
When comparing quotes, beware of hidden fees or extra charges. Some firms list extra charges in their terms and conditions, resulting in a total cost that's much higher than the initial quote.
