Conveyancing in Accrington
Conveyancing involves all the legal aspects of transferring the ownership of a property from a seller to a buyer, handling a remortgage, or transferring equity. If you're looking for a conveyancing solicitor in Accrington, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have helped clients in Accrington and throughout Hyndburn with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Buying property in Accrington
Accrington has a population of approximately 35,000. A town in Lancashire, Accrington is known for its football club, Accrington Stanley, and its past as a major hub of the cotton and textile machinery industries. The town is home to the stunning Haworth Art Gallery.
Council Tax in Accrington (2023/24)
Accrington is in Hyndburn Borough Council.
| Band | Amount |
|---|---|
| A | £1,446.45 |
| B | £1,687.52 |
| C | £1,928.59 |
| D | £2,169.67 |
| E | £2,651.82 |
| F | £3,133.97 |
| G | £3,616.12 |
| H | £4,339.34 |
What will my Accrington solicitor do?
Your conveyancer will address all the legal details of buying a property.
They will carry out comprehensive due diligence, like arranging property searches, raising questions for the seller's solicitor, reviewing contracts and registering you as the new owner at HMLR.
Accrington conveyancing solicitors could also undertake searches for historic mine works and industrial contamination.
Are you funding your home purchase with a mortgage?
Whether you are buying an auction property or buying a commercial property, your solicitor must also complete legal work for the bank.
Your transaction could take weeks longer to complete and incur the cost of an additional solicitor to act for the lender if your property lawyer is not on your mortgage provider's panel.
We work with solicitors who can represent the vast majority of banks and specialist lenders, from major banks like Metro Bank to smaller, specialist lenders including Lendco - so your conveyancing will complete sooner.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can assist Accrington home buyers with the conveyancing for:
When you buy a property in an Accrington conservation area, your property lawyer will need to check for planning approval issues, e.g. inheritance of prior approvals, and missing consents for basement work. Conservation areas in Accrington and the Hyndburn local authority include:Buying a property in a conservation area
There are around 500,000 listed buildings across the country, and around 110 of which are in Hyndburn Borough Council. Listed buildings and properties in and near to Accrington include: Buying a listed building is not a decision to be taken lightly. Examples of the obligations placed upon listed building owners include consent required for energy efficient alterations, and public access to certain areas. Our experienced panel of solicitors will discuss with you the additional legal obligations your planned listed building purchase will entail. Read more:Listed buildings
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Selling property in Accrington
At the start of the property selling process in Accrington, your solicitor will compile key documents, including assorted property information forms and the contract of sale.
They will resolve any potential issues, respond to inquiries from the buyer's solicitor and redeem the existing mortgage. To ensure a smooth transfer, the solicitor will also coordinate with all parties, such as agents, lenders and landlords.What do I need to know if selling a leasehold property in Accrington?
The conveyancing process for a leasehold property is much more technical than for a freehold house.
Leasehold complexity involves additional work on the part of conveyancing solicitors in Accrington, which could include requesting the latest service charge and ground rent statement, through to ascertaining if a license to assign is required.
In order to resolve any leasehold issues faster, It is recommended that the vendor contact a solicitor as soon as is practicable.
Conveyancing for selling a property
Remortgaging
The Bank of England's current base rate is 5.25% (12 October, 2024)
You will need to check the solicitor that you want to handle your remortgage is approved by your mortgage lender before you instruct your solicitor.
We work with remortgage solicitors who are on the panels of all major banks and building societies, so whether you are switching to a 5-year fixed rate from Metro Bank or moving to a variable rate mortgage with Holmesdale Building Society, we can help.
Read more:
Find out if our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Accrington Transfer of equity
If you are planning to reduce or increase your ownership share of a property, whether you are gifting a property, adding one or more people to the deeds or inheritance tax (IHT) planning, you'll need to carry out a transfer of equity.
Your conveyancer will deal with the legal work for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Accrington?
It only takes a minute to get a conveyancing quote online, but knowing what's actually included can be complex.
Conveyancing legal fees
These fees are what your lawyer charges you for the legal services they provide during your transaction. The conveyancing quote will detail the fees for the legal work, including VAT, to be paid when the conveyancing transaction completes.
Disbursements
Disbursements are additional costs on top of your lawyer's fees for third-party costs incurred on your behalf. Third-party disbursements include Stamp Duty Land Tax (SDLT), HM Land Registry fees and property searches.
Are the conveyancing fees fixed?
Watch out for additional charges, if you are comparing quotes. Some solicitors' quotes set out additional charges in the small print, leading to a final bill that is higher than the original quote.
