Conveyancing in Cobham
Conveyancing refers to the legal and administrative process required to transfer property from one person to another. If you need a solicitor for conveyancing in Cobham, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped Cobham and Elmbridge clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Buying property in Cobham
A village in Surrey, Cobham is known for its high standard of living, Painshill landscape garden, and the nearby Chelsea F.C. training ground. The Fairmile area is particularly sought after. Cobham has excellent road links to London via the A3. Cobham has a population of approximately 10,000.
Council Tax in Cobham (2023/24)
Cobham is in Elmbridge Borough Council.
Band | Amount |
---|---|
A | £1,486.51 |
B | £1,734.26 |
C | £1,982.01 |
D | £2,229.76 |
E | £2,725.26 |
F | £3,220.76 |
G | £3,716.27 |
H | £4,459.52 |
What will my Cobham solicitor do?
A conveyancer or solicitor plays an essential role during a property purchase, and assists the buyer with the legal side of transferring ownership from the seller to the buyer.
Your lawyer will order property searches, raise questions for the seller's solicitor, review contracts and ensure that post-purchase requirements, like paying SDLT, are completed.
Cobham conveyancing solicitors may carry out checks for issues affecting high-value listed buildings and properties within green belt areas.
Purchasing a property with a mortgage?
If you are getting a mortgage, your solicitor will also need to act for your mortgage lender.
If your property lawyer isn't accepted on your bank or building society's panel, it may take weeks longer to purchase your property.Our chosen panel solicitors have established relationships with the majority of mortgage lenders, facilitating a quicker completion of your transaction.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We have also helped home movers in Cobham with conveyancing for:
When you purchase a flat or house in a Cobham conservation area, your solicitor or licensed conveyancer will need to check for restrictive covenants, which could include a breach of the conservation area 'Article 4 Directions', and restrictions on property usage. Conservation areas in Cobham and across the Elmbridge local authority include:Buying a flat or house in a conservation area
Somewhere in the region of half a million listed buildings exist in England and Wales, 520 of which are in Elmbridge Borough Council. Listed buildings and properties in and around Cobham include: Examples of the obligations placed upon listed building owners include a duty to maintain the exterior appearance, required consent for any alterations and an obligation to use specialist contractors. Our expert solicitor panel will clarify the commitments a listed building owner must make. Read more:Listed buildings
Selling a house or flat in Cobham
When selling property in Cobham, the solicitor will prepare vital paperwork, like the draft contract and property information forms, and help you complete these forms. Responsibilities include resolving any potential issues, answering enquiries from the buyer's solicitor and redeeming the mortgage.
To ensure a smooth transfer, your solicitor will also coordinate with all stakeholders, such as agents, lenders and landlords.What do I need to know if selling a leasehold property in Cobham?
Conveyancing for a leasehold flat or house is quite a lot more specialised than for a more straightforward freehold house.
Leasehold complexity involves additional legal work on the part of conveyancing solicitors in Cobham, such as sourcing all relevant freeholder information, through to a copy of the service charge budget for the current year.
In order to resolve any leasehold difficulties faster, It is recommended that the vendor contact a lawyer as early as possible.
Conveyancing for selling a property
Remortgage in Cobham
Latest Bank of England base rate now at 4.5% (15 February, 2025)
Before appointing a solicitor, your solicitor must be able to act for your chosen lender.
We work with remortgage solicitors who are on the panels of all major lenders, so whether you are changing to a standard variable rate mortgage with the Co-operative Bank or moving to a 3-year tracker rate with Darlington Building Society, we can help.
Read more:
Find out if our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transferring Equity in Cobham
If you are intending to restructure the ownership of a property, whether you are buying out a co-owner, tax planning for the future or transferring the ownership of your home to your daughter, son or other family member, a transfer of equity is required.
Your lawyer will handle all the required documentation and register the new interest at HM Land Registry for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are conveyancing fees in Cobham?
Solicitors' fees
The conveyancing quote will set out the legal fees (inc. VAT) to be paid when the conveyancing transaction completes. These fees are what your solicitor or conveyancer charges you for the legal work that they complete during your property transaction.
Disbursements
Your quote should also list any disbursements, which are costs paid to third parties on your behalf, such as Stamp Duty Land Tax (SDLT), HM Land Registry fees and property searches.
Check the terms and conditions
Some solicitors' quotes include extra costs in the small print, resulting in a final bill that is higher than the original quote. Watch out for undisclosed fees not included in your original quote, if you are comparing quotes.