Conveyancing in Horwich
Conveyancing is the work a solicitor does to transfer the legal title of a house or flat from one person to another. If you need a solicitor for conveyancing in Horwich, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have years of experience helping homemovers in Horwich and throughout Bolton handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Sale, Trafford and Manchester
Buying property in Horwich
A town in Greater Manchester, Horwich is known for its Middlebrook Retail and Leisure Park, Rivington Pike, and the nearby West Pennine Moors. Horwich has a railway station, providing links to Bolton and Manchester. Horwich has a population of approximately 20,000.
Council Tax in Horwich (2023/24)
Horwich is in Bolton Metropolitan Borough Council.
Band | Amount |
---|---|
A | £1,363.09 |
B | £1,590.27 |
C | £1,817.45 |
D | £2,044.63 |
E | £2,498.99 |
F | £2,953.35 |
G | £3,407.72 |
H | £4,089.26 |
What will my Horwich solicitor do?
The conveyancer will take care of the technical side of buying a property. The solicitor will order property searches, raise enquires of the seller's solicitor, review contracts and complete any post-sale actions, such as paying Stamp Duty.
Horwich conveyancing solicitors could also undertake searches for historic industrial activity and land contamination.
Are you purchasing with a mortgage?
When you buy a property with a mortgage, the bank or building society will need to make sure your property offers sufficient security for the money they are lending you.
If your conveyancer is not on your bank's panel, your purchase could take weeks longer to complete.More than 100 banks and specialist lenders have approved our chosen panel solicitors. We can help you complete your Horwich transaction without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can also help home buyers in Horwich with the conveyancing for:
When buying a house or flat in a Horwich conservation area, your lawyer will need to check for restrictions on how you can use the house or flat, e.g. street appearance restrictions or parking issues. Conservation areas in Horwich and the Bolton local authority include:Buying a house or flat in a conservation area
There are around 500,000 listed buildings across the country - around 370 of which are in Bolton Metropolitan Borough Council. Horwich listed buildings and properties include: Buying and owning a listed building is not for the faint-hearted. Our expert solicitor panel will explain to you what duties your ownership will impose. Examples include regular upkeep, and consent for additions like solar panels. Read more:Buying a listed building
Leasehold flats
Purchasing a leasehold flat in the UK requires a number of extra steps when compared to buying a freehold. The many potential complications lying in wait for an uninformed purchaser can include legally technical issues like unpaid service charges by the existing leaseholder and excessive freehold premiums.
A leasehold solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
Selling a house or flat in Horwich
When selling a home in Horwich, the solicitor will assemble all essential documents, including the sale contract and ID forms.
The solicitor's duties entail addressing snags like an unofficial roof terrace, answering the buyer's solicitor's questions and taking charge of the mortgage redemption.
By taking action to coordinate with all stakeholders, like estate agents, landlords and lenders, your solicitor will help make sure your transfer of ownership completes without a hitch.I am selling a leasehold property in Horwich - what do I need to know?
The conveyancing process for a leasehold flat or house is quite a lot more complex than it is for a freehold home.
Leasehold complexity involves additional legal work on the part of conveyancing solicitors in Horwich, including getting an up-to-date service charge statement, through to looking into potential forfeiture proceedings.
To help mitigate the delays involved in selling a leasehold property, It is strongly advised that you instruct a lawyer as soon as is practicable.
Conveyancing for selling a property
Remortgaging
The official base rate is 4.5% (14 May, 2025)
Before you instruct a remortgage solicitor, verify your chosen lender's legal panel includes your solicitor.
Our partner panel solicitors are on the panels of almost all lenders, so whether you are switching to a 25-year mortgage from the Co-operative Bank or taking out an interest only mortgage from Aldermore Bank, we can help.
Read more:
Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transfer of equity in Horwich
Whether you are transferring the ownership of a property to your children, purchasing another owner's stake or inheritance tax planning, you'll need a solicitor to handle the transfer of equity. Your lawyer will handle the legal side for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
Conveyancing costs in Horwich: What to expect
Conveyancing solicitors fees
Your conveyancing solicitor's quote should clearly detail the legal fees, including VAT, to be paid when the conveyancing transaction completes. These fees are what your solicitor charges you for the work they carry out on your behalf.
Disbursements
A disbursement is an expense your solicitor will pay on your behalf which will be added to your bill when you complete. Examples of disbursements include Stamp Duty Land Tax (SDLT), HM Land Registry fees and property searches.
Check what's included in your quote
Beware of hidden charges not mentioned in the initial conveyancing quote, if you are comparing conveyancing quotes. Some firms set out additional charges in the small print, resulting in a higher-than-expected final bill.