Conveyancing in Macclesfield
Conveyancing involves all the legal aspects of transferring the ownership of a property from a seller to a buyer, handling a remortgage, or transferring equity. If you're looking for a conveyancing solicitor in Macclesfield, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have years of experience helping homemovers in Macclesfield and throughout Cheshire East handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Congleton, Knutsford, Stockport, Warrington and Wilmslow
Buying property in Macclesfield
A market town in Cheshire, Macclesfield is known for its Silk Museum, Treacle Market, and the nearby Peak District. Macclesfield has a railway station, providing links to Manchester and Stoke-on-Trent. Macclesfield has a population of approximately 52,000.
Council Tax in Macclesfield (2023/24)
Macclesfield is in Cheshire East Council.
| Band | Amount |
|---|---|
| A | £1,406.01 |
| B | £1,640.35 |
| C | £1,874.68 |
| D | £2,109.02 |
| E | £2,577.69 |
| F | £3,046.36 |
| G | £3,515.03 |
| H | £4,218.04 |
What does a property lawyer do?
Your solicitor plays a key role after an offer has been accepted.
They will order searches, raise questions for the seller, review the contract of sale and fulfil post-completion formalities, such as HMLR registration.
In addition to standard searches, Macclesfield conveyancing solicitors may also carry out searches to assess flood risk, subsidence and mining-related risks.
Are you funding your home purchase with a mortgage?
If you are buying with a mortgage, your solicitor will check the property to confirm that the property is worth the loan that the bank arranging your mortgage will provide.
Acceptance on a lender's panel will mean your solicitor can represent the interests of your chosen lender.
More than 100 mortgage lenders have approved our chosen panel lawyers. We can help you complete your Macclesfield transaction smoothly.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
Approved by over 100 more
We can also help buyers in Macclesfield with conveyancing for:
When purchasing a house or flat in a conservation area, your conveyancer will need to check for potential planning issues, including conservation oversight, and missing consents for landscaping. Conservation areas in Macclesfield and across the Cheshire East local authority include:Conservation areas
Around 500,000 listed properties exist in England and Wales - around 2,770 of which are in Cheshire East Council. Macclesfield listed buildings and properties include: Listed buildings come with complex rules that the owner must adhere to. Our specialist panel of property solicitors will clarify the additional legal obligations your planned listed building purchase will entail. Examples include maintenance of historic features, and required consent for landscaping. Read more:Listed buildings
New Build Conveyancing
The conveyancing process for buying a new build in Macclesfield can be complicated compared to other types of conveyancing.
A good solicitor in Macclesfield must be able to deal with things like dealing with lender conditions, confirming building regulation compliance and checking new build warranties with warranty providers, including NHBC, Advantage HCI and Global Home Warranties.
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Buying a leasehold property
Purchasing a leasehold flat in the UK requires a number of extra steps when compared to buying a freehold. The many potential traps awaiting the unsuspecting buyer can include legally technical issues like undisclosed major works and leases with fewer than 80 years to run.
A leasehold solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
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Selling a house or flat in Macclesfield
When you begin the process to sell a Macclesfield home, your solicitor will first assemble all essential documents, including assorted property information forms and the title deeds.
The duties of a seller's solicitor includes responding to the buyer's solicitor's questions and resolving any potential issues.
Your solicitor will also coordinate with all stakeholders, like agents, managing agents and lenders, to help ensure the sale of your home completes without delay.
I am selling a leasehold property in Macclesfield - what do I need to know?
The conveyancing process for a leasehold flat (houses are rarely leasehold) is much more involved than for a freehold house.
The complexities of leasehold mean conveyancing solicitors in Macclesfield must carry out additional legal work, for example obtaining the latest service charge and ground rent statement, through to details of planned major works.
In order to resolve any leasehold difficulties faster, It is recommended that the vendor contact a lawyer as early in the process as possible, and potentially before marketing the property,.
Conveyancing for selling a property
Remortgaging
The Bank of England's current base rate is 5.25% (13 September, 2024)
It's important that you confirm your solicitor's lender panel status before you instruct your solicitor.
Quittance panel solicitors are on the panels of almost all building societies and banks, so whether you are switching to a fixed rate mortgage from Halifax or moving to a buy to let mortgage with Secure Trust Bank, we can help.
Read more:
Check our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Macclesfield Transfer of equity
Whether you are transferring the ownership of your home to your daughter, son or other family member, tax planning for the future or adding a new partner, you'll need a conveyancing solicitor to handle the transfer of equity.
Your lawyer will deal with the legal work for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are solicitors' conveyancing fees in Macclesfield?
It only takes a minute to get an online conveyancing quote, but knowing what's actually included can be complex.
Conveyancing solicitors fees
These fees are what your lawyer charges you for the legal services they provide on your behalf. Your conveyancing solicitor's quote will detail the fees for the legal work, including VAT, that you pay when the property transaction is complete.
Disbursements
A disbursement is an expense your lawyer will pay on your behalf which will be added to your bill when you complete. Third-party disbursements include Stamp Duty and property searches.
Check what's included in your quote
If you are comparing conveyancing quotes, double-check for additional fees or charges. Some firms set out additional charges in the small print. This can mean an inflated final bill.
