Conveyancing in Rochdale
When you buy, sell or remortgage a property, a solicitor or licensed conveyancer will handle the legal work. If you need a solicitor for conveyancing in Rochdale, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped clients in Rochdale and throughout Lancashire with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Bury, Heywood, Oldham and Manchester
Buying property in Rochdale
Birthplace of the Co-operative movement and one of the first industrialised towns, Rochdale forms part of the Greater Manchester area. The town's historic business success is highlighted in the stained glass windows of its magnificent Victorian town hall, which depict the coats of arms of all the towns that Rochdale traded with.
Property is currently some of the most affordable in the country, but with the town undergoing a multi-million pound investment programme, a new direct tram link to Manchester city centre and picturesque countryside on the doorstep, prices are expected to rise.
Popular residential areas include the villages of Bamford, Norden and Smithy Bridge.
Council Tax in Rochdale (2023/24)
Band | Amount |
---|---|
A | £1,479.35 |
B | £1,725.91 |
C | £1,972.47 |
D | £2,219.03 |
E | £2,712.15 |
F | £3,205.26 |
G | £3,698.38 |
H | £4,438.06 |
What does a conveyancing solicitor do?
A conveyancing solicitor helps you with the legal aspect of a home purchase. Your lawyer will order searches, raise questions for the seller's solicitor, review the contract of sale and fulfil post-completion formalities, like paying Stamp Duty and registering the property ownership with the Land Registry.
Rochdale conveyancing solicitors may undertake searches for historic industrial activity and land contamination.
Are you purchasing a property with a mortgage?
Whether you are purchasing a second home or buying a new build property 'off-plan', your solicitor must also complete legal work for your mortgage bank. If your conveyancing solicitor is not on your bank's panel, your purchase could take weeks longer to complete and cost more.
Over 100 building societies, banks and lenders have approved our chosen partner solicitors, so we can help you complete your Rochdale transaction without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can help Rochdale home buyers with conveyancing for:
Somewhere in the region of 500,000 listed buildings exist across the country, 358 of which are in Rochdale Metropolitan Borough Council. Rochdale listed buildings include: Our experienced panel of solicitors will help you understand the obligations imposed by listed property ownership. Examples include use of traditional methods and materials for maintenance, consent for additions like satellite dishes or external lighting and an obligation to use specialist contractors. Read more:Buying a listed building
Shared ownership conveyancing is the service you will need, when you buy a share in a property from a housing association. Shared ownership conveyancing is more complex, as all properties are leasehold. With extensive specialist experience, our expert panel of solicitors can help you with your shared ownership purchase or staircasing.Shared Ownership
Leasehold property
Almost every flat in the UK is leasehold. Although much less common, there are also around 1 million leasehold houses nationwide. The conveyancing for a leasehold home can take weeks more to complete than a freehold house because leasehold transactions involve more work and the landlord or managing agent are involved.
Varied factors, such as an unreachable freeholder or slow receipt of the managing agent information, can lead to serious delays.
Expert leasehold solicitors handle hundreds of leasehold transactions a month. Our proactive approach means fewer obstacles.
Selling a house or flat in Rochdale
When selling property in Rochdale, your conveyancer will assemble all essential documents, including the draft contract and assorted property information forms, and help you fill out this paperwork.
Responsibilities include responding to enquiries from the buyer's solicitor, addressing snags like lack of consent for alterations and handling the mortgage redemption.
By taking action to communicate effectively with all parties, like estate agents, landlords and lenders, your conveyancing solicitor will help make sure your move is completed without incident.Could the sale of a leasehold property be delayed?
Yes, that's correct, it can take much longer to complete the legal work on leasehold properties, compared to freehold conveyancing.
The solicitor acting for the buyer will want to see these documents, like management company information and details of any breaches by other leaseholders. The time it takes to gather this paperwork is the common cause of such delays.
It can take a long time to gather this information if it is difficult to contact the landlord or managing agent, so your conveyancing solicitor should commence this at the earliest opportunity.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgaging
The current Bank of England base rate is 4.5% (18 February, 2025)
It's imprtant that you confirm your remortgage solicitor's lender panel membership before you instruct your solicitor.
Our remortgage panel solicitors are on the legal panels of over 100 building societies and banks, so whether you are changing to a 25-year mortgage with Santander or taking out a capped mortgage from Coventry Building Society, we can assist.
Read more:
Check our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transferring Equity
Whether you are transferring the ownership of a property to your children, buying out the equity of a joint owner or estate planning, you will need to work with a transfer of equity solicitor.
Your conveyancer will complete the process for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are conveyancing fees in Rochdale?
Conveyancing legal fees
Your solicitor's quote should clearly detail the legal fees, including VAT, to be paid when the conveyancing transaction completes. These fees are what your lawyer charges you for the tasks they complete during your property transaction.
Disbursements
Your conveyancing quote should also itemise required third-party costs, or disbursements, such as Stamp Duty and Land Registry fees.
Check for additional fees
Some solicitors' quotes list extra charges in the small print, resulting in a higher-than-expected final bill. Double-check for additional fees or charges, when comparing quotes.