Conveyancing in Romford
Conveyancing is the series of legal steps a solicitor takes when transfering property ownership. Conveyancing can also refer to the legal side of a remortgage or equity transfer. If you need a solicitor for conveyancing in Romford, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have years of experience helping homemovers in Romford and throughout Havering handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Dagenham, Havering, Hornchurch, Rainham, Upminster, East London and London
Buying property in Romford
A large town in East London, Romford is known for its bustling market, excellent shopping at The Liberty and Brewery shopping centres, and lively nightlife. It's set to benefit from the upcoming Crossrail project, improving its already strong transport links. The town has a population of approximately 104,000.
Council Tax in Romford (2023/24)
Romford is in London Borough of Havering.
| Band | Amount |
|---|---|
| A | £1,392.09 |
| B | £1,624.10 |
| C | £1,856.11 |
| D | £2,088.13 |
| E | £2,552.16 |
| F | £3,016.19 |
| G | £3,480.22 |
| H | £4,176.26 |
What will my solicitor do?
Your conveyancing solicitor will handle the legal aspects of buying a property. They will order property searches, raise questions for the seller's solicitor, review the contract of sale and complete any post-sale actions, including registering the property ownership with the Land Registry and paying Stamp Duty.
Romford conveyancing solicitors would also undertake checks for leasehold complexities, including short and defective leases.
Purchasing a home with a mortgage?
When you buy a house, your solicitor also needs to carry out some legal work for the bank or building society. Your transaction could take weeks longer and cost more if your property lawyer is not on your lender's panel.
Our chosen panel lawyers have established relationships with the majority of building societies, banks and lenders, so you can complete your purchase without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can assist Romford buyers with the legal work for:
When purchasing a flat or house in a Romford conservation area, your conveyancing solicitor will need to check for planning approval issues, which could include missing consents for replacement doors or exterior paint restrictions. Conservation areas in Romford and across the Havering local authority include Cranham, Raf Hornchurch, St Andrew's Church, Hornchurch, Rainham and Romford.Buying a flat or house in a conservation area
Roughly half a million listed properties exist in England and Wales, and around 150 of which are in London Borough of Havering. Listed buildings in and near to Romford include: Examples of the obligations placed upon listed building owners include regular upkeep, and consent for additions like solar panels. Our specialist panel of solicitors will clarify the additional legal obligations your planned listed building purchase will entail. Read more:Buying a listed building
When you buy a share in a property from a registered provider of social housing, you should use a specialist property lawyer. Shared ownership conveyancing is more complex, as all properties are leasehold. Whether you are buying a shared ownership property or staircasing, our panel solicitors will help you complete the procedure.Shared Ownership Conveyancing
Leasehold flats
Buying a leasehold property in the UK can be complex. The numerous common problems lying in wait for the unsuspecting purchaser can include legally technical issues like sinking fund issues and unreasonable lease extension premiums.
Your solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
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Selling a property in Romford
For the sale of a property in Romford, the solicitor will prepare the necessary documentation, including the draft contract and ID forms, and help you fill out these forms.
The role of a conveyancer acting for the seller includes answering enquiries from the buyer's solicitor, sorting out potential snags and handling the mortgage redemption.
The solicitor will also communicate effectively with the other parties, including agents, lenders and landlords, to make sure your home move completes without a hitch.
What do I need to know if selling a leasehold property in Romford?
The conveyancing process for a leasehold flat (leasehold houses are uncommon) is much more difficult than it is for a freehold home.
Leasehold complexity involves additional work on the part of conveyancing solicitors in Romford, such as sourcing the latest service charge and ground rent statement, through to finding out if there are any payment arrears.
So as to resolve any leasehold-related issues sooner, It is strongly advised that the vendor contact a Romford conveyancing solicitor as soon as an estate agent is chosen.
Conveyancing for selling a property
Remortgage conveyancing
Latest Bank of England base rate now at 5.25% (12 October, 2024)
Check your conveyancing solicitor is on your chosen mortgage lender's panel before you instruct.
Our remortgage panel solicitors are on the legal panels of over 100 mortgage lenders. Whether you are switching to a standard variable rate mortgage from TSB or taking out a first time buyer mortgage from Hinckley and Rugby Building Society, our experienced conveyancing team can guide you through the remortgage process.
Read more:
Find out if our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transferring Equity
If you want to restructure the ownership of a property, whether you are purchasing another owner's stake, tax planning for the future or giving a property to a family member, a transfer of equity is required. Your lawyer will quickly and efficiently complete the legal work for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are conveyancing fees in Romford?
Conveyancing solicitors fees
The quote will detail the fees for the legal work, including VAT, that you pay when the property transaction is complete. Conveyancing fees are paid to your solicitor for the work they carry out for you.
Disbursements
A disbursement is an expense your solicitor will pay on your behalf which will be added to your bill when you complete. Examples of disbursements include Stamp Duty, property searches and an indemnity policy.
Check for additional fees
Watch out for undisclosed fees not included in your original quote, if you are comparing quotes. Some solicitors' quotes include extra costs in the small print, resulting in an inflated final bill.
