Conveyancing in Runcorn
Conveyancing is the legal transfer of a property from a seller to a buyer. handled by a solicitor or licenced conveyancer. If you need a solicitor for conveyancing in Runcorn, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped Runcorn and Halton clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Chester, Crewe, Warrington and Widnes
Buying property in Runcorn
A industrial town in Cheshire, Runcorn is known for its two iconic bridges, the Runcorn Hill Park, and the Catalyst Science Discovery Centre. The town has a population of approximately 62,000.
Council Tax in Runcorn (2023/24)
Runcorn is in Halton Borough Council.
| Band | Amount |
|---|---|
| A | £1,357.87 |
| B | £1,584.18 |
| C | £1,810.49 |
| D | £2,036.80 |
| E | £2,489.42 |
| F | £2,942.04 |
| G | £3,394.67 |
| H | £4,073.60 |
What do conveyancing solicitors do?
A conveyancer or solicitor oversees all post-offer aspects of purchasing a house or flat, and guides you through the legal side of buying a home.
Your solicitor will order searches, raise enquires of the seller's solicitor, review the lease (if applicable) and take care of tasks after the sale, including HMLR registration.
In addition to standard searches, Runcorn conveyancing solicitors would also undertake searches to assess flood risk, subsidence and mining-related risks.
Purchasing a property with a mortgage?
When you buy a property with a mortgage, the mortgage lender must check the property meets their criteria for lending.
Your transaction could take significantly longer to complete and cost you more if your conveyancing solicitor is not on your mortgage provider's panel.
We work with solicitors who can represent the vast majority of building societies, banks and lenders, so you can complete your purchase without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can help Runcorn buyers with the conveyancing for:
When buying a house or flat in a Runcorn conservation area, your conveyancing solicitor will need to check for restrictions on how you can use the house or flat, which could include street appearance restrictions or tree preservation orders (TPOs). Conservation areas in Runcorn and the Halton local authority include Daresbury, Halton Village and Victoria Square.Conservation areas
Roughly half a million listed buildings exist in England and Wales, and around 130 of which are in Halton Borough Council. Listed buildings and properties in and around Runcorn include: Our experienced panel of solicitors will clarify the additional legal obligations your planned listed building purchase will entail. Examples include consent for any alterations that might change the character of the property, and a restriction on installing double glazing or modern door designs. Read more:Buying a listed building
New Build Conveyancing
The conveyancing process for buying a new build in Runcorn is often more complex than other types of conveyancing.
A conveyancing solicitor in Runcorn must be able to deal with things like squaring developer incentives with lenders, ensuring new estate roads are adopted and working with warranty providers such as NHBC Buildmark, Advantage HCI and Build Assure.
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When we factored in eveything that was included - this was the best quote we could find
Selling a property in Runcorn
As part of the property selling process in Runcorn, your conveyancing solicitor will compile key documents, including the contract of sale and assorted property information forms.
The lawyer's duties entail responding to the buyer's solicitor's questions and sorting out potential snags. The solicitor will also work with all parties, including estate agents, landlords and lenders, ensuring that the property sale completes without delay.Does sale conveyancing take longer for leasehold?
Yes, that's correct, it can take considerably longer to conduct the conveyancing to sell leasehold properties, compared to freehold conveyancing.
The buyer's solicitor will need to review this leasehold-related paperwork, like management company information and an up-to-date statement of service charges. The time needed by your solicitor to gather this paperwork is commonly the source of delays.
Your solicitor ought to start this process at the earliest opportunity, as this paperwork can take a long time to gather if it is difficult to contact the managing agent.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgage conveyancing in Runcorn
The current Bank of England base rate is 5.25% (12 October, 2024)
Before you appoint a solicitor, your solicitor needs to be able to act on your chosen lender's behalf.
Quittance panel solicitors are on all major banks and building societies' panels, so whether you are changing to a standard variable rate mortgage with Bank of Scotland or moving to a buy to let mortgage with Chelsea Building Society, we can assist.
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Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transfer of equity
Whether you are buying out a co-owner, inheritance tax (IHT) planning or transferring the ownership of your home to your daughter, son or other family member, you'll need a transfer of equity solicitor or licensed conveyancer. Your lawyer will complete the process for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much should I budget for conveyancing in Runcorn?
When you are comparing quotes, it isn't always easy to be certain you are comparing like to like.
Solicitors' fees
The conveyancing quote will detail the fees for the legal work, including VAT, that you pay when the property transaction is complete. Conveyancing fees are paid to your conveyancer for the legal services they provide.
Disbursements
Disbursements are third-party costs paid by your solicitor on your behalf. Examples of disbursements include Stamp Duty Land Tax (SDLT), HM Land Registry fees and property searches.
Check the terms and conditions
When you compare conveyancing quotes, double-check for additional fees or charges. Some solicitors' quotes may set out extra costs in the small print, leading to a higher final bill.
