Conveyancing in St Ives Cambridgeshire
Conveyancing is the legal process used for transferring ownership of a property from one party to another, or the work involved in a remortgage or transfer of equity. If you're looking for a conveyancing solicitor in St Ives Cambridgeshire, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have helped clients in St Ives Cambridgeshire and throughout Huntingdonshire with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Cambridge, Newark, Peterborough, St Neots and Wisbech
Buying property in St Ives Cambridgeshire
A historic market town in Cambridgeshire, St Ives is known for its charming old buildings, including the 15th-century Bridge Chapel. With a vibrant town centre offering a variety of shops and restaurants, and the scenic River Great Ouse flowing through, St Ives has a unique character.
Its guided busway provides a quick and easy connection to Cambridge, making it a popular place for commuters. The town has a population of approximately 17,000.
Council Tax in St Ives Cambridgeshire (2023/24)
St Ives Cambridgeshire is in Huntingdonshire District Council.
Band | Amount |
---|---|
A | £1,461.27 |
B | £1,704.81 |
C | £1,948.35 |
D | £2,191.90 |
E | £2,678.99 |
F | £3,166.08 |
G | £3,653.17 |
H | £4,383.80 |
What does a St Ives Cambridgeshire property lawyer do?
A property lawyer guides you through the legal side of buying a property.
The solicitor will raise questions for the seller's solicitor, order property searches, review the contract of sale and take care of tasks after the sale, such as paying SDLT.
In addition to standard searches, St Ives Cambridgeshire conveyancing solicitors may also undertake checks for issues related to fenland, including potential subsidence and drainage concerns.
Are you purchasing with a mortgage?
If you are getting a mortgage, your solicitor will also need to act for the mortgage lender.
Your transaction could take weeks longer and cost you more in the process if your lawyer is not on your chosen lender's panel.
Our chosen panel lawyers have established relationships with the majority of building societies, banks and lenders, ensuring your transaction will complete without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can also help buyers in St Ives Cambridgeshire with conveyancing for:
When you buy a property in a St Ives Cambridgeshire conservation area, your solicitor will check for restrictive covenants, which could include heritage access, and noise level restrictions. Conservation areas in St Ives Cambridgeshire and the Huntingdonshire local authority include Spaldwick, Kimbolton, Bythorn, Kings Ripton and Hemingfords.Buying in a conservation area
Selling a property in St Ives Cambridgeshire
When you begin the process to sell a house or flat in St Ives Cambridgeshire, your conveyancer will first prepare vital paperwork, including assorted property information forms and title deeds.
The solicitor's role involves answering the buyer's solicitor's questions, resolving any potential issues and redeeming the mortgage.
By taking action to liaise with key parties, like agents, managing agents and lenders, the solicitor will help make sure your sale is completed without incident.
Does a leasehold property take longer to sell?
Correct, it can take much more time to carry out the conveyancing on leasehold properties, compared to the sale of a freehold property.
The solicitor acting for the buyer will need to review this leasehold-related paperwork, like a copy of buildings insurance for the common parts of the property and details of any breaches by other leaseholders. Delays are usually the result of the time required by to gather this paperwork.
It can take a long time to gather this information if it is difficult to contact the landlord or managing agent or they are slow to respond, so your solicitor should start this process at the earliest opportunity.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgaging a property in St Ives Cambridgeshire
The current Bank of England base rate is 4.5% (19 March, 2025)
You should check your preferred solicitor is an approved member of your lender's legal panel before you instruct your solicitor.
We work with solicitors who can work with 99% of all lenders. Whether you are changing to a 5-year fixed rate with Santander or taking out a 3-year tracker rate from Investec Bank, our experienced conveyancing team can guide you through the remortgage process.
Read more:
Find out if our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transferring Equity
Whether you are transferring the ownership of a property (in part or in full) to your children, buying out the equity of a joint owner or inheritance tax (IHT) planning, you will need to work with a solicitor who specialises in transfers of equity.
Your solicitor will handle all the required documentation for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are solicitors' conveyancing fees in St Ives Cambridgeshire?
Don't be surprised if some of the costs listed on a conveyancing quote seem unfamiliar.
Conveyancing legal fees
These fees are paid to your solicitor for the tasks they complete for you. Your solicitor's quote will set out the legal fees (inc. VAT) to be paid when the conveyancing transaction completes.
Conveyancing disbursements
Disbursements are the payments incurred by your solicitor during the conveyancing process. Third-party disbursements include Stamp Duty and property searches.
Check the quote for hidden costs
Beware of hidden fees or extra charges, when comparing quotes. Some solicitors' quotes list extra charges in the small print, resulting in a final bill that is higher than the original quote.