Conveyancing in Stone
Conveyancing is when a solicitor transfers the legal ownership of a property from one individual to another. If you're looking for a conveyancing solicitor in Stone, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have years of experience helping homemovers in Stone and throughout Stafford handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Newcastle Under Lyme, Stoke On Trent and Wolverhampton
Buying property in Stone
A vibrant market town in Staffordshire, Stone is known for its range of local shops, bustling market, and a variety of pubs and restaurants. The Trent and Mersey Canal runs through the town, offering scenic walking and cycling routes.
Stone is conveniently located between Stafford and Stoke-on-Trent, with good road access via the A34 and M6, and its own train station. The town has a population of approximately 16,000.
Council Tax in Stone (2023/24)
Stone is in Stafford Borough Council.
| Band | Amount |
|---|---|
| A | £1,341.23 |
| B | £1,564.77 |
| C | £1,788.31 |
| D | £2,011.85 |
| E | £2,458.93 |
| F | £2,906.00 |
| G | £3,353.08 |
| H | £4,023.70 |
What does a Stone conveyancing solicitor do?
In a property purchase, a lawyer will handle the legal aspects of a home purchase.
The solicitor will raise enquires of the seller's solicitor, order searches, review the contract of sale and handle post-completion tasks, such as registering the property ownership with the Land Registry and paying Stamp Duty.
Further to the standard checks and searches, Stone conveyancing solicitors would also undertake coal mining searches, due to the area's mining history.
Purchasing a home with a mortgage?
Whether you are buying a residential property to live in or buying a student buy-to-let, your solicitor must also complete legal work for your mortgage lender. If your property lawyer isn't accepted on your bank's panel, it could take weeks longer to complete your purchase.
Our chosen panel solicitors have established relationships with the majority of mortgage lenders, including HSBC, Lendco and Nottingham Building Society - so you can complete your purchase without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can also assist home movers in Stone with the conveyancing for:
When you purchase a home in a Stone conservation area, your lawyer will need to check for potential planning issues, including lack of consent for dormer windows, and conservation oversight. Conservation areas in Stone and across the Stafford local authority include Chebsey, Hilderstone, Foregate and St Georges and Walton-On-The-Hill.Conservation areas
Somewhere in the region of half a million listed properties exist in England and Wales, 884 of which are in Stafford Borough Council. Stone listed buildings and properties include: Buying a listed building is not a decision to be taken lightly. Our specialist panel of solicitors will advise you on what duties your ownership will impose. Examples include required consent for any alterations, and an obligation to employ traditional construction techniques . Read more:Listed buildings
Leasehold flats
Buying a leasehold property in England or Wales can be complex. The many potential complications lying in wait for an uninformed buyer can include legally technical issues like sinking fund issues and onerous covenants.
A leasehold solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
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Selling a property in Stone
When selling property in Stone, your conveyancer will assemble all essential documents, including the title deeds and assorted property information forms, and help you fill out this paperwork.
The solicitor's duties entail resolving any potential issues, responding to enquiries from the buyer's solicitor and handling the mortgage redemption.
To ensure a smooth transfer, your lawyer will liaise with key parties, such as agents, managing agents and lenders.I am selling a leasehold property in Stone - what do I need to know?
The legal work for a leasehold flat is a great deal more complex than it is for a freehold home.
Leasehold complexity involves extra work on the part of conveyancing solicitors in Stone, such as requesting an up-to-date service charge statement, through to details of common parts management.
To reduce leasehold-related delays, It is recommended that you instruct a Stone conveyancing solicitor as soon as possible.
Conveyancing for selling a property
Remortgaging
The current Bank of England base rate is 4.5% (16 March, 2025)
Before instructing, don't forget to check your lawyer's lender panel membership.
We work with remortgage solicitors who are members of all major lenders' panels. Whether you are changing to a 2-year fixed rate with Metro Bank or taking out a buy to let mortgage from Investec Bank, we can help take care of the legal side.
Read more:
Find out if our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transferring Equity in Stone
Whether you are gifting a property, dealing with inheritance tax planning or changing the legal ownership structure, you'll need a transfer of equity expert. Your legal representative will deal with the legal work for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Stone?
Conveyancing fees
These fees are what your solicitor or conveyancer charges you for the tasks they complete. The conveyancing quote should clearly detail the legal fees, including VAT, that you pay when the property transaction is complete.
Disbursements
Your quote should also list any disbursements, which are costs paid to third parties on your behalf, including Local authority searches, Stamp Duty or a plan search.
Check the quote for hidden costs
Beware of extra fees, when you compare conveyancing quotes. Some solicitors' quotes may set out extra costs in the small print. This can lead to a final bill that is higher than the original quote.
