Conveyancing in Swinton
Conveyancing is the legal work that ensures property is transferred from a seller to a buyer. If you're looking for a conveyancing solicitor in Swinton, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have helped clients in Swinton and throughout Salford with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Bolton, Manchester, Tameside and Manchester
Buying property in Swinton
A suburban town in Greater Manchester, Swinton is known for its community spirit and a range of local amenities, including shops and eateries. The town offers a variety of housing options.
With Swinton railway station offering services to Manchester, and the M60 running nearby, Swinton is a popular area for commuters. The town has a population of approximately 25,000.
Council Tax in Swinton (2023/24)
Swinton is in Salford City Council.
Band | Amount |
---|---|
A | £1,475.69 |
B | £1,721.63 |
C | £1,967.58 |
D | £2,213.53 |
E | £2,705.43 |
F | £3,197.32 |
G | £3,689.22 |
H | £4,427.06 |
What does a Swinton property lawyer do?
A conveyancer or solicitor helps you with the legal aspect of buying a home. This means carrying out comprehensive due diligence, such as raising questions for the seller's solicitor, ordering searches from authorities such as Salford Council and registering your ownership of the property at HMLR.
Further to the standard checks and searches, Swinton conveyancing solicitors may also undertake searches for historic industrial activity and land contamination.
Are you purchasing with a mortgage?
When buying with a mortgage, it is a requirement for your solicitor to also act for the mortgage lender.
If your conveyancer is not on your bank's panel, your purchase could take weeks longer.
Over 100 banks and building societies have approved our chosen panel lawyers, so we can help you complete your Swinton transaction without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We have also helped Swinton home buyers with the conveyancing for:
When you purchase a home in a Swinton conservation area, your solicitor or licensed conveyancer will need to check for planning approval issues, including replacement of original windows, and roof alterations. Conservation areas in Swinton and the Salford local authority include Roe Green and Beesley Green, Ellesmere Park, Crescent and Radcliffe Park Road.Buying in a conservation area
Approximately 500,000 listed properties exist across the country, 243 of which are in Salford City Council. Listed buildings in and near to Swinton include: Owning a listed building can be a challenge for the unwary. Our expert conveyancing solicitor panel will discuss with you the legal duties your ownership will impose. Examples include regular upkeep, and consent for additions like satellite dishes or external lighting. Read more:Listed buildings
Leasehold flats
Purchasing a leasehold flat in the UK requires a number of extra steps when compared to buying a freehold. The many potential traps lying in wait for an uninformed purchaser can include legally technical issues like and short leases.
An experienced leasehold conveyancer will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
Selling property in Swinton
When selling property in Swinton, the solicitor will assemble all essential documents, including title deeds and ID forms, and help you fill out these forms.
The lawyer will resolve any potential issues, advise on enquiries sent by the buyer's conveyancer and handle the mortgage redemption.
The solicitor will communicate effectively with the other parties, like estate agents and banks or building societies, ensuring that the sale of your home completes without delay.
Does the conveyancing for selling leasehold take longer?
Yes, that's correct, it can take considerably longer to carry out the legal work to sell a leasehold house or flat, compared to freehold conveyancing.
The buyer's conveyancer will expect to see this leasehold-related paperwork, including a copy of buildings insurance for the common parts of the property. The time it takes your solicitor to get these documents together is the common cause of such delays.
Your lawyer ought to start this process at the earliest opportunity, because the managing agent's information can take a long time to gather if it is difficult to contact the agent responsible for managing the property.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgage conveyancing in Swinton
The current Bank of England base rate is 4.5% (15 February, 2025)
You should verify your preferred solicitor is an approved member of your lender's legal panel before you instruct.
We work with remortgage solicitors who are approved members of the majority of lenders, so whether you are switching to a 25-year mortgage from TSB or taking out a 10-year tracker rate from Secure Trust Bank, we can help take care of the legal side.
Read more:
Find out if our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transferring Equity in Swinton
If you plan to make changes to the ownership of your property, whether you are buying out an ex-partner after a separation, tax planning for the future or gifting a home, a transfer of equity is required.
Your conveyancer will deal with the legal work for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Swinton?
What is and is not included in an online conveyancing quote isn't always clear at first glance.
Conveyancing solicitors fees
These fees are what your conveyancer charges you for the legal services they provide on your behalf. Your conveyancing solicitor's quote should clearly detail the legal fees, including VAT, that you pay when the property transaction is complete.
Disbursements (third party costs)
The conveyancing quote should also include any disbursements, which are third-party costs, including Stamp Duty and Land Registry fees.
Check what's included in your quote
If you are comparing quotes, double-check for additional fees or charges. Some solicitors' quotes include extra costs in their terms and conditions, leading to a final bill that is higher than the original quote.