Conveyancing in Whitley Bay
Conveyancing is the legal process a solicitor follows to ensures the proper transfer of property from one owner to another. If you're looking for a conveyancing solicitor in Whitley Bay, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have helped Whitley Bay and North Tyneside clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Newcastle Upon Tyne, North Shields, South Shields, Sunderland and Wallsend
Buying property in Whitley Bay
A coastal town in Tyne and Wear, Whitley Bay is famed for its sweeping beach, the iconic St. Mary's Lighthouse, and Spanish City, a dining and leisure centre. The town has a variety of shops, cafes, and restaurants, catering to all tastes and budgets.
Whitley Bay metro station offers regular services to Newcastle city centre and the surrounding areas, making it a convenient base for commuting. The town is perfect for those who love the sea and beach life, with a population of around 36,000.
Council Tax in Whitley Bay (2023/24)
Whitley Bay is in North Tyneside Council.
Band | Amount |
---|---|
A | £1,408.23 |
B | £1,642.93 |
C | £1,877.63 |
D | £2,112.34 |
E | £2,581.75 |
F | £3,051.16 |
G | £3,520.57 |
H | £4,224.68 |
What do conveyancing solicitors do?
A property lawyer will address all the legal details of a home purchase. This means carrying out comprehensive due diligence, like obtaining searches from relevant authorities, such as North Tyneside Council, raising questions about how the seller has used the property and reviewing contracts.
Whitley Bay conveyancing solicitors may undertake searches for historic mining and industrial activity and flood risk.
Buying with a mortgage?
Whether you are buying a new build property or purchasing a second home, your solicitor must also complete legal work for the bank.
If your conveyancing solicitor isn't accepted on your bank's panel, it could take weeks longer to buy your house.
Over 100 lenders have approved our chosen partner solicitors, so we can help you complete your Whitley Bay transaction without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can help Whitley Bay home movers with conveyancing for:
When purchasing a property in a conservation area, your conveyancer will need to check for potential planning issues, including lack of building regulations for alterations or visible satellite dishes and antennas. Conservation areas in Whitley Bay and across the North Tyneside local authority include Preston Park, Earsdon Village, The Green and Benton.Buying a property in a conservation area
Around 500,000 listed buildings exist across the country, 235 of which are in North Tyneside Council. Listed buildings in and near to Whitley Bay include: Buying a listed building is not a decision to be taken lightly. Our expert conveyancing solicitor panel will advise you on the additional legal obligations your planned listed building purchase will entail. Examples include consent for any alterations that might change the character of the property, and . Read more:Listed buildings
Leasehold property
Purchasing a leasehold flat in the UK is significantly more complex than buying a freehold property. The many potential complications lying in wait for the unsuspecting buyer can include legally technical issues like sinking fund issues and marriage value issues.
Your solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
Selling a house or flat in Whitley Bay
When selling a house or flat in Whitley Bay, the solicitor will prepare vital paperwork, including the draft contract and the various property information forms, and help you complete these forms. The lawyer's duties entail responding to the buyer's solicitor's questions, resolving issues like lack of conservation area consent and handling the mortgage redemption.
To ensure a smooth transfer, your conveyancer will also communicate effectively with all parties, such as estate agents and banks or building societies.What do I need to know if selling a leasehold property in Whitley Bay?
The legal work for a leasehold flat or house is a great deal more technical than it is for a freehold home.
Leasehold complexity involves additional work on the part of conveyancing solicitors in Whitley Bay. This can involve getting the latest service charge and ground rent statement, through to a copy of the lease.
So as to resolve any leasehold-related delays sooner, It is recommended that the seller instruct a property lawyer as soon as possible.
Conveyancing for selling a property
Remortgage conveyancing
The official base rate is 4.5% (15 February, 2025)
You should verify the solicitor that you want to handle your remortgage is approved by your lender before you instruct.
We work with solicitors who are on the solicitor panels of over 100 banks and building societies. Whether you are switching to a discount mortgage from Yorkshire Building Society or moving to a shared ownership mortgage with Investec Bank, we can help.
Read more:
Find out if our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transfer of equity in Whitley Bay
If you want to change the ownership shares of your property, whether you are transferring the ownership of a property to your children, inheritance tax planning or buying out another part-owner, a transfer of equity is required.
Your property lawyer will deal with the legal work for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Whitley Bay?
Some of the fees included in conveyancing quotes can be unfamiliar, especially for first time buyers.
Legal fees
The quote will detail the fees for the legal work, including VAT, that you'll pay when your transaction completes. These fees are what your solicitor or conveyancer charges you for the legal services they provide during your property transaction.
Disbursements
Disbursements are third-party costs paid by your solicitor on your behalf. Third-party disbursements include Stamp Duty and Land Registry fees.
Check the T's & C's
Beware of extra fees, when you compare conveyancing quotes. Some solicitors' quotes set out additional charges in the small print. This can mean a total cost that's much higher than the initial quote.