Conveyancing in Ashford Kent
Conveyancing is the legal process used for transferring ownership of a property from one party to another, or the work involved in a remortgage or transfer of equity. If you need a solicitor for conveyancing in Ashford Kent, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped Ashford Kent and Ashford clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Canterbury, Faversham, Folkestone and Tenterden
Buying property in Ashford Kent
Ashford, Kent has a population of approximately 75,000 people. A town in Kent, Ashford is a transport hub with high-speed rail links to London and Paris. It combines modern facilities like the McArthurGlen Designer Outlet with countryside charm.
Council Tax in Ashford Kent (2023/24)
Ashford Kent is in Ashford Borough Council.
| Band | Amount |
|---|---|
| A | £1,400.49 |
| B | £1,633.90 |
| C | £1,867.31 |
| D | £2,100.73 |
| E | £2,567.56 |
| F | £3,034.39 |
| G | £3,501.22 |
| H | £4,201.46 |
What will my Ashford Kent solicitor do?
A conveyancing solicitor plays a pivotal role in a purchase, and guides you through the legal side of the transaction.
The solicitor will perform due diligence on the property, including applying for searches from local authorities (e.g. Ashford Council), raising enquires of the seller, handling the transfer of funds and registering the change of ownership.
In addition to standard searches, Ashford Kent conveyancing solicitors may carry out chalk mining searches.
Buying a home with a mortgage?
Whether you are buying a new build property 'off-plan' or buying a property to rent out, your solicitor must also complete legal work for the mortgage lender. Acceptance on a lender's panel will mean your solicitor is able to represent your mortgage provider.
We work with conveyancers who can represent the vast majority of mortgage lenders, helping to ensure your transaction completes faster.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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New Build
The conveyancing for purchasing a new build property in Ashford Kent additional lender requirements.
A good solicitor in Ashford Kent must be able to deal with things like dealing with delays associated with off-plan, handling initial Land Registry registration and additional lender requirements.
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Leasehold property
Almost every flat in the UK is leasehold. Although much less common, there are also around 1 million leasehold houses nationwide. Purchasing a leasehold home typically takes longer than a freehold home because there is more to prepare and more technical complexity exists.
Delays in leasehold transactions could include anything from an absent freeholder to slow receipt of the managing agent information.
Leasehold specialists handle hundreds of leasehold transactions a month. With specialist expertise there should be far fewer delays.
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Selling property in Ashford Kent
When selling an Ashford Kent home, the solicitor will prepare the necessary documentation, including the draft contract and the TA6 and TA10 property information forms, and help you complete these forms.
The solicitor's duties entail overcoming hurdles such as missing building regulations, responding to enquiries from the buyer's solicitor and handling the mortgage redemption.
Your solicitor will also work with both sides, like estate agents and banks or building societies, ensuring that the sale completes as soon as possible.
What do I need to know if selling a leasehold property in Ashford Kent?
Conveyancing for a leasehold flat (leasehold houses are rare) is much more time-consuming in comparison with a freehold house.
The complexities of leasehold mean conveyancing solicitors in Ashford Kent must carry out extra work, and this could include obtaining all relevant freeholder information, through to ascertaining if any excess payments are anticipated.
To reduce leasehold-related delays, It is strongly advised that the vendor contact a lawyer as soon as is practicable.
Conveyancing for selling a property
Remortgage in Ashford Kent
The official base rate is 5.25% (7 December, 2024)
You will need to check the solicitor you have selected is approved by your lender before you instruct.
Our partner panel solicitors are on the solicitor panels of over 100 banks and building societies. Whether you are switching to an offset mortgage from Barclays or moving to a home reversion mortgage with Aldermore Bank, we can assist.
Read more:
Check our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Ashford Kent Transfer of equity
If you are intending to make changes to the ownership of a property, whether you are inheritance tax (IHT) planning, transferring the ownership of a property (in part or in full) to your children or taking over the share of another owner, a transfer of equity is required.
Your property lawyer will complete the process for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Ashford Kent?
Getting a conveyancing quote takes moments - but understanding what is and isn't included in the quote can be challenging.
Solicitors' fees
These fees are what your solicitor or conveyancer charges you for the legal work that they complete during your transaction. Your conveyancing solicitor's quote should clearly detail the legal fees, including VAT, that you'll pay when your transaction completes.
Disbursements
The conveyancing quote should also include any disbursements, which are third-party costs, including Stamp Duty and property searches.
Check for hidden costs
Beware of hidden fees or extra charges, if you are comparing quotes. Some solicitors' quotes set out additional charges in the small print, resulting in a total cost that's much higher than the initial quote.
