Conveyancing in Bodmin
Conveyancing is the legal process a solicitor follows to ensures the proper transfer of property from one owner to another. If you're looking for a conveyancing solicitor in Bodmin, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have helped clients in Bodmin and throughout Cornwall with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Buying property in Bodmin
A town in Cornwall, Bodmin is known for Bodmin Jail and the Beast of Bodmin. Major employers include various retail and tourism companies. It has rail links to Plymouth and Penzance.
Council Tax in Bodmin (2023/24)
Bodmin is in Cornwall Council.
Band | Amount |
---|---|
A | £1,480.93 |
B | £1,727.75 |
C | £1,974.57 |
D | £2,221.39 |
E | £2,715.03 |
F | £3,208.67 |
G | £3,702.32 |
H | £4,442.78 |
What do conveyancing solicitors do?
A conveyancer or solicitor assists the buyer with the legal side of the transaction. They will perform required due diligence, such as ordering searches from authorities such as Cornwall UA, raising questions about how the seller has used the property and handling the transfer of funds.
Further to the standard checks and searches, Bodmin conveyancing solicitors may also carry out mining searches, particularly for tin, and radon and mundic checks.
Are you financing your purchase with a mortgage?
When you buy a property with a mortgage, the mortgage lender will verify that the property meets their mortgage criteria.
Being a member of a lender's panel means your solicitor can act on behalf of your chosen mortgage provider.
Our chosen panel lawyers have established relationships with the majority of building societies, banks and lenders, including HSBC, Lendinvest and Skipton Building Society - so you can complete your purchase without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can also assist Bodmin home movers with conveyancing for:
When buying a property in a conservation area, your conveyancing solicitor will check for potential planning issues, including whether extensions are compliant or lapsed approvals. Conservation areas in Bodmin and the Cornwall local authority include:Conservation areas
New Build
The conveyancing process for acquiring a new build home in Bodmin is often more complex than other types of conveyancing.
A conveyancing solicitor in Bodmin must be able to deal with things like dealing with lender conditions, handling withdrawal under the Consumer Code for Housebuilders and registering ownership with warranty providers, including NHBC, Advantage and Build Assure.
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Selling a property in Bodmin
When selling a house or flat in Bodmin, the solicitor will compile key documents, including the sale contract and the various property information forms, and help you complete these forms.
The solicitor's role involves resolving any potential issues and answering enquiries from the buyer's solicitor.
By taking action to work with both sides, like agents, managing agents and lenders, your solicitor will help make sure your sale is completed successfully.Could the sale of a leasehold property be delayed?
Correct, it can take much more time to carry out the legal work to sell leasehold houses or flats when compared to conveyancing on a freehold house.
The buyer's conveyancer will need to review this leasehold-related paperwork, such as an up-to-date statement of service charges. Delays are usually the result of the time needed by the seller's conveyancer to source this information.
It can take a long time to gather this information if the managing agent is slow or difficult to contact, so your solicitor should commence this before a buyer has even been found.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgaging a property in Bodmin
The official base rate is 5.25% (17 January, 2025)
Before you instruct a remortgage solicitor, check your chosen mortgage lender's legal panel includes your lawyer.
We work with solicitors who are on the solicitor panels of over 100 building societies and banks. Whether you are changing to a 25-year mortgage with Halifax or moving to a home reversion mortgage with Allied Irish Bank, we can help your remortgage complete quickly.
Read more:
Find out if our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transferring Equity in Bodmin
Whether you are transferring the ownership of your property to a child, estate planning or changing the legal ownership structure, you will need a solicitor who specialises in transfers of equity. Your legal representative will complete the legal work for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Bodmin?
Solicitors' fees
These fees are what your solicitor or conveyancer charges you for the legal services they provide. Your solicitor's quote should clearly detail the legal fees, including VAT, to be paid when the conveyancing transaction completes.
Disbursements (costs payable to third parties)
Your conveyancing quote should also itemise required third-party costs, or disbursements, including Stamp Duty Land Tax (SDLT), HM Land Registry fees and property searches.
Check what's included in your conveyancing quote
Some firms list extra charges in the small print. This can lead to a final bill that is higher than the original quote. If you are comparing quotes, beware of hidden charges not mentioned in the initial conveyancing quote.