Conveyancing in Caterham
When you buy, sell or remortgage a property, a solicitor or licensed conveyancer will handle the legal work. If you need a solicitor for conveyancing in Caterham, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped Caterham and Tandridge clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Banstead, Oxted, Redhill and Warlingham
Buying property in Caterham
A town in Surrey, Caterham is known for its historic church and the nearby Surrey Hills. The Harestone Valley area is particularly desirable. Caterham has a railway station, providing links to London Victoria. Caterham has a population of approximately 22,000.
Council Tax in Caterham (2023/24)
Caterham is in Tandridge District Council.
| Band | Amount |
|---|---|
| A | £1,501.65 |
| B | £1,751.93 |
| C | £2,002.20 |
| D | £2,252.48 |
| E | £2,753.03 |
| F | £3,253.58 |
| G | £3,754.13 |
| H | £4,504.96 |
What does a Caterham conveyancing solicitor do?
A property lawyer plays a key role after an offer has been accepted, and guides the buyer through the legal aspects of a home purchase. This means performing due diligence on the property, including arranging property searches, raising enquires of the seller, reviewing contracts and registering you as the new owner at HMLR.
In addition to standard searches, Caterham conveyancing solicitors would also undertake checks for issues affecting high-value listed buildings and properties within green belt areas.
Will you be taking out a mortgage?
During the conveyancing process, your solicitor must also complete the legal work on behalf of the bank arranging your mortgage. If your solicitor isn't accepted on your bank or building society's panel, it may take many weeks longer to complete the purchase.
More than 100 banks and specialist lenders have approved our chosen panel solicitors. We can help you complete your Caterham transaction smoothly.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can also help Caterham home buyers with the conveyancing for:
When you purchase a flat or house in a conservation area, your property lawyer will check for potential planning breaches, which could include lack of consent for dormer windows or maintenance obligations. Conservation areas in Caterham and across the Tandridge local authority include:Conservation areas
There are more than half a million listed properties across the country - around 620 of which are in Tandridge District Council. Listed buildings in and around Caterham include: Buying and owning a listed building is not for the faint-hearted. Examples of the duties faced by listed property owners include consent for any alterations that might change the character of the property, and public access to certain areas. Our expert conveyancing solicitor panel will advise you on the obligations imposed by listed property ownership. Read more:Buying a listed building
New Build Conveyancing
The conveyancing for acquiring a new build property in Caterham can be complicated compared to other types of conveyancing.
Your solicitor in Caterham will need to be qualified to handle things like squaring developer incentives with lenders, working to builders' exchange timelines and your lender's mortgage requirements.
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Leasehold flats
Purchasing a leasehold house or flat in the UK requires a number of extra steps when compared to buying a freehold. The many potential complications awaiting an uninformed purchaser can include legally technical issues like costly and undisclosed major works and unreasonable lease extension premiums.
A specialist leasehold solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
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Selling property in Caterham
When selling a home in Caterham, your conveyancing solicitor will compile key documents, including the draft contract and the TA6 and TA10 property information forms.
Duties include answering enquiries from the buyer's solicitor, sorting out potential snags and redeeming the mortgage.
Your lawyer will communicate effectively with all parties, including agents, managing agents and lenders, to help ensure the home move completes without a hitch.
I am selling a leasehold property in Caterham - what do I need to know?
Conveyancing for a leasehold flat (leasehold houses are uncommon) is significantly more complex than for a freehold house.
Leasehold complexity involves extra work on the part of conveyancing solicitors in Caterham. This can involve collating an up-to-date service charge statement, through to insurance details.
To reduce leasehold-related delays, It is highly recommended that you instruct a lawyer as soon as the property is marketed, if not before,.
Conveyancing for selling a property
Remortgage conveyancing
The Bank of England's current base rate is 5.25% (7 December, 2024)
Before you instruct a remortgage solicitor, you will need to check that your conveyancer can act for your chosen mortgage lender.
We work with remortgage solicitors who are on the legal panels of over 100 building societies and banks, so whether you are switching to a fixed rate mortgage from Santander or taking out a capped mortgage from Darlington Building Society, we can assist.
Read more:
Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transferring Equity
Whether you are gifting a property, buying out the equity of a joint owner or dealing with inheritance tax planning, you will need a solicitor who specialises in transfers of equity. Your property lawyer will deal with the legal work for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are conveyancing fees in Caterham?
You can get a conveyancing quote online in minutes, but making sense of what you actually be paying can be a challenge.
Solicitors' fees
These legal fees are paid to your lawyer for the legal work that they complete during your property transaction. The quote will detail the fees for the legal work, including VAT, to be paid when the conveyancing transaction completes.
Disbursements
The conveyancing quote should also include any disbursements, which are third-party costs, including Stamp Duty, property searches and an environmental search.
Check what's included in your conveyancing quote
When comparing quotes, beware of hidden charges not mentioned in the initial conveyancing quote. Some firms include additional fees in the small print. This can lead to a higher final bill.
