Conveyancing in Cheltenham
Conveyancing describes the legal transfer of property ownership, and includes all the administrative and legal work carried out by a solicitor. If you need a solicitor for conveyancing in Cheltenham, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped clients in Cheltenham and throughout Gloucestershire with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Cirencester, Gloucester, Oxford, Swindon, Tewkesbury and Worcester
Buying property in Cheltenham
Based in Gloucestershire, the town is known for the prestigious Cheltenham Festival, this Regency spa town, 100 miles from London, provides top schools like Cheltenham Ladies' College. With a bustling retail sector, it boasts a higher-than-average concentration of independent shops. Its charm and accessibility make it a prime location for families and professionals alike.
Council Tax in Cheltenham (2023/24)
Band | Amount |
---|---|
A | £1,372.95 |
B | £1,601.78 |
C | £1,830.60 |
D | £2,059.43 |
E | £2,517.08 |
F | £2,974.73 |
G | £3,432.38 |
H | £4,118.86 |
What do Cheltenham conveyancing solicitors do?
A solicitor will handle all the legal elements of buying a home.
The solicitor will perform required due diligence, like arranging searches from entities including Cheltenham Council, raising questions for the seller's solicitor and completing the registration of your ownership with HM Land Registry.
Cheltenham conveyancing solicitors could also undertake flood risk checks due to Severn and Avon rivers, issues related to the Cotswolds AONB and radon gas.
Are you purchasing a home with a mortgage?
When you buy a house, your solicitor also needs to carry out some legal work for the bank. Your transaction could take weeks longer if your conveyancer is not on your bank's panel.
Our chosen panel lawyers have established relationships with the majority of building societies, banks and lenders, helping to ensure your transaction completes faster.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can help buyers in Cheltenham with the conveyancing for:
There exist around 500,000 listed properties in England and Wales - around 1,140 of which are in Cheltenham Borough Council. Cheltenham listed buildings include: Buying a listed building is not a decision to be taken lightly. Examples of the duties that listed building owners face include required consent for any alterations, and a restriction on installing double glazing or modern door designs. Our experienced panel of solicitors will explain to you what duties your ownership will impose. Read more:Buying a listed building
Shared ownership conveyancing is the service you will need, when you buy a share in a property from a registered provider of social housing. Purchasing a shared ownership home is more complex than a straightforward purchase, because all shared ownership properties are leasehold. Our panel of solicitors has years of experience with shared ownership conveyancing and staircasing.Shared Ownership Conveyancing
New Build
The conveyancing process for purchasing a new build in Cheltenham is more complicated than buying an existing property.
A property lawyer in Cheltenham will need to be qualified to handle things like dealing with delays associated with off-plan, spotting incomplete agreements for roads and sewers and checking new build warranties with warranty providers such as NHBC Buildmark, Advantage and BOPAS.
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Selling property in Cheltenham
When selling a Cheltenham property, the solicitor will arrange all the necessary documentation, such as the contract of sale and property information forms, and will help you answer these forms.
The duties of a seller's solicitor includes responding to the buyer's solicitor's enquiries, sorting out potential snags and taking charge of the mortgage redemption.
By taking steps to coordinate with all stakeholders, including estate agents and banks or building societies, your lawyer will ensure the sale completes without a hitch.Is there anything to be aware of if selling a leasehold property in Cheltenham?
Conveyancing for a leasehold flat is significantly more involved than for a freehold house.
Leasehold complexity involves extra work on the part of conveyancing solicitors in Cheltenham, such as getting all relevant freeholder information, through to a copy of the insurance policy.
To reduce leasehold-related delays, It is strongly advised that the seller instruct a Cheltenham conveyancing solicitor as soon as is practicable.
Conveyancing for selling a property
Remortgaging a property in Cheltenham
The current Bank of England base rate is 4.5% (15 February, 2025)
Before you appoint a solicitor to handle your remortgage, verify your bank or building society's legal panel includes your lawyer.
We work with solicitors who can act for over 100 mortgage lenders. Whether you are changing to a 5-year fixed rate with Virgin Money or taking out an interest only mortgage from Harpenden Building Society, we can assist.
Read more:
Find out if our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transfer of equity
Whether you are dealing with inheritance tax planning, taking over the share of another owner or transferring the ownership of a property to your children, you will need to work with a conveyancing solicitor to handle the transfer of equity.
Your conveyancer can handle the legal work for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Cheltenham?
When comparing solicitors' fees, conveyancing quotes may include several unfamiliar terms and concepts:
Conveyancing legal fees
The conveyancing quote will set out the legal fees (inc. VAT) that you'll pay when your transaction completes. These fees are what your lawyer charges you for the work they complete on your behalf.
Disbursements (costs payable to third parties)
A disbursement is a cost that your lawyer must pay to a third party for a tax or additional service. Third-party disbursements include Stamp Duty and property searches.
Check the T's & C's
If you are comparing quotes, beware of hidden charges not mentioned in the initial conveyancing quote. Some solicitors' quotes may set out extra costs in the small print, leading to a higher final bill.