Conveyancing in Desborough
Conveyancing is the series of legal steps a solicitor takes when transfering property ownership. Conveyancing can also refer to the legal side of a remortgage or equity transfer. If you're looking for a conveyancing solicitor in Desborough, you're in the right place. Get a fast & proactive solicitor from a nationwide panel of conveyancing experts.
We have helped clients in Desborough and throughout North Northamptonshire with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Corby, Kettering, Northampton and Wellingborough
Buying property in Desborough
A town in Northamptonshire, Desborough is known for its local amenities and the nearby Stoke Albany Golf Club. Popular residential areas include Rothwell and Harrington. Desborough is well-served by bus routes to Kettering and Corby. Desborough has a population of approximately 10,000.
Council Tax in Desborough (2023/24)
Desborough is in Kettering Borough Council.
| Band | Amount |
|---|---|
| A | £1,392.71 |
| B | £1,624.82 |
| C | £1,856.94 |
| D | £2,089.06 |
| E | £2,553.30 |
| F | £3,017.53 |
| G | £3,481.77 |
| H | £4,178.12 |
What does a property lawyer do?
A property lawyer plays a key role after an offer has been accepted, and assists the buyer with the legal side of transferring ownership from the seller to the buyer.
The solicitor will carry out comprehensive due diligence, such as raising enquires, obtaining searches from relevant authorities, such as North Northamptonshire Council and HM Land Registry paperwork.
In addition to standard searches, Desborough conveyancing solicitors may undertake radon searches and flood risk checks due to the River Nene and other watercourses.
Are you purchasing a home with a mortgage?
As part of the house buying process, your solicitor also has to handle legal due diligence on behalf of the bank or building society that's giving you the mortgage.
Your transaction could take weeks longer if your solicitor is not on your chosen mortgage provider's panel.
We work with lawyers who can represent the vast majority of building societies, banks and lenders, from larger lenders like Nationwide to Coventry Building Society, facilitating a quicker completion of your transaction.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can assist home movers in Desborough with conveyancing for:
When buying a house or flat in a Desborough conservation area, your lawyer will need to check for potential planning issues, e.g. facade maintenance restrictions or missing consents for landscaping. Conservation areas in Desborough and the North Northamptonshire local authority include:Conservation area
Leasehold property
Purchasing a leasehold flat in the UK can be complicated. The many potential traps awaiting an uninformed buyer can include legally technical issues like unreasonable managing agent fees and unreasonable lease extension premiums.
Your solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
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Selling property in Desborough
When selling homes in Desborough, your conveyancer will arrange all the necessary documentation, like assorted property information forms and the draft contract.
The solicitor's duties entail answering the buyer's solicitor's enquiries and addressing snags like a defective lease.
Your solicitor will also coordinate with all parties, including agents, lenders and landlords, so your move completes as soon as possible.Could the sale of a leasehold property be delayed?
Yes. The conveyancing for selling a leasehold house or flat can result in long delays.
The buyer's conveyancer will want to see these documents, like a copy of buildings insurance for the common parts of the property and three years' filed accounts for the property management. Typically, delays are due to the time required by your solicitor to get these documents together.
Your solicitor should start this process as soon as possible, as these details could take several weeks to collect if the agent responsible for managing the property is slow or difficult to contact.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgaging a property in Desborough
The Bank of England's current base rate is 5.25% (12 October, 2024)
You will need to verify the remortgage solicitor you have picked is on your lender's legal panel before you instruct.
We work with solicitors who can act for over 100 lenders. Whether you are switching to an equity release mortgage from Bank of Scotland or taking out a home reversion mortgage from Bluestone, we can help you.
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Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transferring Equity in Desborough
Whether you are taking over the share of another owner, gifting a share of a property or tax planning for the future, you'll need the help of a transfer of equity solicitor. Your lawyer will complete the process for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are conveyancing fees in Desborough?
You can get a conveyancing quote in minutes, but making sense of what you actually be paying can be a challenge.
Solicitors' fees
These legal fees are paid to your solicitor for the work they carry out on your behalf. The conveyancing quote will detail the fees for the legal work, including VAT, to be paid when the conveyancing transaction completes.
Disbursements
Your conveyancing quote should also itemise required third-party costs, or disbursements, including Stamp Duty Land Tax (SDLT), HM Land Registry fees and property searches.
Are the conveyancing fees fixed?
If you are comparing conveyancing quotes, make sure you question any charges not set out in your initial quote. Some solicitors' quotes include additional fees in their terms and conditions, resulting in a final bill that is higher than the original quote.
