Conveyancing in Eltham
Conveyancing refers to the legal and administrative process required to transfer property from one person to another. If you need a solicitor for conveyancing in Eltham, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped Eltham and Greenwich clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Blackheath, Catford, Greenwich, Lewisham, South East London and London
Buying property in Eltham
An area in South East London, Eltham is known for Eltham Palace, a historic manor house, and the nearby Greenwich Park. Popular residential areas include Mottingham and New Eltham. Eltham is well-served by the London Overground, providing links to central London. Eltham has a population of approximately 35,000.
Council Tax in Eltham (2023/24)
Eltham is in London Borough of Greenwich.
| Band | Amount |
|---|---|
| A | £1,209.60 |
| B | £1,411.20 |
| C | £1,612.80 |
| D | £1,814.40 |
| E | £2,217.60 |
| F | £2,620.80 |
| G | £3,024.00 |
| H | £3,628.80 |
What does an Eltham conveyancing solicitor do?
For a property purchase, the property lawyer will handle all the legal elements of buying a home.
The solicitor will carry out comprehensive due diligence on the property, such as raising enquires of the seller, ordering property searches, ensuring necessary funds are correctly transferred and registering your property at HMLR.
Further to the standard checks and searches, Eltham conveyancing solicitors may undertake checks for issues related to flats, such as spiralling ground rents.
Are you buying a home with a mortgage?
Whether you are buying a flat or purchasing an investment property, your solicitor must also complete legal work for your lender.
If your conveyancer isn't accepted on your mortgage provider's panel, it could take weeks longer to complete your purchase.
We work with conveyancers who can represent the vast majority of building societies, banks and lenders, so your conveyancing will complete sooner.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We have also helped Eltham home buyers with the conveyancing for:
Roughly 500,000 listed buildings exist in England and Wales - around 560 of which are in London Borough of Greenwich. Listed buildings in and near to Eltham include: Owning a listed building brings its own set of challenges. Examples of the duties that listed building owners face include required consent for landscaping, and an obligation to maintain and preserve the property to prevent deterioration. Our specialist panel of solicitors will explain to you the additional legal obligations your planned listed building purchase will entail. Read more:Listed buildings
Shared ownership (sometimes referred to as shared equity) technically means purchasing a share in the property (normally 25%, 50% or 75%) from a social housing provider. Shared ownership conveyancing is more complex, as all properties are leasehold and mortgage lenders' apply stricter criteria. Whether you are buying a shared ownership property or staircasing, our panel of specialist solicitors can assist you with every aspect of the purchase process.Shared Ownership
Leasehold property
Purchasing a leasehold house or flat can be complex when compared to purchasing a freehold. The many potential traps lying in wait for the unsuspecting buyer can include legally technical issues like incomplete management company accounts and onerous clauses in the lease.
Your conveyancing solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
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When we factored in eveything that was included - this was the best quote we could find
Selling a property in Eltham
When selling property in Eltham, your conveyancing solicitor will arrange all the necessary documentation, including property information forms and the title deeds. The solicitor will handle questions from the buyer's side and sort out potential snags. In order to assure a smooth transfer of ownership, your solicitor will coordinate with all stakeholders, such as estate agents, landlords and lenders.
I am selling a leasehold property in Eltham - what do I need to know?
Conveyancing for a leasehold flat or house is significantly more difficult than for a more straightforward freehold house.
The complexities of leasehold mean conveyancing solicitors in Eltham must carry out additional tasks, including obtaining the latest service charge and ground rent statement, through to insurance details.
To help mitigate the delays involved in selling a leasehold house or flat, It is highly recommended that the seller instruct a conveyancer as soon as possible.
Conveyancing for selling a property
Remortgage conveyancing in Eltham
The Bank of England's current base rate is 5.25% (12 October, 2024)
Make sure you verify your lawyer's lender panel status before you instruct.
Quittance panel solicitors can work on behalf of almost all mortgage lenders, so whether you are switching to a discount mortgage from Metro Bank or moving to a flexible mortgage with Bluestone, we can help you.
Read more:
Check our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transfer of equity in Eltham
Whether you are estate planning, buying out an ex-partner or gifting a home, you'll need the help of a solicitor to carry out a transfer of equity.
Your conveyancer will deal with the legal work for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much do conveyancing solicitors fees cost in Eltham?
Getting a conveyancing quote online takes moments - but understanding what is and isn't included in the quote can be challenging.
Legal fees
The conveyancing quote will detail the fees for the legal work, including VAT, that you pay when the property transaction is complete. These fees are what your lawyer charges you for the legal services they provide during your property transaction.
Disbursements
Disbursements are third-party costs paid by your solicitor on your behalf. Examples of disbursements include Stamp Duty and property searches.
Check the terms and conditions
Some solicitors' quotes list extra charges in the small print. This can mean a higher-than-expected final bill. Beware of hidden charges not mentioned in the initial conveyancing quote, if you are comparing conveyancing quotes.
