Conveyancing in Loughton
Conveyancing is the legal process used for transferring ownership of a property from one party to another, or the work involved in a remortgage or transfer of equity. If you need a solicitor for conveyancing in Loughton, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped Loughton and Epping Forest clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Basildon, Colchester and Southend On Sea
Buying property in Loughton
A town in Essex, Loughton is known for its Loughton Camp, Epping Forest, and the nearby Roding Valley Meadows. Loughton has a tube station, providing links to central London via the Central Line. Loughton has a population of approximately 31,000.
Council Tax in Loughton (2023/24)
Loughton is in Epping Forest District Council.
Band | Amount |
---|---|
A | £1,334.83 |
B | £1,557.30 |
C | £1,779.78 |
D | £2,002.25 |
E | £2,447.19 |
F | £2,892.14 |
G | £3,337.08 |
H | £4,004.50 |
What do conveyancing solicitors do?
Your solicitor will address all the legal details of a home purchase. The solicitor will carry out comprehensive due diligence on the property, like obtaining searches from relevant authorities, such as Epping Forest Council, raising enquires and registering your property at HMLR.
Loughton conveyancing solicitors may undertake flood risk assessments due to large low-lying areas, and potential for London's green belt issues.
Are you buying a home with a mortgage?
When you purchase a property, your solicitor also needs to carry out some legal work for the bank or building society. Your transaction could take weeks longer to complete if your solicitor is not on your chosen lender's panel.
More than 100 banks and building societies have approved our chosen panel lawyers. We can help you complete your Loughton transaction without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can help Loughton home movers with conveyancing for:
When purchasing a house or flat in a Loughton conservation area, your solicitor will need to check for restrictions on how you can use the house or flat, which could include tree preservation orders (TPOs), and business use restrictions. Conservation areas in Loughton and across the Epping Forest local authority include York Hill, Loughton, Copped Hall, Epping, Abridge and Abbess Roding.Buying a house or flat in a conservation area
Somewhere in the region of half a million listed properties exist in England and Wales, 1,357 of which are in Epping Forest District Council. Listed buildings in and near to Loughton include: Our expert conveyancing solicitor panel will explain to you what duties your ownership will impose. Examples include a duty to maintain the exterior appearance, and consent required for energy efficient alterations. Read more:Buying a listed building
Selling a property in Loughton
For the sale of a Loughton property, your conveyancer will prepare vital paperwork, such as the title deeds and the various property information forms, and help you fill out these forms.
A seller's solicitor's duties include resolving issues like an unofficial roof terrace, responding to enquiries from the buyer's solicitor and handling the mortgage redemption.
In order to assure a smooth transfer of ownership, your lawyer will communicate effectively with the other parties, such as estate agents, landlords and lenders.
I am selling a leasehold property in Loughton - what do I need to know?
Conveyancing for a leasehold flat (leasehold houses are not common) is a great deal more technical than for a freehold house.
The complexities of leasehold mean conveyancing solicitors in Loughton will usually undertake additional tasks, for example collating all relevant freeholder information, through to a copy of the lease.
To help mitigate the delays involved in selling a leasehold house or flat, It is highly recommended that you instruct a conveyancer as early in the process as possible, potentially before putting the property on the market,.
Conveyancing for selling a property
Remortgage conveyancing in Loughton
The official base rate is 4.5% (15 February, 2025)
You should confirm your lawyer's lender panel membership before you instruct.
We work with solicitors who can work with 99% of all banks and building societies. Whether you are changing to a standard variable rate mortgage with TSB or taking out a flexible mortgage from Bradford and Bingley, we can assist.
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Check our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transferring Equity in Loughton
Whether you are giving a property to a family member, adding a new partner or inheritance tax (IHT) planning, you'll need the help of a solicitor to carry out a transfer of equity. Your solicitor will complete all the necessary paperwork for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Loughton?
Getting an online conveyancing quote takes moments - but understanding what is and isn't included in the quote can be challenging.
Conveyancing legal fees
These legal fees are paid to your solicitor or conveyancer for the work they complete during your transaction. The conveyancing quote will set out the legal fees (inc. VAT) that you'll pay when your transaction completes.
Disbursements
Disbursements are third-party expenses incurred during the purchase, sale or other conveyancing transaction. Examples of disbursements include Stamp Duty, property searches and a flood risk report.
Read the terms and conditions
Some solicitors' quotes list extra charges in their terms and conditions. This can lead to a higher-than-expected final bill. Double-check for additional fees or charges, when comparing quotes.