Conveyancing in Lutterworth
Conveyancing is the legal process carried out by a solicitor to transfer the ownership of a property from one person to another. If you need a solicitor for conveyancing in Lutterworth, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped Lutterworth and Harborough clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Hinckley, Leicester and Loughborough
Buying property in Lutterworth
A market town in Leicestershire, Lutterworth is known for its St Mary's Church, Stanford Hall, and the nearby Foxton Locks. Lutterworth is well-served by bus routes to Leicester. Lutterworth has a population of approximately 9,000.
Council Tax in Lutterworth (2023/24)
Lutterworth is in Harborough District Council.
Band | Amount |
---|---|
A | £1,411.34 |
B | £1,646.56 |
C | £1,881.78 |
D | £2,117.01 |
E | £2,587.46 |
F | £3,057.90 |
G | £3,528.35 |
H | £4,234.02 |
What does a Lutterworth property lawyer do?
A conveyancer or solicitor plays an essential role during a property purchase transaction, and steers the buyer through the legal aspects of a home purchase. They will carry out comprehensive due diligence on the property, such as arranging property searches, raising questions for the seller's solicitor, reviewing contracts and registering your property at HMLR.
Further to the standard checks and searches, Lutterworth conveyancing solicitors may also undertake searches related to former industry, including coal mining and textiles, and radon gas.
Buying a home with a mortgage?
If you are planning to buy with a mortgage, your solicitor will investigate the property to confirm that the property is worth the loan that the lender will provide.
If your property lawyer is not on your mortgage provider's panel, your purchase could take weeks longer to complete and incur more costs.Over 100 banks and building societies have approved our chosen panel solicitors, so we can help you complete your Lutterworth transaction without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can also assist Lutterworth home movers with the conveyancing for:
When you purchase a home in a conservation area, your conveyancer will check for restrictions on how you can use the home, e.g. a breach of the conservation area 'Article 4 Directions', and street appearance restrictions. Conservation areas in Lutterworth and the Harborough local authority include:Conservation areas
Roughly half a million listed buildings exist in England and Wales - around 1,340 of which are in Harborough District Council. Listed buildings and properties in and near to Lutterworth include: Listed properties can be a joy to own, but they come with their share of complexities. Examples of the obligations placed upon listed building owners include use of traditional methods and materials for maintenance, required consent for any alterations and public access to certain areas. Our expert conveyancing solicitor panel will explain to you the legal duties your ownership will impose. Read more:Buying a listed building
New Build
The conveyancing process for buying a new build home in Lutterworth is often more complex than other types of conveyancing.
A solicitor in Lutterworth will need to be qualified to handle things like dealing with lender conditions, dealing with incomplete service connection agreements and checking new build warranties with warranty providers such as NHBC, Advantage and HAPM.
Read more:
Selling property in Lutterworth
For the sale of a home in Lutterworth, the solicitor will arrange all the necessary documentation, including title deeds and ID forms, and will help you answer these forms.
Duties include answering the buyer's solicitor's questions and dealing with complications like restrictive covenants. Your lawyer will work with both sides, including estate agents and banks or building societies, so your transfer of ownership is completed without incident.Does it take longer to sell a leasehold property?
Yes, that's correct, it can take considerably longer to conduct the conveyancing to sell a leasehold house or flat when compared to conveyancing on a freehold house.
The buyer's conveyancer will want to see these documents, like a copy of buildings insurance for the common parts of the property and details of any breaches by other leaseholders. Delays are usually caused by the time it takes the seller's conveyancer to source this information.
The seller's solicitor should start this process as soon as possible, because this paperwork could take several weeks to collect if it is difficult to contact the managing agent or they are slow to respond.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgage conveyancing in Lutterworth
Latest Bank of England base rate now at 5.25% (7 December, 2024)
You should always double-check your remortgage solicitor's lender panel status before you instruct.
We work with remortgage solicitors who are on the panels of almost all lenders, so whether you are changing to a discount mortgage with Barclays Bank or moving to a lifetime mortgage with Chelsea Building Society, our panel solicitors can guide you through the remortgage process.
Read more:
Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transfer of equity in Lutterworth
If you aim to change the ownership structure of your home, whether you are adding a new partner, transferring the ownership of your home to your daughter, son or other family member or tax planning for the future, a transfer of equity is required. Your lawyer will quickly and efficiently complete the legal work for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much do conveyancing solicitors fees cost in Lutterworth?
Conveyancing quotes often include costs that might be new to many:
Solicitors' fees
These fees are what your solicitor or conveyancer charges you for the work they complete during your transaction. Your solicitor's quote will detail the fees for the legal work, including VAT, to be paid when the conveyancing transaction completes.
Disbursements (costs payable to third parties)
A disbursement is an expense your solicitor or conveyancer will pay on your behalf which will be added to your bill when you complete. Third-party disbursements include Stamp Duty, property searches and a plan search.
Check the quote for hidden costs
Some firms include extra costs in their terms and conditions. This can mean a higher final bill. When comparing quotes, beware of hidden charges not mentioned in the initial conveyancing quote.