Conveyancing in Merton
Conveyancing describes the legal transfer of property ownership, and includes all the administrative and legal work carried out by a solicitor. If you need a solicitor for conveyancing in Merton, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have years of experience helping homemovers in Merton and throughout London handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Barnet, Croydon, Edmonton, South West London and London
Buying property in Merton
The largest district within the south-west London Borough of Merton is Wimbledon. Also included are Colliers Wood, Merton, Mitcham, Morden and Raynes Park. Described as peaceful and suburban, the borough offers family-friendly housing at average London prices, with new build housing attracting a growing population.
West and central London can be easily reached by the Northern and District Underground lines and there are National Rail links from stations served by Thameslink and Southern Rail. With both Mitcham and Wimbledon Commons within the borough, Merton offers the opportunity for residents to pursue a range of outdoor activities.
Council Tax in Merton (2023/24)
| Band | Amount |
|---|---|
| A | £1,259.51 |
| B | £1,469.43 |
| C | £1,679.35 |
| D | £1,889.27 |
| E | £2,309.11 |
| F | £2,728.94 |
| G | £3,148.78 |
| H | £3,778.54 |
What will my Merton solicitor do?
Your solicitor will take care of the technical side of buying a home.
The solicitor will raise enquires of the seller, order searches, review contracts and fulfil post-completion formalities, including paying Stamp Duty and HMLR registration.
In addition to standard searches, Merton conveyancing solicitors would also undertake checks for leasehold complexities, including short and defective leases.
Buying a home with a mortgage?
If you are getting a mortgage, your solicitor will also need to act for the bank or building society that's giving you the mortgage.
If your conveyancing solicitor isn't accepted on your bank or building society's panel, it may take weeks longer to purchase your property.
We work with solicitors who can represent the vast majority of mortgage lenders, ensuring your transaction will complete without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
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We can assist home buyers in Merton with conveyancing for:
When purchasing a home in a Merton conservation area, your conveyancer will check for potential planning breaches, including visible satellite dishes and antennas or lack of consent for roof lights. Conservation areas in Merton and across the London local authority include:Buying a home in a conservation area
Around 500,000 listed properties exist across the country, and around 250 of which are in London Borough of Merton. Listed buildings and properties in and near to Merton include: Buying and owning a listed building is not for the faint-hearted. Examples of the duties faced by listed property owners include consent required for energy efficient alterations, and an obligation to protect significant internal features like fireplaces. Our expert solicitor panel will help you understand what commitments you are making as a listed building owner. Read more:Listed buildings
Buying a shared ownership property refers to acquiring a share in a property from a registered provider of social housing. Although taking this approach makes property ownership more attainable, buying and owning a shared ownership property is more involved, because contracts are more complex and may contain restrictive covenants. Quittance's panel of solicitors has extensive experience handling shared ownership conveyancing and staircasing.Shared Ownership
New Build
The legal work for buying a new build property in Merton your lender's mortgage requirements.
A solicitor in Merton must be able to deal with things like handling reservation fees, ensuring that the contract is in the buyer's favour and your lender's mortgage requirements.
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Leasehold flats
The vast majority of flats are leasehold. Although much less common, there are also around 1 million leasehold houses nationwide. Purchasing a leasehold home will usually take more time than a freehold property as there is more to prepare and the freeholder and/or managing agent are also involved.
Varied factors, such as absent freeholders or incomplete service charge accounts, can lead to serious delays.
Expert leasehold solicitors look after hundreds of leasehold clients every month. With specialist expertise there should be far fewer delays.
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Selling a property in Merton
For the sale of a Merton property, your solicitor will compile key documents, such as title deeds and assorted property information forms, and help you fill out this paperwork.
They will resolve any potential issues, advise on enquiries sent by the buyer's conveyancer and redeem the existing mortgage. Your solicitor will also liaise with key parties, like estate agents, landlords and lenders, so your property sale completes as soon as possible.
Does it take longer to sell a leasehold property?
Yes. The legal work for selling leasehold properties can be seriously delayed.
The solicitor acting for the buyer will need to review this leasehold-related paperwork, including a copy of buildings insurance for the common parts of the property. Delays are usually the result of the time required by the seller's conveyancer to gather this paperwork.
Your conveyancing solicitor should commence this before a buyer has even been found, as this paperwork can take a long time to gather if the landlord or managing agent is slow or difficult to contact.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgage conveyancing in Merton
The Bank of England's current base rate is 5.25% (22 January, 2025)
Before you instruct, you should confirm that your conveyancer is able to act for your chosen mortgage lender.
We work with solicitors who can work on behalf of almost all banks and building societies, so whether you are switching to an offset mortgage from Santander or taking out a buy to let mortgage from Secure Trust Bank, we can help.
Read more:
Find out if our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Merton Transfer of equity
Whether you are adding a new partner, tax planning for the future or gifting a share of a property, you'll need to carry out a transfer of equity.
Your conveyancer will quickly and efficiently complete the legal work for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
Conveyancing costs in Merton: What to expect
It only takes a minute to get a quote, but knowing what's actually included can be complex.
Conveyancing solicitors fees
These fees are what your conveyancing solicitor charges you for the legal services they provide during your transaction. The conveyancing quote will set out the legal fees (inc. VAT) that you pay when the property transaction is complete.
Disbursements
Disbursements are additional costs on top of your conveyancing solicitor's fees for third-party costs incurred on your behalf. Examples of disbursements include Stamp Duty Land Tax (SDLT), HM Land Registry fees and property searches.
Read the terms and conditions
If you are comparing conveyancing quotes, double-check for additional fees or charges. Some firms set out additional charges in their terms and conditions, resulting in a higher final bill.
