Conveyancing in Plymstock
Conveyancing describes the work a solicitor does to transfer the legal title of a property from a seller to a buyer. If you need a solicitor for conveyancing in Plymstock, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped Plymstock and Plymouth clients with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Buying property in Plymstock
A suburb of Plymouth in Devon, Plymstock offers a balance of city and coastal living. Known for its Radford Park and Hooe Lake. The suburb has a population of around 24,000.
Council Tax in Plymstock (2023/24)
Plymstock is in Plymouth City Council.
Band | Amount |
---|---|
A | £1,407.71 |
B | £1,642.32 |
C | £1,876.94 |
D | £2,111.56 |
E | £2,580.80 |
F | £3,050.03 |
G | £3,519.27 |
H | £4,223.12 |
What will my Plymstock solicitor do?
The conveyancer oversees all post-offer aspects of purchasing a house or flat.
Your solicitor will raise enquires of the seller's solicitor, order property searches, review the lease (if applicable) and ensure that post-purchase requirements, including paying Stamp Duty Land Tax and HMLR registration, are completed.
Further to the standard checks and searches, Plymstock conveyancing solicitors may undertake checks for issues related to mundic, flood risk, radon and tin mining searches.
Buying a home with a mortgage?
If you are purchasing property with a mortgage, your solicitor will verify that the property is worth the loan that the lender will provide.
If your conveyancer is not on your mortgage provider's panel, your purchase could take weeks longer to complete and cost you more in the process.We work with conveyancers who can represent the vast majority of banks and specialist lenders, helping to ensure your transaction completes faster.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We have also helped Plymstock home buyers with conveyancing for:
Somewhere in the region of 500,000 listed properties exist in England and Wales, 833 of which are in Plymouth City Council. Plymstock listed buildings include: Listed properties can be a joy to own, but they come with their share of complexities. Our expert conveyancing solicitor panel will help you understand the obligations imposed by listed property ownership. Examples include consent for any alterations that might change the character of the property, and a requirement to use original or historically appropriate materials. Read more:Buying a listed building
Leasehold property
The vast majority of flats are leasehold. Although much less common, there are also around 1 million leasehold houses nationwide. Buying a leasehold home will usually take more time than freehold property because there is more to prepare and there is greater complexity.
Causes of numerous delays can range from incomplete managing agent information to an unresponsive landlord.
Our expert leasehold conveyancing team complete the legal work for 100's of leasehold purchases each month. With specialist expertise there should be far fewer delays.
Selling property in Plymstock
As part of the property selling process in Plymstock, your lawyer will prepare the necessary documentation, including title deeds and ID forms, and help you complete these forms.
The solicitor will advise on enquiries sent by the buyer's conveyancer and resolve any potential issues. Your solicitor will also communicate effectively with the other parties, like agents, managing agents and lenders, confirming that the sale completes quickly.Is there anything to be aware of if selling a leasehold property in Plymstock?
The legal work for a leasehold flat (leasehold houses are rare) is quite a lot more difficult than for a freehold property.
The complex nature of leasehold property means that conveyancing solicitors in Plymstock must undertake additional legal work, such as sourcing an up-to-date service charge statement, through to finding out if there are any payment arrears.
To help mitigate the delays involved in selling a leasehold house or flat, It is strongly advised that the seller instruct a lawyer as soon as possible.
Conveyancing for selling a property
Remortgage in Plymstock
The base interest rate is 4.5% (15 February, 2025)
Before you instruct a remortgage solicitor, your solicitor needs to be able to act on your mortgage lender's behalf.
We work with solicitors who are on the panels of almost all lenders, so whether you are changing to a discount mortgage with National Westminster Bank or taking out a guarantor mortgage from Aldermore Bank, we can help your remortgage complete quickly.
Read more:
Check our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Plymstock Transfer of equity
If you are planning to make changes to the ownership of your property, whether you are transferring the ownership of your home to your daughter, son or other family member, estate planning or buying out an ex-partner after a separation, a transfer of equity is required.
Your property lawyer will handle all the required documentation and register the new interest at HM Land Registry for a fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much should I budget for conveyancing in Plymstock?
When you are comparing quotes, it isn't always easy to be certain you are comparing like to like.
Solicitors' fees
These fees are what your solicitor charges you for the tasks they complete on your behalf. Your solicitor's quote will detail the fees for the legal work, including VAT, that you pay when the property transaction is complete.
Disbursements (costs payable to third parties)
Disbursements are additional costs on top of your solicitor's fees for third-party costs incurred on your behalf. Third-party disbursements include Stamp Duty and property searches.
Check the terms and conditions
Some solicitors' quotes set out additional charges in their terms and conditions. This can lead to an inflated final bill. When comparing quotes, beware of extra fees.