Conveyancing in Ramsgate
Conveyancing involves the legal work and documentation required to transfer a property from the seller to the buyer. If you need a solicitor for conveyancing in Ramsgate, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have years of experience helping homemovers in Ramsgate and throughout Thanet handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Broadstairs, Herne Bay, Margate and Medway
Buying property in Ramsgate
A seaside town in Kent, Ramsgate is known for its marina, the historic Ramsgate Tunnels, and its sandy beach. The town has a population of approximately 40,000.
Council Tax in Ramsgate (2023/24)
Ramsgate is in Thanet District Council.
Band | Amount |
---|---|
A | £1,448.78 |
B | £1,690.24 |
C | £1,931.70 |
D | £2,173.17 |
E | £2,656.10 |
F | £3,139.02 |
G | £3,621.95 |
H | £4,346.34 |
What does a Ramsgate conveyancing solicitor do?
A conveyancer or solicitor guides the buyer through the legal aspects of the transaction.
They will carry out comprehensive due diligence, such as local authority searches (e.g. from Thanet Council), raising enquires, ensuring necessary funds are correctly transferred and registering your ownership of the property at HMLR.
In addition to standard searches, Ramsgate conveyancing solicitors may undertake chalk mining searches.
Are you buying a property with a mortgage?
When buying a house or flat with a mortgage, it is a requirement for your solicitor to also act for the bank or building society that's giving you the mortgage.
Panel approval will mean your solicitor can act on behalf of your bank.
More than 100 building societies, banks and lenders have approved our chosen panel lawyers. We can help you complete your Ramsgate transaction smoothly.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We have also helped home movers in Ramsgate with the conveyancing for:
There are more than half a million listed properties in England and Wales, 1,053 of which are in Thanet District Council. Ramsgate listed buildings include: Listed buildings come with complex rules that the owner must adhere to. Examples of the obligations placed upon listed building owners include consent for additions like solar panels, and an obligation to maintain and preserve the property to prevent deterioration. Our specialist panel of solicitors will explain to you what commitments you are making as a listed building owner. Read more:Listed buildings
Buying a leasehold property
Over 90% of flats in the UK are leasehold. Although much less common, there are also around 1 million leasehold houses nationwide. The conveyancing for a leasehold flat typically takes longer than a freehold property as the landlord or managing agent are involved.
Examples of delays might include anything from missing leasehold documents to absent freeholders.
Our specialist leasehold solicitor team complete the legal work for 100's of leasehold purchases each month, and our proactive approach means delays are less likely to occur.
Selling a property in Ramsgate
The sale of a Ramsgate property will require your solicitor to first assemble all essential documents, including the title deeds and the various property information forms, and help you fill out this paperwork.
Responsibilities include answering enquiries from the buyer's solicitor, addressing snags like a landlord dispute and handling the mortgage redemption.
The solicitor will also liaise with key parties, like agents, lenders and landlords, to make sure your sale of your home is completed without incident.Could the sale of a leasehold property be delayed?
Yes, it can take much more time to carry out the legal work to sell a leasehold house or flat, compared to the sale of a freehold property.
The buyer's conveyancer will expect to see these documents, like a copy of the freehold property's buildings insurance and details of any breaches by other leaseholders. The time needed by to source this information is the common cause of such delays.
The solicitor should get this underway even before a sale has been agreed, because the managing agent's information can take weeks to collect if it is difficult to contact the agent responsible for managing the property.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgaging a property in Ramsgate
Latest Bank of England base rate now at 4.5% (18 February, 2025)
It's a good idea to confirm your conveyancer's lender panel status before you instruct your solicitor.
Quittance panel solicitors are on the legal panels of over 100 mortgage lenders. Whether you are switching to an offset mortgage from Virgin Money or moving to a tracker mortgage with Cynergy Bank, we can assist.
Read more:
Find out if our panel solicitors can act for your mortgage lender
Get a remortgage conveyancing quote
Transfer of equity
Whether you are transferring the ownership of a property (in part or in full) to your children, buying out an ex-partner after a separation or tax planning for the future, you'll need a solicitor to carry out a transfer of equity.
Your lawyer will deal with the legal work for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Ramsgate?
Legal fees
The conveyancing quote will detail the fees for the legal work, including VAT, that you pay when the property transaction is complete. These legal fees are paid to your solicitor or conveyancer for the work they carry out.
Disbursements
Disbursements are fees that your solicitor or conveyancer will have to pay on your behalf for third-party services. Third-party disbursements include Stamp Duty Land Tax (SDLT), HM Land Registry fees and property searches.
Check the T's & C's
If you are comparing conveyancing quotes, beware of extra fees. Some firms set out additional charges in their terms and conditions, leading to a total cost that's much higher than the initial quote.