Conveyancing in Redruth
Conveyancing is the legal process of buying and selling property, where a solicitor ensures that the transfer of ownership complies with legal requirements. If you need a solicitor for conveyancing in Redruth, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have helped clients in Redruth and throughout Cornwall with buying, selling, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Buying property in Redruth
A town in Cornwall, Redruth is a part of the Cornwall and West Devon Mining Landscape World Heritage Site. Known for its rich industrial heritage, its close proximity to the coast, and annual International Mining and Pasty Festival, Redruth is a blend of historic charm and natural beauty. The town has a population of around 14,000.
Council Tax in Redruth (2023/24)
Redruth is in Cornwall Council.
Band | Amount |
---|---|
A | £1,480.93 |
B | £1,727.75 |
C | £1,974.57 |
D | £2,221.39 |
E | £2,715.03 |
F | £3,208.67 |
G | £3,702.32 |
H | £4,442.78 |
What do conveyancing solicitors do?
The conveyancer oversees all post-offer aspects of purchasing a house or flat.
They will perform required due diligence, like raising enquires, arranging property searches and registering you as the new owner at HMLR.
Redruth conveyancing solicitors could also undertake mining searches, particularly for tin, and radon and mundic checks.
Purchasing a property with a mortgage?
As part of the conveyancing process, your solicitor also has to handle legal due diligence on behalf of your mortgage bank.
Panel approval will mean your solicitor can act on behalf of your bank.
We work with solicitors who can represent the vast majority of mortgage lenders, including major banks like TSB, to smaller lenders like Bradford and Bingley and Bluestone Mortgages, so you can complete your purchase without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
We can assist home buyers in Redruth with the legal work for:
When you purchase a flat or house in a conservation area, your conveyancer will need to check for potential planning breaches, which could include missing consents for basement work or roof alterations. Conservation areas in Redruth and across the Cornwall local authority include:Conservation areas
There are about half a million listed buildings in England and Wales, and around 13,980 of which are in Cornwall Council. Redruth listed buildings include: Listed buildings come with complex rules that the owner must adhere to. Examples of the duties that listed building owners face include consent for additions like solar panels, and an obligation to preserve or restore original windows and doors. Our specialist panel of property solicitors will offer guidance on the legal duties your ownership will impose. Read more:Listed buildings
Leasehold flats
Buying a leasehold house or flat in the UK can be complex. The many potential traps lying in wait for the unsuspecting buyer can include legally technical issues like undisclosed major works and marriage value issues.
Your solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
Selling a house or flat in Redruth
For the sale of a house or flat in Redruth, your conveyancing solicitor will arrange all the necessary documentation, including the draft contract and property information forms.
Responsibilities include resolving any potential issues and responding to the buyer's solicitor's enquiries.To ensure a smooth transfer, your solicitor will also coordinate with all stakeholders, such as agents, lenders and landlords.
Is there anything to be aware of if selling a leasehold property in Redruth?
The legal work for a leasehold property is much more time-consuming than it is for a freehold home.
The complexities of leasehold mean conveyancing solicitors in Redruth will usually undertake additional legal work, for example obtaining an up-to-date service charge statement, through to details of historical insurance claims.
To help mitigate the delays involved in selling a leasehold property, It is recommended that the seller instruct a solicitor as soon as possible.
Conveyancing for selling a property
Remortgage conveyancing
The base interest rate is 4.5% (18 February, 2025)
Double check your conveyancer's lender panel membership before you instruct.
We work with remortgage solicitors who are panel members for all major building societies and banks. Whether you are changing to a fixed rate mortgage with Yorkshire Building Society or moving to an interest only mortgage with Barnsley Building Society, our panel solicitors can guide you through the remortgage process.
Read more:
Find out if our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transferring Equity in Redruth
If you intend to reduce or increase your ownership share of your property, whether you are estate planning, giving a property to a family member or buying out another part-owner, a transfer of equity is required.
Your lawyer will complete all the necessary paperwork for a guaranteed fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much are solicitors' conveyancing fees in Redruth?
Conveyancing solicitors fees
These legal fees are paid to your lawyer for the legal work that they complete. Your conveyancing solicitor's quote should clearly detail the legal fees, including VAT, that you pay when the property transaction is complete.
Disbursements
The conveyancing quote should also include any disbursements, which are third-party costs, such as Stamp Duty, property searches and telegraphic transfer fees.
Are the conveyancing fees fixed?
Some solicitors' quotes include extra costs in the small print. This can mean a higher final bill. If you are comparing quotes, beware of hidden charges not mentioned in the initial conveyancing quote.