Conveyancing in Saltash
Conveyancing is the legal process involved when ownership of a property is transferred from the seller to the buyer. If you need a solicitor for conveyancing in Saltash, we can help you with fast & proactive conveyancing from a national panel of conveyancing specialists.
We have years of experience helping homemovers in Saltash and throughout Cornwall handle their sale, purchase, buy-to-let, Help to Buy, Right to Buy, shared ownership, new build, leasehold, lease extensions, remortgage and transfer of equity.
Other areas covered: Plymouth and St Austell
Buying property in Saltash
A town in Cornwall, Saltash is known as the 'Gateway to Cornwall' and is home to the stunning Royal Albert Bridge. The town has a population of approximately 16,000.
Council Tax in Saltash (2023/24)
Saltash is in Cornwall Council.
| Band | Amount |
|---|---|
| A | £1,480.93 |
| B | £1,727.75 |
| C | £1,974.57 |
| D | £2,221.39 |
| E | £2,715.03 |
| F | £3,208.67 |
| G | £3,702.32 |
| H | £4,442.78 |
What does a Saltash conveyancing solicitor do?
During a property purchase, the conveyancing solicitor will address all the legal details of a home purchase. They will raise questions for the seller, order searches, review the contract of sale, and take care of tasks after the sale, like paying SDLT and registering the property ownership with the Land Registry.
In addition to standard searches, Saltash conveyancing solicitors may undertake mining searches, particularly for tin, and radon and mundic checks.
Are you buying a property with a mortgage?
During the process of buying a house, your solicitor must also complete the legal work on behalf of your mortgage lender. If your solicitor isn't accepted on your mortgage provider's panel, it may take weeks longer to purchase your property.
More than 100 mortgage lenders have approved our chosen panel lawyers. We can help you complete your Saltash transaction without delay.
Read more:
Conveyancing for buying a property
Find out if our panel solicitors can act for your mortgage lender
Approved by over 100 more
We can help home movers in Saltash with conveyancing for:
When you purchase a home in a conservation area, your property lawyer will check for potential planning breaches, including lack of consent for an outbuilding or facade maintenance obligations. Conservation areas in Saltash and across the Cornwall local authority include:Conservation area
Around 500,000 listed properties exist across the country, 13,976 of which are in Cornwall Council. Listed buildings in and around Saltash include: Owning a listed building can be a challenge for the unwary. Our expert conveyancing solicitor panel will advise you on the commitments a listed building owner must make. Examples include consent required for energy efficient alterations, and public access to certain areas. Read more:Listed buildings
New Build
The conveyancing process for buying a new build property in Saltash is more complicated than buying an existing property.
A conveyancer in Saltash will need to be qualified to handle things like advising on mortgage offer flexibility for delayed completion, confirming right of way over drains and sewers and working with warranty providers, including NHBC Buildmark, Advantage HCI and Checkmate.
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Leasehold flats
Buying a leasehold house or flat in the UK can be very involved. The many potential traps awaiting the unsuspecting purchaser can include legally technical issues like unpaid service charges by the existing leaseholder and marriage value issues.
A leasehold solicitor will look into all potential issues with the lease and report back to you.
Read more:
What you need to know about buying a leasehold property
Should I be wary of buying a leasehold house?
Should I buy a property with a short lease?
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Selling a house or flat in Saltash
When you begin the process to sell a Saltash home, your lawyer will first prepare vital paperwork, including the contract of sale and assorted property information forms, and help you fill out this paperwork.
The lawyer will reply to the buyer's solicitor's inquiries and sort out potential snags. In order to assure a smooth transfer of ownership, your conveyancing solicitor will liaise with key parties, such as agents, managing agents and lenders.
Does the conveyancing for selling leasehold take longer?
Yes, that's correct, it can take much more time to carry out the legal work to sell a leasehold property, compared to the sale of a freehold property.
The buyer's solicitor will want to see these documents, such as three years' filed accounts for the property management. The time required by to source this information is the common cause of such delays.
It can take a long time to gather these details if it is difficult to contact the landlord or managing agent, so the solicitor should get this underway at the earliest opportunity.
Read more:
Selling a leasehold flat? What to do before going on the market
Conveyancing for selling a property
Remortgaging a property in Saltash
Latest Bank of England base rate now at 5.25% (12 October, 2024)
Before you appoint a solicitor to handle your remortgage, check your conveyancer is on your chosen mortgage lender's panel.
We work with remortgage solicitors who can act for over 100 lenders. Whether you are changing to a discount mortgage with TSB or moving to a guarantor mortgage with Bluestone, we can help.
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Check our panel solicitors can act for your lender
Get a remortgage conveyancing quote
Transferring Equity in Saltash
Whether you are gifting a share of a property, tax planning for the future or adding your spouse to the deeds, you'll need to carry out a transfer of equity. Your solicitor will complete all the necessary paperwork for a low, fixed fee.
Read more:
Transfer of equity Stamp Duty calculator
Get a transfer of equity conveyancing quote
How much does conveyancing cost in Saltash?
Conveyancing legal fees
The conveyancing quote should clearly detail the legal fees, including VAT, that you'll pay when your transaction completes. These fees are paid to your lawyer for the work they carry out during your property transaction.
Disbursements
Disbursements are third-party expenses incurred during the purchase, sale or other conveyancing transaction. Examples of disbursements include Stamp Duty and Land Registry fees.
Check what's included in your conveyancing quote
Some firms list extra charges in the small print, leading to a higher final bill. Watch out for undisclosed fees not included in your original quote, if you are comparing conveyancing quotes.
